Revised Repayment / Rescheduled & Restructured Arrangement (2023 RA)

1

> 50%

1. 50% of existing monthly instalment; OR
2. Monthly loan interest/financing profit/rental

   (whichever is higher)

1. 75% of existing monthly instalment; OR
2. Monthly loan interest/financing profit/rental

   (whichever is higher)

Resume 100% existing instalment

2

<50%

1. 75% of existing monthly instalment; OR
2. Monthly loan interest/financing profit/rental

   (whichever is higher)

(With re-amortisation based on original monthly instalment amount @ prevailing interest rate/profit/rental rate with extension of loan/financing tenure)

Notes:

1. Conventional Loan : Compounding interest at prevailing interest rate.
2. Islamic Financing : Non-compounding basis in accordance to Shariah principles.