Announcements

PB Enterprise FD Campaign

Please be informed that the promotional interest rates for “PB Enterprise FD” Campaign will be revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions in English.


Kempen PB Enterprise FD

Dimaklumkan bahawa kadar faedah promosi bagi Kempen “PB Enterprise FD” akan disemak bermula pada 22 Mac 2019.

Klik di sini untuk Terma dan Syarat yang disemak dalam Bahasa Malaysia.

 

- 21 March 2019


Rebranding of PB Visa Electron Debit Card

Please be informed that the issuance of PB Visa Electron Debit Card will be discontinued and all replacement cards and new issuance of PB Visa Electron Debit Card will be rebranded as PB Visa Debit Card effective 13 April 2019.

- 25 March 2019


PB Special2 FD / TD-i Campaign

Please be informed that the promotional interest / profit rates under the “PB Special2 Fixed Deposit / Term Deposit-i” Campaign will be revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions in English.


Kempen PB DT / DB-i Khas 2

Dimaklumkan bahawa kadar faedah / keuntungan promosi di bawah “PB Deposit Tetap / Deposit Bertempoh-i Khas 2” akan disemak bermula pada 22 Mac 2019.

Klik di sini untuk Terma dan Syarat yang disemak semula itu.

 

- 21 March 2019


PB Junior Campaign

Please be informed that the Fixed Deposit promotional interest rate for PB Junior FD Sub-campaign under the PB Junior Campaign has been revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions.


Kempen PB Junior

Dimaklumkan bahawa kadar faedah promosi Deposit Tetap bagi Kempen Deposit Tetap PB Junior (PB Junior FD) di bawah Kempen PB Junior telah disemak bermula pada 22 Mac 2019.

Klik sini untuk Terma dan Syarat yang disemak itu.

 

- 21 March 2019


PBB Winners for DuitNow Launch Campaign

We are pleased to announce our PBB winners for the DuitNow Launch Campaign!



Congratulations to all our lucky winners! For more info on the DuitNow Launch Campaign and the full list of winners, visit www.duitnow.my

- 15 March 2019


Relocation of Putrajaya Branch

Please be informed that Putrajaya branch of Public Islamic Bank Berhad will be relocated to the following address with effect from 8 April 2019:

No. 34 & 36
Jalan Perak P15
Presint 15
62050 Putrajaya
 

- 13 March 2019


Setting SMS Limit for Contactless Transaction

Setting Your Preferred SMS Alert Limit via PBe for Contactless Card Transactions

Dear Valued Customer,

Effective 13 March 2019, PB Lifestyle Debit Card holders may set your own preferred contactless SMS alert limit via PBe.

Click here for the Steps on Setting Your Preferred SMS Alert Limit via PBe for Contactless Card Transactions (Retail Customer).
Click here for the Steps on Setting Your Preferred SMS Alert Limit via PBe for Contactless Card Transactions (Corporate Customer).


Penetapan Had Amaran Pilihan Menerusi SMS Melalui PBe Untuk Urus niaga Kad Tanpa Sentuh

Pelanggan Yang Dihargai,

Mulai 13 Mac 2019, pemegang Kad Debit PB Lifestyle boleh menetapkan had untuk menerima SMS tanpa sentuh melalui PBe. 

Klik sini untuk Langkah-langkah untuk Penetapan Had Amaran Pilihan Menerusi SMS Melalui PBe Untuk Urus niaga Kad Tanpa Sentuh (Pelanggan Runcit).

Klik sini untuk Langkah-langkah untuk Penetapan Had Amaran Pilihan Menerusi SMS Melalui PBe Untuk Urus niaga Kad Tanpa Sentuh (Pelanggan Korporat).


通过PBe设定您属意的非接触式交易限额短信提醒

亲爱的顾客,

从2019年3月13日起, PB Lifestyle 扣帐卡持有人可通过PBe设定您属意的非接触式交易限额短信提醒。

请按此以进行设定零售顾客的非接触式交易限额短信提醒。
请按此以进行设定企业顾客的非接触式交易限额短信提醒。

 

- 13 March 2019


Illegal Foreign Exchange Trading Scheme

Illegal Foreign Exchange Trading Scheme refers to the buying or selling of foreign currency by an individual or company in Malaysia with any person who is not a licensed onshore bank or any person who has not obtained the approval of Bank Negara Malaysia under the Financial Services Act 2013 or Islamic Financial Services Act 2013.

