How do I apply
Security policy
Privacy policy
PAC
Promotions & Highlights
Cards
Loans
Rates & Charges
Deposits
Share Trading/Financing
Investments
Bancassurance
Islamic Banking
Bill Payment
Other Services
PB Premium Club
Apply Now!
Branches/ATMs/
CDMs/CDTs
FAQs
 
About PBeBank.com
About PB Telebanking
About Public Bank
Contact Us
Helpful Links
 
   
     
     
   
     
     
  Beware of phishing scams and fradulent e-mails. Click here for more details.  
     
 

Fees and Charges: Credit/Debit Cards

PB Visa Classic / PB MasterCard Standard
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM75-00
  • RM45-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Finance Charge

- FAQ
Repayment Behaviour Interest Rate
a. With prompt minimum repayment for 12 months within 12 consecutive months.
15% p.a of the total outstanding balance from the 13th month.
b. With prompt minimum repayment for 10 months and more within the last 12 consecutive months.
17% p.a of the total outstanding balance from the 13th month.
c. Credit cardholder who do not meet the above criteria.
18% p.a of the total outstanding balance.

Note: The tiered finance charges are only applicable to the outstanding balances arising from retail transactions. Balances accrued from Cash Advance and other credit plans will be charged finance charge at 18% p.a.
4 Cash Advance Fee
  • Public Bank Branches/ATMs: 5.0%
  • Affiliated Banks and Financial Institutions Worldwide: 5.0%
A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.
5 Late Payment Fees Failure to make the Minimum Payment by the Due Date, a further charge of a minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100, shall be debited to the Card Account.
6 Lost or Theft Card Replacement Fee
  • 1st Card : RM50-00
  • 2nd Card: RM100-00
  • 3rd Card: RM150-00
7 Dishonoured cheques RM100-00
8 Transaction Receipt Retrieval Request RM15-00
9 Monthly Statement Retrieval Request RM5-00

 

PB Visa Gold / PB Gold MasterCard
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM150-00
  • RM100-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • Waived (RM100-00)
  • NA
3 Finance Charge

- FAQ
Repayment Behaviour Interest Rate
a. With prompt minimum repayment for 12 months within 12 consecutive months.
15% p.a of the total outstanding balance from the 13th month.
b. With prompt minimum repayment for 10 months and more within the last 12 consecutive months.
17% p.a of the total outstanding balance from the 13th month.
c. Credit cardholder who do not meet the above criteria.
18% p.a of the total outstanding balance.

Note: The tiered finance charges are only applicable to the outstanding balances arising from retail transactions. Balances accrued from Cash Advance and other credit plans will be charged finance charge at 18% p.a.
4 Cash Advance Fee
  • Public Bank Branches/ATMs: 5.0%
  • Affiliated Banks and Financial Institutions Worldwide: 5.0%
A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.
5 Late Payment Fees Failure to make the Minimum Payment by the Due Date, a further charge of a minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100, shall be debited to the Card Account.
6 Lost or Theft Card Replacement Fee
  • 1st Card : RM50-00
  • 2nd Card: RM100-00
  • 3rd Card: RM150-00
7 Dishonoured cheques RM100-00
8 Transaction Receipt Retrieval Request RM15-00
9 Monthly Statement Retrieval Request RM5-00

 

PB Executive MasterCard
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM88-00
  • RM48-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Finance Charge

- FAQ
Repayment Behaviour Interest Rate
a. With prompt minimum repayment for 12 months within 12 consecutive months.
15% p.a of the total outstanding balance from the 13th month.
b. With prompt minimum repayment for 10 months and more within the last 12 consecutive months.
17% p.a of the total outstanding balance from the 13th month.
c. Credit cardholder who do not meet the above criteria.
18% p.a of the total outstanding balance.

Note: The tiered finance charges are only applicable to the outstanding balances arising from retail transactions. Balances accrued from Cash Advance and other credit plans will be charged finance charge at 18% p.a.
4 Cash Advance Fee
  • Public Bank Branches/ATMs: 5.0%
  • Affiliated Banks and Financial Institutions Worldwide: 5.0%
A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.
5 Late Payment Fees Failure to make the Minimum Payment by the Due Date, a further charge of a minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100, shall be debited to the Card Account.
6 Lost or Theft Card Replacement Fee
  • 1st Card : RM50-00
  • 2nd Card: RM100-00
  • 3rd Card: RM150-00
7 Dishonoured cheques RM100-00
8 Transaction Receipt Retrieval Request RM15-00
9 Monthly Statement Retrieval Request RM5-00

 

PB UTAR Debit MasterCard / PB TARC Debit MasterCard
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • FREE FOR LIFE
  • FREE FOR LIFE
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Differentiated Cash Withdrawal Fees
  • Public Bank ATMs: Waived
  • Other ATMs successful: RM10-00
  • Other ATMs unsuccessful: RM2-00
4 Lost or Theft Card Replacement Fee RM10-00
5 Transaction Receipt Retrieval Request RM15-00
6 Monthly Statement Retrieval Request RM5-00
7 Balance Inquiry RM2-00 per enquiry via non-Public Bank ATM
8 Processing Fee RM1-00 per transaction for payment of fees at UTAR/TARC campuses

 

PB Visa Platinum / PB Platinum MasterCard
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM333-00
  • RM150-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Finance Charge

- FAQ
Repayment Behaviour Interest Rate
a. With prompt minimum repayment for 12 months within 12 consecutive months.
15% p.a of the total outstanding balance from the 13th month.
b. With prompt minimum repayment for 10 months and more within the last 12 consecutive months.
17% p.a of the total outstanding balance from the 13th month.
c. Credit cardholder who do not meet the above criteria.
18% p.a of the total outstanding balance.

