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Basic Savings Account

A savings account that offers you basic banking services at minimal cost. It’s open to all individual Malaysian citizens and permanent residents.


Here's what Basic Savings Account offers you:

  • Ease of opening an account for individuals (personal or joint) with an initial deposit of just RM20.
  • Minimum balance to be maintained at any one time is RM20.
  • Savings passbook is provided.
  • Interest is calculated daily and credited half yearly as at 30 June and 31 December
  • Earn interest irrespective of account balance.
  • Easy access to your account through any Public Bank branches, ATM or
  • Other FREE services offered:
    - Cheque, cash and coin deposits.
    - Self serve deposits.
    - The following services:
    Fund transfer facility within the Bank.
    Online bill payment.
    Account enquiries.

Basic Savings Account

  • Waiver of annual fee for Bankcard/ATM Card.
  • Free 6 over-the-counter visits.
  • Free 8 ATM cash withdrawals.

Basic 55 Savings Account

  • Aged 55 years old and above (for joint account, one of the depositors must be aged 55 years old and above).
  • Free 16 over-the-counter visits.
  • No Bankcard/ATM card will be issued under this account.

Eligible for protection by PIDM.

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- Fees and Charges


General Notice

Register Of Insured Deposits For Public Bank Berhad

Savings Accounts

WISE Savings Account
PLUS Savings Account
50 Plus Savings Account
PB SaveLink Account
Basic Savings Account
PB Bright Star Savings Account
Young Achiever Savings Account (YASA)

Current Accounts

PLUS Current Account
PB CurrentLink Account
ACE Account
Basic Current Account

Fixed Deposit Accounts

PLUS Fixed Deposit Account
PB Golden 50 Plus Fixed Deposit (FD) Account

Foreign Currency Account

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