Requirements

Requirements

Features Individual account Non-individual account
Eligibility
  • Individuals (resident or non-resident) aged 18 years and above.
  • Personal or joint
  • Parent may open together with their children who are below the age of 18 years.
  • Non-Individual i.e. companies, sole proprietorships, partnerships, societies, clubs and associations.
  • Must register for PBe
Minimum Initial Purchase 5 grams
Minimum Balance in the Account 2 grams
Minimum Subsequent Purchase/ Sale 1 gram and must be in multiple of 1 gram
Gold Purchase Price Gold purchase will be based on the Bank's prevailing gold SELLING price quoted in RM per gram.
Gold Purchase Options
  • Cash
  • Debiting of account
  • House cheque
  • No physical gold deposit is allowed.
  • Cash is not allowed
  • Debiting of account
  • House cheque
  • No physical gold deposit is allowed.
Gold Selling Price Gold sale will be based on the Bank's prevailing gold BUYING price quoted in RM per gram.
Gold Sale/ Withdrawal Options
  • Cash
  • Crediting of account
  • Cash is not allowed
  • Crediting of account
Account Opening Requirement Customer is required to maintain either a savings account or current account (whichever applicable) prior to opening a GIA to facilitate the debiting of service fee, if any.
Online Gold Trading via PBe
  • Available from 9.30 a.m. to 4.45 p.m., Monday to Friday when the Bank is opened for business in the Federal Territory of Kuala Lumpur.
  • Available from 9.30 a.m. to 4.00 p.m., Monday to Friday when the Bank is opened for business in the Federal Territory of Kuala Lumpur.
  • Gold purchases and sales are offered at a discounted price.
  • Registration of online gold trading services is required.
  • Transaction Limit:
    Minimum 1 gram per transaction
    Maximum RM50,000 equivalent per GIA per day for both gold purchases and sales.

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Terms and conditions apply.

Not insured by PIDM.
 
WARNING
THE RETURNS ON GOLD INVESTMENT ACCOUNT ARE SUBJECT TO THE GOLD PRICE FLUCTUATIONS.