FAQs

What is “To Own Account”?

“To Own Account” means transferring funds to your personal accounts which are linked to your PBe profile.

What is “To Other Account”?

“To Other Account” means transferring funds to someone else’s account, be it Public Bank or other banks.

What is the daily fund transfer limit?

Fund Transfer PBe Personal Banking (Individual/Joint/Sole Proprietor) PBe Business Banking
To own account RM100,000.00 Unlimited
To other accounts RM20,000.00 (with PAC)*
RM50,000.00 (with SecureSign)**
RM500,000.00

Note:
The daily third party fund transfer limit per customer is shared between all fund transfers performed on the same day to other PBB accounts, Instant Transfer (IBFT), Interbank GIRO (IBG), DuitNow, RENTAS, PB Visa Direct, PB eGift, Remittance and Western Union services.

* The fund transfer limit can be maintained online at Profile Maintenance/Change Daily Transfer Limit up to a maximum of RM20,000.00. Single transaction limit is up to RM10,000 with PAC.

** The daily fund transfer limit can be increased beyond RM20,000.00 to a maximum of RM50,000.00 at any PBB branch. For that, you are required to use a SecureSign token for all transactions, regardless of amount.

What is“Favourite Account” and how is it different from “To Other Account”?

The “Favourite Account” feature allows you to store your favourite accounts. You can even give each of these accounts a new name. Once registered, the account number, along with its new name will be recorded in your profile. 
Unlike “To Other Account”, there is no need to enter a Favourite Account's information before each transaction. Simply select it from your list of Favourite Accounts.

How do I perform a fund transfer to other Public Bank accounts?

Please follow the steps listed below:
  1. Click on Fund Transfer
  2. Click on PB Account
  3. Click on To Account or To Favourite Account
  4. Select From Account
  5. Enter Beneficiary Account No
  6. Enter Amount(RM) and click on Next
  7. Click on "Request PAC Now" button 
  8. Enter PAC
  9. Verify details entered and click on Confirm

How do I perform a credit card payment to someone else card?

Please follow the steps listed below:
  1. Click on Payment
  2. Select PB Card
  3. Click on To Card or To Favourite Card
  4. Select From Account
  5. Enter credit card number in Beneficiary Account No
  6. Enter Amount (RM) and click on Next 
  7. Click on "Request PAC Now" button
  8. Enter PAC
  9. Verify details entered and click on Confirm

How do I perform a loan / financing payment to someone else’s Public Bank accounts?

Please follow the steps listed below:
  1. Click on Payment
  2. Select PB Loan/Financing Payment
  3. Click on To Account or To Favourite Account
  4. Select From Account
  5. Enter loan/financing account in Beneficiary Account No
  6. Enter Note No
  7. Enter Amount (RM) and click on Next
  8. Click on "Request PAC Now" button
  9. Enter PAC
  10. Verify details entered and click on Confirm