Click here for more information.

- 5 March 2019


Foreign Currency Current Account

Please be informed that with effect from 1 April 2019, the annual account maintenance fee for Foreign Currency Current Account (FCY CA) will be revised to RM30.00 (or its equivalent) per annum.

A proportionate amount of RM15.00 (or its equivalent) is to be charged on account(s) opened on or after 1 July 2019, as follows:

Existing FCY CA Account Holders /
FCY CA Opened Before 1 July 2019
FCY CA Opened On or
After 1 July 2019*
RM 30.00 (or its equivalent) RM 15.00 (or its equivalent)
*Note: Thereafter, the full amount of RM30.00 (or its equivalent) is payable on 1 December of the subsequent years.
 

Akaun Semasa Mata wang Asing

Dimaklumkan bahawa bermula pada 1 April 2019, fi penyenggaraan akaun tahunan bagi Akaun Semasa Mata wang Asing (FCY CA) akan disemak kepada RM30.00 (atau yang setara) setahun.

Amaun yang bersekadar sebanyak RM15.00 (atau yang setara) akan dicaj ke atas akaun yang dibuka pada atau selepas 1 Julai 2019, seperti yang berikut:

Pemegang Akaun FCY CA Sedia ada /
FCY CA yang dibuka sebelum 1 Julai 2019
FCY CA yang Dibuka Pada
atau Selepas 1 Julai 2019*
RM 30.00 (atau yang setara) RM 15.00 (atau yang setara)
*Nota: Selepas ini, amaun penuh sebanyak RM30.00 (atau yang setara) mesti dibayar pada 1 Disember tahun berikutnya.
 

- 6 March 2019


50 PLUS Savings Account

Please be informed that the interest rate structure for 50 PLUS Savings Account will be revised to multi-tier incremental balance with effect from 1 March 2019.

Click here for the latest interest rates


Akaun Simpanan 50 PLUS

Dimaklumkan bahawa struktur kadar faedah bagi Akaun Simpanan 50 PLUS akan disemak menjadi baki tambahan berbilang tingkat bermula pada 1 Mac 2019.

Klik di sini untuk untuk kadar faedah terkini.

 

- 1 March 2019


PB Junior Campaign

Under the PB Junior Campaign, the Bank had agreed that Eligible Participants will be entitled to a Standing Instruction Gift of a Phyliss Multipurpose Electric Food Warmer cum Lunch Box (“the Gift”) on a first-come, first served basis until stocks last.

Please be informed that the stock of the Gift is now depleted and with effect from 1 March 2019 the Bank will no longer offer the Gift under this Campaign.


Kempen PB Junior

Di bawah Kempen PB Junior, Bank bersetuju bahawa Peserta yang Layak layak untuk mendapat Hadiah untuk Arahan Tetap yang merupakan Pemanas Makanan Elektrik Pelbagai Guna Phyliss yang juga Bekas Makanan (“Hadiah tersebut”) atas dasar siapa cepat dia dapat, sehingga stok masih ada.

Dimaklumkan bahawa stok Hadiah itu telah habis dan bermula pada 1 Mac 2019, Bank tidak lagi menawarkan Hadiah itu di bawah Kempen ini.

- 1 March 2019


Relocation of Ampang Branch

Please be informed that our Ampang branch will be relocated to the following address with effect from 25 March 2019:

No.22 & 24
Jalan Wawasan 2/12
Bandar Baru Ampang
68000 Ampang, Selangor
 

- 28 February 2019


Discontinue PLUS FD Placement via PBe

Please be informed that with effect from 18 March 2019, the placement of PLUS FD via PBe (Personal Banking) will be discontinued.

For further clarification, please contact your Account Holding Branch.

