Features

Features


Gold Investment Account 

Features
 
What is a Gold Investment Account (GIA)?
  • GIA is an account which allows individual and non-individual customers to purchase the purest available gold commodity in 99.99% fineness at daily prices in Ringgit Malaysia (RM).
  • Transaction record
    • Individual customers
      A passbook will be provided to the account holder and every purchase/sale transaction will be recorded in the passbook. Optional monthly e-statement is available via PBebank.com (PBe) in addition to the passbook.
    • Non-individual customers
      Passbook is not applicable and every purchase/sale transaction will be recorded in the monthly e-statement only.

Key Benefits
  • To earn potentially higher returns from appreciation in gold price.
  • Convenience of investing in gold as trading is carried out via Public Bank branches or online.
  • Small difference between selling and buying prices.
  • Affordable initial purchase and subsequent investment.
  • Invest in gold without having to keep the gold physically.
  • Gold is the best possible hedge against inflation.
  • Alternative investment avenue to build up gold portfolio which is cheaper compared to investing in gold jewellery as the latter will incur additional cost on workmanship.
 

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