Credit/Loan

Credit/Loan

No. Type of Charges Amount
1 Dun and Bradstreet Trade checking on drawee of large trade bills exceeding RM200,000-00 RM83-75 per unit on reimbursement basis
2 Cheque honoured resulting in Temporary Overdraft (TOD) or Temporary Excess Overdraft (TEOD) 
RM159-00 per cheque honoured 
(subject to a maximum of RM795-00 per customer per day i.e. 5 Cheques per day)
3 Wadiah Current Accounts-i - Processing fee for cheque honoured resulting in TECLF-i / TCLF-i or TOD being created
  • First RM2,000-00 or part thereof: RM20-00
  • Every subsequent RM1,000-00 or part thereof: RM10-00
4 Reimbursement cost for site inspection of project to support drawdown of bridging loan RM212-00 for each progressive release (applicable for Non-SME/Corporate Bridging Loan Borrower only)
5 Redraw facility under housing loan package RM53-00 for each successful redrawal transaction
6 Specific request for
  • Change in credit terms & conditions (except for the request to insure property(ies) charged to the Bank by Non-Panel of Insurers and Impaired Loans)
  • Reinstatement of Housing Loans, Fixed Loans or Term Loans which have been paid down
RM212-00 per approved request
7 Request for Redemption / Settlement Statement for the purpose of partial/full settlement of Property Loans
  • Housing Loan (Individual)
  • Commercial Loan (Individual, Business or Company)
    (with effect from 01/03/2017)


  • RM53-00 per request
  • RM53-00 per request
8 Request to redeem Title / Lot RM53-00 per title/lot
9 Confirmation of signatories for Government Tender Purpose RM21-20 per request
10 Confirmation / Statement issued to housing loan customers for EPF withdrawal RM21-20
11 Set up fee for HomeSave / ShopSave Loan Account RM212-00 (one off payment)
12 Monthly Maintenance fee for HomeSave / ShopSave Loan Account RM10-60
13 Reimbursement Fee for Security Documents for BAE / Plus BAE / Plus Cash Line Personal Financing-i RM100-00
14 Retrieval of Loans and Securities Documents in Bank's Custody RM10-60 per request plus photostating charges
15 Disbursement Charges for Loans under Contract Financing RM265-00 per loan release
16 CDS handling charge on facilities secured by stocks and shares debited to the account 0.25% p.a. with a minimum charge of RM50-00
17 Withdrawal fees on facilities secured by stocks and shares 0.05% based on market value subject to a minimum RM5-00 and maximum RM1,000-00 (except for settlement of account)
18 Processing fee on facilities secured by unit trust RM53-00
19 Request for additional loan account statement RM5-30 per page
20 Cancellation Fee RM2,120-00 levied on mortgage loans/ property loans in the event that the approved facilities are cancelled prior to the disbursement of facilities
21 Processing / Facility Fee for loan/financing applications are as follows:
Type Size of Loan Processing Fee Chargeable
Purchase / Refinancing of Residential Property under HOME / MORE Plan Up to RM30,000 RM53-00
RM30,001 to RM100,000 RM106-00
Above RM100,000 RM212-00
Purchase of Commercial & Industrial Property (excluding land) under SWIFT / SMILAX Plan RM212-00
22 Commitment fee of 1% p.a. shall be levied on the undrawn portion of the overdraft, revolving credit and overdraft / fixed loan limit under Bridging Loan.
23
  Facility Fee Chargeable
Facility(ies) Secured by All Types of Land (excluding Bridging Loan) 0.106% - 0.212% of total financing amount subject to a minimum of RM530-00
24
  Facility Fee Chargeable
Bridging Loan 0.212% of total financing amount subject to a minimum of RM3,180-00
25 Acceptance of Fixed Deposit Receipt as Collateral Service charge of RM5-30 is to be imposed for each Fixed Deposit Receipt accepted as collateral