You may have just tied the knot, and are planning to purchase a dream home to raise your family. Or you may have reached a point in your career when you're thinking of getting your dream car. Perhaps you need extra funds to help your child pursue an overseas education.
No matter what your dreams, you'll find that Public Bank has the right loan product to help you finance it.
And to ensure that you have access to the necessary funds as quickly as possible, our ISO 9001:2000 certified process ensures speedy loan approval.
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| Overdraft |
Allows you draw additional funds quickly and conveniently from your current account when you require it.
Overdraft offers:
- No fixed repayment schedule.
- Interest charged only when funds are used.
- No commitment fee for individual applicants on overdraft amounts of RM250,000 and below.
Minimum Income Documents Required for Individual Applicants
| A) Employed |
- Latest 3 to 6 month payslips
or
And one of the following:
- EPF Statement (latest not more than 1 year)
or
- Latest Tax Returns and Tax Receipts
or
- Employment Letter/ Employer confirmation
or
- Latest 3 months Current Account Statement/ Savings Account Passbook or Statement
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| B) Self-Employed |
- Latest 1 year Tax Returns and Tax Receipts
or
- Latest 6 months Current Account Statement/ Savings Account Passbook or Statement
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| Any additional income documents may be required at the absolute discretion of the Bank. |
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