Basic Current Account

A current account that offers you basic banking services at minimal cost.

Eligibility:

• Individual (personal and joint) Malaysian citizens and permanent residents aged 18 years and above.
• Small and Medium Enterprise (not applicable to Basic 55 Current Account).

Here's what Basic Current Account offers you:

•     Ease of opening an account with an initial deposit of just RM500.
•     An introducer is required for opening a Basic Current Account.
•     Easy access to your account through any Public Bank branch, ATM or PBe.
•     No fees will be imposed on the issuance of cheque books, except for the stamp duty levied (subject to the cheque processing fee).
•     No overdraft facility.
•     Other FREE services offered:
      - Cheques and cash deposits via deposit machines.
      - Account enquiries and fund transfers within the Bank via ATM, internet banking and mobile banking.
      - Bill payments via internet banking and mobile banking.
      - Monthly statement.
•     This is a non-interest bearing account.

Basic Current Account

•    Option 1 – Waiver of annual fee for Debit Card
  • Free 6 over-the-counter (OTC) visits per month.
  • Free 8 ATM cash withdrawals per month.

• Option 2 – Annual Fee of RM 8.00 for Debit Card
  • Unlimited ATM cash withdrawals and OTC transactions.

Basic 55 Current Account

•     Aged 55 years old and above (for joint account, one of the depositors must be aged 55 years old and above).
•     Free 16 over-the-counter visits per month.
•     No Debit card will be issued under this account.

Protected by PIDM up to RM250,000 for each depositor.

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Fees and Charges
How to open a Current Account
Terms and Conditions [Bahasa Malaysia] [English] [中文]