PB Care PA
Protect your family from the unexpected and AIA will take care of your needs for 24 Hours & 365 Days when you need it most.
What Is PB Care PA?
PB Care PA is a general insurance product which provides compensation for you and your family in the event of injury, disability or death caused solely by violent, accidental, external and visible means. Where an insured person’s spouse and children are included for coverage, AIA will pay half of the sum assured and amount of benefit payable to the Assured.
This product is created exclusively for Public Bank account holders where payment can be accepted via auto debit from your Public Bank account.
How You And Your Family Can Benefit?
- Accidental Death Benefit is payable if the insured person suffers loss of life due to an injury caused by an accident within 365 days from the accident date
- Accident Living Benefit is payable if any accidental event shall result in any dismemberment condition (according to provisions stated in the schedule of indemnities) within 365 days from the date of the accident
- Snatch Protection Benefit is payable if the insured person suffers loss of life due to being a victim of a snatch theft.
- Medical Reimbursement Benefit allows the insured person to claim for a reimbursement of the medical bills, in the event of accidental injury.
- Accident Hospital Income Benefit payable up to 365 days per accident.
- Treatment Benefit which covers the in-patient treatment, in the event of accidental injury.
- Affordable Premium for as little as RM1.70 per day, depending on the plan chosen.
- Easy and Simple Enrolment Process where no medical examination is required.
- Convenient Premium Payment via auto debit from your preferred account.
Plan Types |
4 affordable plans at RM150,000, RM200,000, RM250,000 and RM300,000 sum assured for Accidental Death and Accident Living Benefit. |
Entry Age |
Minimum Age
- Insured & Spouse - 18 years old
- Child - 4 weeks year old
Maximum Age
- Insured & Spouse - 60 years old (renewable up to 75 years old)
- Child - 18 years old (renewable up to 23 years old)
(must be financially dependent and / or still studying and not gainfully employed and married) |
Termination Age |
- Insured & Spouse - 75 years old
- Child - 23 years old
|
Features At A Glance
For Insured
Benefit |
Plan 1 (RM) |
Plan 2 (RM) |
Plan 3 (RM) |
Plan 4 (RM) |
Accidental Death Benefit |
150,000 |
200,000 |
250,000 |
300,000 |
Accident Living Benefit |
150,000 |
200,000 |
250,000 |
300,000 |
Snatch Protection Benefit |
50,000 |
50,000 |
75,000 |
100,000 |
Medical Reimbursement Benefit (Per Accident) |
1,000 |
1,500 |
2,000 |
2,500 |
Accident Hospital Income Benefit (Up to 365 days per Accident) |
200 |
200 |
200 |
200 |
Treatment Benefit (Per Accident) |
1,000 |
1,500 |
2,000 |
2,500 |
For Spouse and Child
Benefit |
Plan 1 (RM) |
Plan 2 (RM) |
Plan 3 (RM) |
Plan 4 (RM) |
Accidental Death Benefit |
75,000 |
100,000 |
125,000 |
150,000 |
Accident Living Benefit |
75,000 |
100,000 |
125,000 |
150,000 |
Snatch Protection Benefit |
25,000 |
25,000 |
37,500 |
50,000 |
Medical Reimbursement Benefit (Per Accident) |
500 |
750 |
1,000 |
1,250 |
Accident Hospital Income Benefit (Up to 365 days per Accident) |
100 |
100 |
100 |
100 |
Treatment Benefit (Per Accident) |
500 |
750 |
1,000 |
1,250 |
What Doesn’t PB Care PA Cover?
Examples of events that are not covered by the PB Care PA are:
- Accidents resulting directly from:
- Pre-existing conditions
- Bacterial infections
- Any kind of disease or sickness or congenital defects
- Medical or surgical treatment (except those necessitated by injuries covered by this plan)
- Suicide or intentional self-injury
- Childbirth, pregnancy or miscarriage
- Professional sports
- AIDS
- Mental or nervous disorders; use of drugs/ narcotics of any kind
- Racing of any kind
The description, benefits, exclusions, terms and conditions described above have been summarized and are not exhaustive. Details of more complete terms, conditions and exclusions are available in the policy.
What If I Change My Mind About This Coverage?
You can call AIA Customer Service Hotline at 1-800-18-1464 to cancel your policy over the phone before policy contract has been issued. Alternatively, you may cancel your coverage at any time with a written notice to AIA General Berhad.
** This product is specially brought to Public Bank’s customers via its Insurance program with AIA General Berhad and is sold through Telemarketing only.
Sign up today and get protected. To find out more, please contact Public Bank’s toll free line at 1-800-22-9999.
Product Disclosure Sheet:
English version, please click here
Bahasa Malaysia version, please click here

This plan is underwritten by AIA General Berhad licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Contact Details:
AIA General Berhad (924363-W) Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur, P.O Box 10846, 50927 Kuala Lumpur.
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