 

PENAMATAN PELETAKAN DEPOSIT TETAP PLUS MELALUI PBe

Dimaklumkan bahawa bermula 18 Mac 2019, peletakan Deposit Tetap PLUS melalui PBe (Perbankan Peribadi) akan ditamatkan.

Untuk penjelasan lanjut, sila hubungi Cawangan Pemegang Akaun anda.

 

- 22 February 2019


PB FCY FD Campaign

Please be informed that the promotional rates for U.S. Dollar, Australian Dollar and Pound Sterling under the “PB FCY FD” Campaign will be revised with effect from 25 February 2019.

Click here for the revised Terms and Conditions in English.


Kempen PB Deposit Tetap Mata Wang Asing (PB FCY FD)

Dimaklumkan bahawa kadar promosi bagi Dolar A.S., Dolar Australia dan Pound Sterling di bawah Kempen “PB FCY FD” akan disemak bermula pada 25 Februari 2019.​

Klik di sini untuk Terma dan Syarat yang disemak semula dalam Bahasa Malaysia.

 

- 25 February 2019


Interest Rates Revision for Deposit Products

Please be informed that the interest rates for the following Savings and Current Accounts will be revised with effect from 1 February 2019:

  • Basic Savings Account
  • PLUS Savings Account
  • PB SaveLink Account
  • ACE Account
  • ACE Enterprise Account

Click here for the latest interest rates.

 

Semakan Kadar Faedah Bagi Produk Deposit

Dimaklumkan bahawa kadar faedah bagi Akaun Simpanan dan Semasa yang berikut akan disemak bermula pada 1 Februari 2019:

  • Akaun Simpanan Basic
  • Akaun Simpanan PLUS
  • Akaun PB SaveLink
  • Akaun ACE
  • Akaun ACE Enterprise
Klik sini untuk kadar faedah terkini.

- 1 February 2019


LHDNM : e-STAMPS Service

Dear Valued Customers,

Effective 18th February 2019, the Bank will be launching the Lembaga Hasil Dalam Negeri Malaysia (LHDNM) e-STAMPS Collection Service via Internet Banking.

The service will be made available via PBe and PB enterprise’s Bill Payment.

How to perform e-STAMPS payment:

  1. Retail Customer
    1. Logon to the online banking
    2. Select "Bill Payment"
    3. Select "Lembaga Hasil Dalam Negeri (Stamp)" then click "Next"
    4. Choose your "From Account" and enter the "Adjudication Number"
    5. Click "Request PAC Now" and enter the PAC number
    6. Click "Confirm" to complete the transaction

  2. Corporate Customer (Maker)
    1. Logon to the online banking
    2. Select "Bill Payment"
    3. Select "Lembaga Hasil Dalam Negeri (Stamp)" then click "Next"
    4. Choose your "From Account" and enter the "Adjudication Number"
    5. Click "Submit"

    Corporate Customer (Authorizer)
    1. Logon to the online banking
    2. Click “Pending Approval”
    3. Select the transaction(s) that need to authorize and click “Approve”
    4. Enter the “SecureSign Code”
    5. Click “Confirm” to complete the transaction

Additional Notes:

Please register with STAMPS before proceed with the Stamp Duty payment via PBe and PB enterprise.

- 14 February 2019


PBB Customer Wins Honda Civic with FPX!

Cik Nurul Fatin Binti Mohd Zulkafli, a Public Bank customer was recently announced as the grand prize winner of a brand new Honda Civic 1.8S car by participating in the “FPX and Win’ contest launched by PayNet from 1 August 2018 to 31 October 2018.

- 18 January 2019


PB eFD Campaign

Please be informed that the Campaign Period of “PB eFixed Deposit (PB eFD)” has been extended to 31 March 2019.

Click here for the revised Terms and Conditions.


Kempen PB eFD

Dimaklumkan bahawa Tempoh Kempen “PB eDeposit Tetap (PB eFD)” telah dilanjutkan sehingga 31 Mac 2019.


Klik sini untuk Terma dan Syarat yang disemak semula.

