PB eFixed Deposit Account

PB eFixed Deposit Account

Watch your cash grow and earn competitive interest rates.

Here's what PB eFixed Deposit Account offers you:

  • Ease of opening account for individual customers (Malaysians without any Foreign Account Tax Compliance Act and / or Common Reporting Standard indicia) aged 18 years and above and sole proprietors who have existing conventional personal Current Accounts or Savings Accounts (Designated CASA) and registered for PBe.
  • Convenience – you can apply a PB eFD account and make FD transactions anywhere via PBe.
  • Placements are carried out in real time by debiting your Current Account or Savings Account (CASA) maintained with Public Bank or other banks via the Financial Process Exchange (FPX).
  • For placements via FPX fund transfer, the maximum deposit amount per transaction is RM30,000 or individual internet banking limit maintained with other banks, whichever is lower.
  • Low minimum placements starting from RM1,000.
  • Automatic renewal for your convenience.
  • Go green with paperless statements.
  • Hassle free.
  • PB eFD transactions are available from 6 am – 12 am daily whilst PB eFD placements via FPX fund transfer is available from 6 am – 11 pm daily.
  • Flexible interest payment methods of 6 monthly or upon maturity as follows:
PLACEMENT OPTIONS OPTION 1 OPTION 2
Tenure 1 to 12 months 13 months and above
Interest Payment Method
  • Credit into Designated CASA upon maturity, OR
  • Add to the principal upon maturity
  • Credit into Designated CASA on 6 monthly basis
Protected by PIDM up to RM250,000 for each depositor.

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Terms and Conditions[Bahasa Malaysia] [English]