Note: The tiered finance charges are only applicable to the outstanding balances arising from retail transactions. Balances accrued from Cash Advance and other credit plans will be charged finance charge at 18% p.a.
4 Cash Advance Fee
  • Public Bank Branches/ATMs: 5.0%
  • Affiliated Banks and Financial Institutions Worldwide: 5.0%
A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.
5 Late Payment Fees Failure to make the Minimum Payment by the Due Date, a further charge of a minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100, shall be debited to the Card Account.
6 Lost or Theft Card Replacement Fee
  • 1st Card : RM50-00
  • 2nd Card: RM100-00
  • 3rd Card: RM150-00
7 Dishonoured cheques RM100-00
8 Transaction Receipt Retrieval Request RM15-00
9 Monthly Statement Retrieval Request RM5-00

 

PB Visa Electron
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM24-00
  • RM12-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Differentiated Cash Withdrawal Fees
  • Public Bank ATMs: Waived
  • Other ATMs successful: RM10-00
  • Other ATMs unsuccessful:
    RM2-00
4 Lost or Theft Card Replacement Fee RM10-00
5 Transaction Receipt Retrieval Request RM15-00
6 Monthly Statement Retrieval Request RM5-00
7 Balance Inquiry RM2-00 per enquiry via non-Public Bank ATM

 

PB ING Credit MasterCard PayPass Card
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM68-00
  • RM38-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Finance Charge

- FAQ
Repayment Behaviour Interest Rate
a. With prompt minimum repayment for 12 months within 12 consecutive months.
15% p.a of the total outstanding balance from the 13th month.
b. With prompt minimum repayment for 10 months and more within the last 12 consecutive months.
17% p.a of the total outstanding balance from the 13th month.
c. Credit cardholder who do not meet the above criteria.
18% p.a of the total outstanding balance.

Note: The tiered finance charges are only applicable to the outstanding balances arising from retail transactions. Balances accrued from Cash Advance and other credit plans will be charged finance charge at 18% p.a.
4 Cash Advance Fee
  • Public Bank Branches/ATMs: 5.0%
  • Affiliated Banks and Financial Institutions Worldwide: 5.0%
A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.
5 Late Payment Fees Failure to make the Minimum Payment by the Due Date, a further charge of a minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100, shall be debited to the Card Account.
6 Lost or Theft Card Replacement Fee
  • 1st Card : RM50-00
  • 2nd Card: RM100-00
  • 3rd Card: RM150-00
7 Dishonoured cheques RM100-00
8 Transaction Receipt Retrieval Request RM15-00
9 Monthly Statement Retrieval Request RM5-00

 

PB ING Debit MasterCard PayPass Card
No. Type of Charges Amount
1 Annual fees:
  • Principal
  • Supplementary

 

  • RM24-00
  • RM12-00
2 Joining fee:
  • Principal
  • Supplementary

 

  • NA
  • NA
3 Differentiated Cash Withdrawal Fees
  • Public Bank ATMs: Waived
  • Other ATMs successful: RM10-00
  • Other ATMs unsuccessful:
    RM2-00
4 Lost or Theft Card Replacement Fee RM10-00
5 Transaction Receipt Retrieval Request RM15-00
6 Monthly Statement Retrieval Request RM5-00
7 Balance Inquiry RM2-00 per enquiry via non-Public Bank ATM

 

 

  


Forex:

Foreign Exchange Rates (Forex)
Gold Investment Account

Fees and Charges:

Savings Account
Current Account
Fixed Deposit
Remittances and Standing Instructions
Coins and Notes
Hire Purchase
Trade Bills
Credit/Loan
Credit/Debit Cards
ATM/Bankcards
Gold Investment Account

Deposit Interest Rates:

Savings and Current Interest Rates
Fixed Deposit
Foreign Currency Fixed Deposit Rates
Islamic Hibah (profit) rates

Loan (Interest/Profit rates):

Base Lending Rate: 6.75% per annum
5 Home Plan
- For property costing RM100,000 and below
- For property costing above RM100,000
MORE Plan (Interest/Profit rates)
- For property costing RM100,000 and below
- For property costing above RM100,000
SWIFT rates

Hire Purchase:

Margin of financing & hiring period

  Terms & Conditions | Privacy | Security | Client Charter | Bank Negara Malaysia
Copyright © Public Bank Berhad (6463-H) ALL RIGHTS RESERVED