 

- 28 December 2018


Opening of New Branches

As part of our expansion programme, our Bank will be opening three (3) new branches that will commence business in December to provide you with more banking convenience. The details are as follows:

No Branch Name Date of Commencement Business
1 Bukit Jalil 14 December 2018
2 Bandar Setia Alam 21 December 2018
3 Kota Kemuning 28 December 2018
 

- 12 December 2018


Telekom Malaysia (TM) : Migration to JomPAY

Dear Valued Customers,

Effective 1st January 2019, bill payments to TM via PBe internet banking and PB engage mobile banking can only be made through the JomPAY payment channel.

Kindly refer to the JomPAY Biller Code as printed on your TM Bill to make your payment.

Important Notes:

  1. Customers who had set their TM bill as their Favourite / e-Standing Instruction (e-SI) via the existing Bill Payment function, please ensure that you remove the bill to avoid any transaction failure.

  2. You may update / register your TM bill as Favourite / e-Standing Instruction (e-SI) via the JomPAY payment channel.

  3. You can refer to the following JomPAY Biller Codes before making payment to the respective TM bills:
    a. 8888 - TM UniFi
    b. 2345 - TM Telephone & Multimedia Bill
 

- 11 December 2018


Relocation of Pulau Langkawi Branch

Please be informed that our Pulau Langkawi branch will be relocated to No. 33A, Langkawi Boulevard, Jalan Mahawangsa 1, 07000 Langkawi, Kedah and commence business at its new premises with effect from 24 December 2018.

- 3 December 2018


Revised PB engage Terms and Conditions

Please be informed on the revised Terms and Conditions governing PB engage. The revision will be applicable to all existing and new customers with effect from 8 December 2018.

- 16 November 2018


Illegal Foreign Exchange Trading Scheme

Illegal Foreign Exchange Trading Scheme refers to the buying or selling of foreign currency by an individual or company in Malaysia with any person who is not a licensed onshore bank or any person who has not obtained the approval of Bank Negara Malaysia under the Financial Services Act 2013 or Islamic Financial Services Act 2013.

Click here for more information.

- 15 November 2018


Red Carpet Banking (RCB)

Dear Valued Customers,

Please be informed that with effect from 7 December 2018, the minimum eligibility criteria for RCB membership will be revised to a minimum of RM300,000 in total deposits [in the combination of either Foreign Currency account (in Ringgit equivalent), current account, savings account or fixed deposit].  

Thank you.


Red Carpet Banking (RCB)

Pelanggan Yang Dihargai, 

Dimaklumkan bahawa bermula pada 7 Disember 2018, kriteria kelayakan minimum bagi keahlian RCB akan disemak kepada minimum sebanyak RM300,000 dalam jumlah deposit [kombinasi sama ada dalam akaun Mata wang Asing (bersamaan dengan Ringgit), akaun semasa, akaun simpanan atau deposit tetap].   

Terima kasih.

   

- 15 November 2018


LHDNM: Revision of Biller Name

Dear Valued Customers,

Please be informed that the consolidation of LHDNM's Accounts for Semenanjung, Sabah and Sarawak into a single account will take effect from 9 October 2018. In view of that, the drop-down biller name in PBe will be revised to ‘4500 – Lembaga Hasil Dalam Negeri’ and ‘LHDN PCB’ for LHDNM normal tax and PCB payment respectively.

Thank you.

- 8 October 2018


Fees for Card & Loan Repayments


- 30 September 2018


Opening Of New Branch

As part of our expansion programme, our Bandar Kinrara Branch in Puchong, Selangor will be opening on 28 September 2018 to provide you with more banking convenience.

Please click here for more details.

- 26 September 2018

Revised Terms & Conditions

Please be informed on the following revised Terms and Conditions:-
- Terms and Conditions Governing Current Account
- Terms and Conditions Governing Fixed Deposit Account
- Terms and Conditions Governing Foreign Currency Current Account
- Terms and Conditions Governing Foreign Currency Fixed Deposit Account
- Terms and Conditions Governing Gold Investment Account
- Terms and Conditions Governing R-NID Account
- Terms and Conditions Governing Savings Account

The revision will be applied to all the existing and new customers regardless of the account opening date,
with effect from 1 September 2018.


