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Range | Nominal Interest Rate (p.a.) | Effective Interest Rate (p.a.) |
---|---|---|

First RM5,000-00 | 0.00% | 0.00% |

Next RM5,000-00 | 0.10% | 0.10% |

Next RM40,000-00 | 0.20% | 0.20% |

Next RM100,000-00 | 0.30% | 0.30% |

Next RM200,000-00 | 0.50% | 0.50% |

Next RM300,000-00 | 0.70% | 0.70% |

Next RM550,000-00 | 0.90% | 0.90% |

Thereafter | 1.00% | 1.00% |

1 day

Range | Interest Rate (p.a.) | Calculation | Interest Earned (RM) |
---|---|---|---|

First RM5,000 | 0.00% | First RM5,000 balance X 0.00% X 1/365* | 0.00 |

Next RM5,000 | 0.10% | Subsequent RM5,000 balance X 0.10% X 1/365* | 0.01 |

Next RM40,000 | 0.20% | Subsequent RM40,000 balance X 0.20% X 1/365* | 0.22 |

Next RM100,000 | 0.30% | Subsequent RM100,000 balance X 0.30% X 1/365* | 0.82 |

Next RM200,000 | 0.50% | Subsequent RM200,000 balance X 0.50% X 1/365* | 2.74 |

Next RM300,000 | 0.70% | Subsequent RM200,000 balance X 0.70% X 1/365* | 3.84 |

Next RM550,000 | 0.90% | Subsequent RM0 balance X 0.90% X 1/365* | 0.00 |

Thereafter | 1.00% | Subsequent RM0 balance X 1.00% X 1/365* | 0.00 |

Total Interest Earned |
7.63 |

180 days

Range | Interest Rate (p.a.) | Calculation | Interest Earned (RM) |
---|---|---|---|

First RM5,000 | 0.00% | First RM5,000 balance X 0.00% X 180/365* | 0.00 |

Next RM5,000 | 0.10% | Subsequent RM5,000 balance X 0.10% X 180/365* | 2.47 |

Next RM40,000 | 0.20% | Subsequent RM40,000 balance X 0.20% X 180/365* | 39.45 |

Next RM100,000 | 0.30% | Subsequent RM100,000 balance X 0.30% X 180/365* | 147.95 |

Next RM200,000 | 0.50% | Subsequent RM200,000 balance X 0.50% X 180/365* | 493.15 |

Next RM300,000 | 0.70% | Subsequent RM300,000 balance X 0.70% X 180/365* | 1,035.62 |

Next RM550,000 | 0.90% | Subsequent RM550,000 balance X 0.90% X 180/365* | 2,441.10 |

Thereafter | 1.00% | Subsequent RM800,000 balance X 1.00% X 180/365* | 3,945.21 |

Total Interest Earned |
8,104.95 |

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