Requirements
| Features |
Individual account |
Non-individual account |
| Eligibility |
- Individuals (resident or non-resident) aged 18 years and above.
- Personal or joint
- Parent may open together with their children who are below the age of 18 years.
|
- Non-Individual i.e. companies, sole proprietorships, partnerships, societies, clubs and associations.
- Must register for PBe
|
| Minimum Initial Purchase |
5 grams |
| Minimum Balance in the Account |
2 grams |
| Minimum Subsequent Purchase/ Sale |
1 gram and must be in multiple of 1 gram |
| Gold Purchase Price |
Gold purchase will be based on the Bank's prevailing gold SELLING price quoted in RM per gram. |
| Gold Purchase Options |
- Cash
- Debiting of account
- House cheque
- No physical gold deposit is allowed.
|
- Cash is not allowed
- Debiting of account
- House cheque
- No physical gold deposit is allowed.
|
| Gold Selling Price |
Gold sale will be based on the Bank's prevailing gold BUYING price quoted in RM per gram. |
| Gold Sale/ Withdrawal Options |
- Cash
- Crediting of account
|
- Cash is not allowed
- Crediting of account
|
| Account Opening Requirement |
Customer is required to maintain either a savings account or current account (whichever applicable) prior to opening a GIA to facilitate the debiting of service fee, if any. |
| Online Gold Trading via PBe |
- Available from 9.30 a.m. to 4.45 p.m., Monday to Friday when the Bank is opened for business in the Federal Territory of Kuala Lumpur.
|
- Available from 9.30 a.m. to 4.00 p.m., Monday to Friday when the Bank is opened for business in the Federal Territory of Kuala Lumpur.
|
- Gold purchases and sales are offered at a discounted price.
- Registration of online gold trading services is required.
- Transaction Limit:
| Minimum |
1 gram per transaction |
| Maximum |
RM50,000 equivalent per GIA per day for both gold purchases and sales. |
|
Don't miss out on this golden investment!
Terms and conditions apply.
Not insured by PIDM.
WARNING
THE RETURNS ON GOLD INVESTMENT ACCOUNT ARE SUBJECT TO THE GOLD PRICE FLUCTUATIONS. |