- 1 September 2018


Abolishment of Goods and Services Tax

Dear Customers,

Dewan Negara has passed the Goods and Services Tax (Repeal) Bill on 20 August 2018 and as such, the Goods and Services Tax (GST) will be abolished with effect from 1 September 2018.

Following the announcement, the Bank has updated our fees and charges to reflect the above GST abolishment.

 

- 1 September 2018


Revision of BonusLink Points

Please be informed that with effect from 1 September 2018, no BonusLink Points (BLP) will be awarded for purchase of Banker's Cheque for Malaysian Industrial Development Finance (MIDF)/Malaysian Issuing House (MIH) Public Share Issue via debiting of PB SaveLink Account (SALink) or PB CurrentLink Account (CALink).

For further clarification, please contact your Account Holding Branch.


Semakan Mata Ganjaran BonusLink

Dimaklumkan bahawa mulai 1 September 2018, tiada mata ganjaran BonusLink (BLP) akan diberi bagi pembelian Cek Jurubank bagi Terbitan Saham Awam Malaysian Industrial Development Finance (MIDF)/Malaysian Issuing House (MIH) melalui pendebitan Akaun PB SaveLink (SALink) atau Akaun Semasa PB CurrentLink (CALink).

Untuk penjelasan lanjut, sila hubungi Cawangan Pemegang Akaun anda.

 

- 8 August 2018


ACE Enterprise Account

Please be informed that the ACE Enterprise Account interest rates will be revised with effect from 16 July 2018.

Click here for the latest interest rates

 

Akaun ACE Enterprise

Dimaklumkan bahawa kadar faedah Akaun ACE Enterprise akan disemak mulai 16 Julai 2018.

Klik di sini untuk kadar faedah terbaharu


- 16 July 2018


PB R-NID Tranche 3: Fully Subscribed

We wish to inform that the offer period for PB Retail Negotiable Instruments of Deposit (PB R-NID) Tranche 3 has ended on 3 July 2018 as the total investment amount of RM50 Million has been fully subscribed.

For customers who had placed their investment before or on 3 July 2018, please be informed that the start date of the investment will remain unchanged on 19 July 2018.

A Confirmation Advice will be sent to you on 19 July 2018 via PBe or by post.

For further clarification, please contact your PB R-NID Account Holding Branch.


PB R-NID Tranche 3: Dilanggani Sepenuhnya
Kami ingin memaklumkan bahawa tempoh tawaran bagi PB Instrumen Deposit Boleh Niaga (PB R-NID) Tranche 3 berakhir pada 3 Julai 2018 oleh kerana jumlah amaun pelaburan sebanyak RM50 juta telah dilanggani sepenuhnya.

Bagi pelanggan yang telah meletakkan pelaburan mereka sebelum atau pada 3 Julai 2018, sila ambil maklum bahawa tarikh mula pelaburan ini akan kekal sama iaitu 19 Julai 2018.

Makluman Pengesahan akan dihantar kepada tuan/puan pada 19 Julai 2018 melalui PBe atau melalui pos.

Untuk penjelasan lanjut, sila hubungi Cawangan Pemegang Akaun PB R-NID tuan/puan.  
 

- 4 July 2018


New E-Statement features for PBe Corporate

Dear Valued Customers,

Please be informed that effective 28 June 2018, customers that register for E-Statement will have the option to choose between receiving an electronic and paper statement OR receiving an electronic statement only.

Registered customers who wish to manage their E-Statement preferences to electronic statement only can do so via your Account page.

Thank you.

- 28 June 2018


IBG & Instant Transfer Service Fee Waiver

Dear Valued Customers,

With effect from 13 June 2018, enjoy service fee waiver for Interbank GIRO (IBG) and Instant Transfer (IBFT) transactions performed via PBe, PB engage, and PB enterprise. 

The service fee waiver is applicable for both retail and corporate customers.

