PB Golden 50 PLUS Fixed Deposit Account

PB Golden 50 PLUS Fixed Deposit Account



A fixed deposit account specially for senior citizens, offering attractive interest rates and a host of discounts and benefits to address your needs in your golden years.

Here's what PB Golden 50 PLUS FD Account offers you:
  • Ease of opening an account for individuals (resident and non-resident) aged 50 years and above. For joint accounts, one of the depositors must be aged 50 years and above.
  • Optional overdraft facility of up to 100% margin at attractive rates.
  • No introducer is required if you wish to open a current account.
  • Waiver of service charge for current account.
  • Special discounts applicable to accountholders aged 50 years and above:
- 50% discount on rental and renewal of a safe deposit box for 2 years, where available.
- 50% discount when making a Will or creating a Trust with PB Trustee Services Berhad.
- 1/8% off the Bank's prevailing selling rates for purchase of foreign currency notes.
- Discounts on the following insurance products with Lonpac Insurance Berhad:-
 
Type Discount Rate
Householders Insurance 15%
Traveller Personal Accident Insurance 25%
Golfers Insurance  25%
PLACEMENT OPTIONS OPTION 1 OPTION 2
Tenure 1 to 12 months 15, 18, 21, 24, 36, 48 & 60 months
Minimum Placement RM30,000 per fixed deposit receipt RM10,000 per fixed deposit receipt
Interest Rate 0.1% p.a. above the prevailing PLUS Fixed Deposit interest rates for the respective tenures 0.1% p.a. above the prevailing 15 months PLUS Fixed Deposit interest rates
Interest Payment Method
  • Credit into the customer's savings or current account maintained with the Bank on a monthly basis or upon maturity, OR
  • Add to the principal upon maturity
Credit into the customer's savings or current account maintained with the Bank on a monthly basis
Eligible for protection by PIDM.

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