What is PAC?
PAC is system generated six digit authentication code. Each PAC is unique and acts as an additional layer of security to protect your banking accounts.
Always treat each PAC with care. Do not share or key in your PAC number without checking these details first!
- Payee’s name
- Transaction amount
- Serial number
- PAC number
- Type of transaction
Remember: The PAC number is never required at PBe’s login page.
When is PAC required?
You will receive a PAC via SMS when you are performing the following transactions:
- PBe Registration
- Challenge Question Enrolment
- Device Binding
- Reset Password, Re-activate User ID
- Cancel ATM Card
- Deactivate Credit / Debit Card
- Activation of Quick Access on PB engage
- PB SecureSign registration on PB engage
How do I obtain a PAC?
Once you have successfully registered your mobile phone number, a “Request PAC Now” option will be available to you whenever you make the transactions highlighted above.
Click on “Request PAC Now” and a six digit PAC number will be transmitted to your mobile phone via SMS.
How do I register my mobile phone number?
Kindly visit any of our Public Bank branches to register your mobile phone number.
*Take Note: Should there be a change in your mobile phone number, kindly update your registered mobile phone number at any Public Bank Branch.
Can I use the same PAC for multiple transactions?
No. A new PAC is required for every transaction.
How does PAC work?
Select the transaction you wish to make
At confirmation page, click on “Request PAC Now”
Once you have received your SMS, enter the 6-digit authentication number. Ensure the serial number shown on screen matches the serial number in your SMS.
Upon checking the serial number, enter the PAC number shown in your SMS into the transaction screen.
Click "Confirm" to confirm your transaction.