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You may have just tied the knot, and are planning to purchase a dream home to raise your family. Or you may have reached a point in your career when you're thinking of getting your dream car. Perhaps you need extra funds to help your child pursue an overseas education.

No matter what your dreams, you'll find that Public Bank has the right loan product to help you finance it.

And to ensure that you have access to the necessary funds as quickly as possible, our ISO 9001:2000 certified process ensures speedy loan approval.

5 Home Plan MORE Plan


So you've chosen your dream home. Now it's time to choose your home loan.

5 HOME Plan gives you the flexibility of choosing from a wide range of different home financing packages, depending on your financial needs.

To ensure a comfortable monthly installment amount, we offer a long loan tenure of up to 35 years.

Choose a financing package from below:

Equal monthly instalment package
Fixed monthly instalments that allow you to plan and manage your finances better, with the financial flexibility of an overdraft facility.

Fixed monthly instalments package
An Islamic loan plan that lets you enjoy fixed profit rates that are not subject to fluctuating BLR.

Graduated payments package
A lower initial installment that increases gradually in tandem with your income.

More benefits:

  • Great savings as interest rates are calculated on daily rest.
  • Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
  • High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and/or loan documentation expenses).
  • Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).

Attractive interest rate up to BLR-2.20%*
* Terms & Conditions Apply

Dokumen-dokumen berkaitan Pendapatan Minimum yang Diperlukan bagi Pemohon Individu / Minimum Income Documents Required for Individual Applicants
A) Bekerja / Employed
  • Slip gaji 3 hingga 6 bulan terakhir / Latest 3 to 6 month payslips

    atau / or
  • Penyata EA Terakhir / Latest EA Statement

Dan mana-mana satu daripada yang berikut: / And one of the following:

  • Penyata KWSP (terakhir tidak lebih daripada 1 tahun) / EPF Statement (latest not more than 1 year)

    atau / or
  • Penyata Cukai dan Resit Cukai Terakhir / Latest Tax Returns and Tax Receipts

    atau / or
  • Surat Tawaran Bekerja/ Pengesahan Majikan / Employment Letter/ Employer confirmation

    atau / or
  • Penyata Akaun Semasa/ Buku atau Penyata Akaun Simpanan 3 bulan terakhir / Latest 3 months Current Account Statement/ Savings Account Passbook or Statement 


B) Bekerja Sendiri / Self-Employed
  • Penyata Cukai dan Resit Cukai bagi tahun terakhir / Latest 1 year Tax Returns and Tax Receipts

    atau / or
  • Penyata Akaun Semasa/ Buku atau Penyata Akaun Simpanan 6 bulan terakhir / Latest 6 months Current Account Statement/ Savings Account Passbook or Statement

Apa-apa dokumen pendapatan tambahan mungkin diperlukan mengikut budi bicara mutlak Bank /
Any additional income documents may be required at the absolute discretion of the Bank.




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