Credit/Loan

Credit/Loan

No. Type of Charges Amount (inclusive of GST at 0%)
1 Dun and Bradstreet Trade checking on drawee of large trade bills exceeding RM200,000.00 RM79.00 per unit on reimbursement basis
2 Cheque honoured resulting in Temporary Overdraft (TOD) or Temporary Excess Overdraft (TEOD)
RM150.00 per cheque honoured
(subject to a maximum of RM750.00 per customer per day i.e. 5 Cheques per day)
3 Wadiah Current Accounts-i - Processing fee for cheque honoured resulting in Temporary Excess Cash Line Facility-i (TECLF-i) / Temporary Cash Line Facility-i (TCLF-i) or TOD being created
  • First RM2,000.00 or part thereof: RM20.00 (not subject to GST)
  • Every subsequent RM1,000.00 or part thereof: RM10.00 (not subject to GST)
4 Reimbursement cost for site inspection of project to support drawdown of bridging loan RM200.00 for each progressive release (applicable for Non-SME/Corporate Bridging Loan Borrower only)
5 Redraw facility under housing loan package RM50.00 for each successful redrawal transaction
6 Specific request for
  • Change in credit terms & conditions (except for the request to insure property(ies) charged to the Bank by Non-Panel of Insurers and Impaired Loans)
  • Reinstatement of Housing Loans, Fixed Loans or Term Loans which have been paid down
RM200.00 per approved request
7 Request for Redemption / Settlement Statement for the purpose of partial/full settlement of Property Loans
  • Housing Loan (Individual)
  • Commercial Loan (Individual, Business or Company)
    (with effect from 01/03/2017)
 
  • RM50.00 per request
  • RM50.00 per request
8 Request to redeem Title / Lot RM50.00 per title/lot
9 Confirmation of signatories for Government Tender Purpose RM20.00 per request
10 Confirmation / Statement issued to housing loan customers for EPF withdrawal RM20.00
11 Set up fee for HomeSave / ShopSave Loan Account RM200.00 (one off payment)
12 Monthly Maintenance fee for HomeSave / ShopSave Loan Account RM10.00
13 Retrieval of Loans and Securities Documents in Bank's Custody RM10.00 per request plus photostating charges
14 Disbursement Charges for Loans under Contract Financing RM250.00 per loan release
15 CDS handling charge on facilities secured by stocks and shares debited to the account 0.25% p.a. with a minimum charge of RM50.00
16 Withdrawal fees on facilities secured by stocks and shares 0.05% based on market value subject to a minimum RM5.00 and maximum RM1,000.00 (except for settlement of account)
17 Processing fee on facilities secured by unit trust RM50.00
18 Request for additional loan account statement RM5.00 per page
19 Cancellation Fee RM2,000.00 levied on mortgage loans/ property loans in the event that the approved facilities are cancelled prior to the disbursement of facilities
20 Processing / Upfront Fee for loan/financing applications are as follows:
Type Size of Loan Processing Fee Chargeable
Purchase / Refinancing of Residential Property under HOME / MORE Plan Up to RM30,000 RM50.00
RM30,001 to RM100,000 RM100.00
Above RM100,000 RM200.00
Purchase of Commercial & Industrial Property (excluding land) under SWIFT / SMILAX Plan RM200.00
  Upfront Fee Chargeable
Facility(ies) Secured by All Types of Land (excluding Bridging Loan) 0.10% - 0.20% of total financing amount subject to a minimum of RM500.00
Bridging Loan 0.20% of total financing amount subject to a minimum of RM3,000.00
21 Commitment fee of 1% p.a. shall be levied on the undrawn portion of the overdraft, revolving credit and overdraft / fixed loan limit under Bridging Loan (not subject to GST)
22 Acceptance of Fixed Deposit Receipt as Collateral Service charge of RM5.00 is to be imposed for each Fixed Deposit Receipt accepted as collateral