- 19 June 2018

Zero-rated Goods and Services Tax (GST)

Dear Customers,

The Finance Ministry has recently announced that Goods and Services Tax (GST) for goods and services that are imposed at a standard rate of 6% will be reduced to zero rated with effect from 1 June 2018 until further notice.

Following this announcement, the Bank has updated our fees and charges to reflect the reduction in the rate of the GST.

- 1 June 2018


Banker's Cheque Request via PBe

Dear Valued Customers,

Please be informed that the Bank will discontinue the Banker’s Cheque Request function via PBe services effective 13 June 2018.

Should you require Banker's Cheque services, kindly visit any PBB/PIBB Branch.

Thank you.

- 24 May 2018


Revised Terms And Conditions – Term Deposit

Dear Valued Customers,

Please be informed that with effect from 1 January 2019, no interest/profit will be payable for premature withdrawals of Fixed Deposit, Term Deposit-i, Foreign Currency Fixed Deposit and Public Qualifying Money Market Deposit that are placed or renewed from 1 May 2018.

For premature withdrawals performed prior to 1 January 2019, the existing terms and conditions on interest/profit payment for the above products will still be applicable.

For further clarification, please contact your Account Holding Branch.

Thank you.

 

Pelanggan yang Dihargai,

Dimaklumkan bahawa mulai 1 Januari 2019, faedah/keuntungan tidak akan dibayar bagi Deposit Tetap, Deposit Bertempoh-i, Deposit Tetap Mata Wang Asing dan Deposit Public Qualifying Money Market yang diletak atau diperbaharui mulai 1 Mei 2018 tetapi dikeluarkan sebelum matang.

Bagi pengeluaran sebelum tarikh matang yang dibuat sebelum 1 Januari 2019, terma dan syarat sedia ada bagi bayaran faedah/keuntungan produk deposit bertempoh di atas akan terus diguna pakai.

Untuk penjelasan lanjut, sila hubungi Cawangan Pemegang Akaun anda.

Terima kasih.


- 10 April 2018


Temporary suspension of MBPJ & PTGS

MAJLIS BANDARAYA PETALING JAYA and PEJABAT TANAH & GALIAN SELANGOR will be undergoing system enhancements with effect from 16 April 2018. As such, bill payment to MAJLIS BANDARAYA PETALING JAYA and PEJABAT TANAH & GALIAN SELANGOR will be temporarily suspended starting from 16 April 2018 until further notice.


- 11 April 2018


Real-Time MyDebit Transaction Updates


- 5 March 2018


Revised Fees and Charges

The following fees and charges will be implemented/revised with effect from 2 January 2018:


- 11 December 2017


Cheques Deposit & Funds Availability


- 27 October 2017


Beware! Don't be a SCAM victim.

BEWARE of scam calls and messages claiming to be from Bank Negara or any other financial institutes.

Be Alert. Don't be a victim. Hang up on Fraud. 

 
 

- Click here for more information.


- 19 October 2017


Don't Accept Stained Notes!

- 6 October 2017


OECD - CRS & FATCA

Dear Valued Customer,

NOTICE TO CUSTOMERS


Common Reporting Standard (CRS) and Foreign Account Tax Compliance Act (FATCA)

We draw your attention on the above tax laws whereby the extracts of the published announcements from the Inland Revenue Board of Malaysia (IRBM)’s official website are set forth below:

Common Reporting Standard (CRS) with effect from 1 July 2017

“Under the CRS rules (gazetted on 23 December 2016), the Bank is required to collect financial account information from non-residents and report to IRBM those information relating to the Reportable Jurisdictions by 30 June annually.”

Foreign Account Tax Compliance Act (FATCA) Implemented Since 1 July 2014

“On 30 June 2014, Malaysia reached an agreement in substance on a Model 1 Intergovernmental Agreement with the U.S. to implement FATCA whereby it requires Reporting Malaysia-based Financial Institutions (“MYFIs”) to provide the IRBM with the required account information of U.S. persons for information exchange with the U.S. Internal Revenue Service.”

Therefore, by virtue of the above announcements, Malaysia is bound by the intergovernmental agreements with the U.S. government for FATCA and with more than 100 participating countries for CRS respectively for the exchange of tax information of reportable accounts.

