PB Golden 50 PLUS Fixed Deposit Account
A fixed deposit account specially for senior citizens, offering attractive interest rates and a host of discounts and benefits to address your needs in your golden years.
Here's what PB Golden 50 PLUS FD Account offers you:
- Ease of opening an account for individuals (resident and non-resident) aged 50 years and above. For joint accounts, one of the depositors must be aged 50 years and above.
- Optional overdraft facility of up to 100% margin at attractive rates.
- No introducer is required if you wish to open a current account.
- Waiver of service charge for current account.
- Special discounts applicable to accountholders aged 50 years and above:
- 50% discount on rental and renewal of a safe deposit box for 2 years, where available.
- 50% discount when making a Will or creating a Trust with PB Trustee Services Berhad.
- 1/8% off the Bank's prevailing selling rates for purchase of foreign currency notes.
- Discounts on the following insurance products with Lonpac Insurance Berhad:-
| Type |
Discount Rate |
| Householders Insurance |
15% |
| Traveller Personal Accident Insurance |
25% |
| Golfers Insurance |
25% |
| PLACEMENT OPTIONS |
OPTION 1 |
OPTION 2 |
| Tenure |
1 to 12 months |
15, 18, 21, 24, 36, 48 & 60 months |
| Minimum Placement |
RM30,000 per fixed deposit receipt |
RM10,000 per fixed deposit receipt |
| Interest Rate |
0.1% p.a. above the prevailing PLUS Fixed Deposit interest rates for the respective tenures |
0.1% p.a. above the prevailing 15 months PLUS Fixed Deposit interest rates |
| Interest Payment Method |
- Credit into the customer's savings or current account maintained with the Bank on a monthly basis or upon maturity, OR
- Add to the principal upon maturity
|
Credit into the customer's savings or current account maintained with the Bank on a monthly basis |
Protected by PIDM up to RM250,000 for each depositor.
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