Basic Current Account (BCA) / Basic 55 Current Account (BCA55)

Basic Current Account (BCA) / Basic 55 Current Account (BCA55)

No. Type of Charges Amount
1 Monthly Transaction Threshold Fee For Transaction Exceeding Threshold
   
Basic Current Account:  
• 6 Over-The-Counter Visits • RM1-06 per transaction
• 8 ATM Cash Withdrawals • RM1-06 per transaction
   
Basic 55 Current Account:  
• 16 Over-The-Counter Visits • RM1-06 per transaction
  Note: Per visit is defined as the day the customer visits the branch to perform at least one cheque encashment transaction. For Bank's internal monitoring purposes, even if the customer performs multiple cheque encashment transactions over-the-counter on an account per day, all said multiple transaction(s) will be considered as one (1) cheque encashment for the day.
2 BankCard Annual Fee  
• Basic Current Account • Free
• Basic 55 Current Account • No BankCard will be issued
3 Service Charge

A half yearly service charge of RM10-60 will be levied on BCA and BCA55 with an average balance of less than RM1,000-00 during the half year period.

4 IBG Transaction Fee  
   
over-the-counter  
• Monthly Transaction Threshold • First 2 transaction per month - RM0-53 each
• Fee for Transaction Exceeding Threshold • RM2-12 per transaction
  Note: Free of charge for senior citizens 60 years and above and disabled persons
   
- via internet banking and mobile banking - RM0-11 per transaction
- Fund transfer via ATM - RM0-32 per transaction
   
5 Dormant Account  
• Account with balances up to RM10-00 • Bank will close the account and absorb the balance as a charge (6% GST is applicable on the balances).
• Balances of more than RM10-00 • Annual fee of RM10-60 until the fund is transferred to Unclaimed Monies.
6 Other Fees and Charges  
• Closing of current account within 3 months of account opening • RM20-00 (not subject to GST)
• Replacement of ATM/BankCard • RM12-00 (not subject to GST)
• Cash withdrawal at other PayNet member bank's ATM • RM1-06
  Note: Service charges on other types of services not listed above will follow the Bank standard charges rates, should customers opt to use the services.