Hence, one of the prime commitments to the FATCA and CRS tax regimes is to obtain a self- certification not only from a Non-Resident but also a Malaysian for opening of an account.

A self-certification is a certification by the Account Holder that provides the Account Holder’s status and any other information/documentations that may be reasonably requested by the Bank to fulfill its reporting and due diligence obligations such as whether the Account- Holder is a resident for tax purposes in a reportable jurisdiction.

If there is any query regarding your tax residency status, please contact a professional tax adviser as the Bank is unable to provide any tax advice. You may refer to the following official websites for more details:

1. CRS at http://www.oecd.org/tax/automatic-exchange/
2. IRS at https://www.irs.gov/businesses/corporations/foreign-account-tax-compliance-act- fatca
3. IRBM at http://www.hasil.gov.my/bt_goindex.php?bt_kump=202&bt_skum=8


Pelanggan Yang Dihargai,

NOTIS KEPADA PELANGGAN


Standard Pelaporan Bersama (CRS) dan Akta Pematuhan Cukai Akaun Asing (FATCA)

Kami menarik perhatian tuan/puan mengenai undang-undang percukaian di atas yang mana petikan pengumuman yang disiarkan daripada laman web Lembaga Hasil Dalam Negeri Malaysia (LHDN) dinyatakan seperti yang di bawah:

Standard Pelaporan Bersama (CRS) mulai 1 Julai 2017

“Di bawah peraturan-peraturan CRS (diwartakan pada 23 Disember 2016), Bank perlu mengumpul maklumat akaun kewangan daripada bukan pemastautin dan melaporkannya kepada LHDN mengenai maklumat yang berkaitan dengan Wilayah Bidang Kuasa Yang Kena Lapor sebelum 30 Jun setiap tahun.”

Akta Pematuhan Cukai Akaun Asing (FATCA) Yang Dilaksanakan Sejak 1 Julai 2014

“Pada 30 Jun 2014, Malaysia mencapai persetujuan pada asasnya mengenai Model 1 Perjanjian Antara Kerajaan dengan A.S. untuk melaksanakan FATCA yang memerlukan Institusi Kewangan Pelapor yang berpusat di Malaysia untuk memberi LHDN maklumat akaun orang A.S. yang diperlukan bagi pertukaran maklumat dengan Perkhidmatan Hasil Dalam Negeri A.S.”

Berikutan pengumuman di atas, Malaysia terikat masing-masing dengan perjanjian antara kerajaan dengan Kerajaan A.S. untuk FATCA dan dengan lebih daripada 100 wilayah yang menyertai CRS bagi pertukaran maklumat cukai untuk akaun kena lapor.

Dengan itu, salah satu daripada komitmen utama kepada aturan cukai FATCA dan CRS ialah untuk mendapatkan pengesahan sendiri bukan sahaja daripada Bukan Pemastautin tetapi juga rakyat Malaysia bagi pembukaan suatu akaun.

Pengesahan sendiri adalah pengesahan oleh Pemegang Akaun yang memberi Pemegang Akaun status dan apa-apa maklumat/dokumentasi lain yang mungkin diminta semunasabahnya oleh Bank bagi memenuhi obligasi pelaporan dan usaha wajarnya, seperti sama ada Pemegang Akaun ialah pemastautin bagi tujuan percukaian dalam Wilayah Bidang Kuasa Yang Kena Lapor.

Sekiranya terdapat apa-apa pertanyaan mengenai status pemastautin cukai tuan/puan, sila hubungi penasihat cukai profesional kerana Bank tidak dapat memberi nasihat percukaian. Tuan/Puan boleh mengunjungi laman web rasmi yang berikut untuk keterangan lanjut:

1. CRS at http://www.oecd.org/tax/automatic-exchange/
2. IRS at https://www.irs.gov/businesses/corporations/foreign-account-tax-compliance-act- fatca
3. IRBM at http://www.hasil.gov.my/bt_goindex.php?bt_kump=202&bt_skum=8


- 15 June 2017