PLUS Fixed Deposit Account

PLUS Fixed Deposit Account



Offering attractive returns and a flexible tenure period, this is the safest investment option you can choose.

Here's what PLUS Fixed Deposit Account offers you:
  • Ease of opening account for individuals (resident and non-resident).
  • Ease of opening accounts for sole proprietorships,  partnerships, corporate entities, associations, clubs or societies.
  • Flexible tenure period ranging from 1 month to 60 months and in multiples of 1 month.
  • Minimum placements:
    • 1 month - RM5,000
    • 2 months and above - RM1,000
  • Automatic renewal for your convenience.
  • Partial withdrawal:- 
    • Only allowed for individual customers at account holding branch.
    • Minimum withdrawal amount of RM1,000, and thereafter in multiple of RM1,000.
    • The minimum amount to be maintained per FD Receipt’s contracted tenure:
      • 1 month - RM5,000
      • 2 months and above - RM1,000
  • Flexible interest payment methods of 6 monthly or upon maturity as follows:
    PLACEMENT OPTIONS OPTION 1 OPTION 2
    Tenure 1 to 12 months 13 months and above
    Interest Payment Method
    • Credit into your savings or current account maintained with the Bank upon maturity, OR
    • Add to the principal upon maturity
    Credit into your savings or current account maintained with the Bank on 6 monthly basis
  • Optional overdraft facility of up to 100% margin at attractive rates.
Protected by PIDM up to RM250,000 for each depositor.

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Branches Offering Fixed Deposit / Term Deposit-i Placements Under The MM2H Programme
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