Current Account

Current Account

No. Type of Charges Amount
1 Annual service fee on Inactive Accounts*
  • For balance more than RM10-00
*Note: The annual service fee is only imposed on inactive Savings or Current Accounts which do not have any deposit or withdrawal transaction for a continuous period of at least twelve (12) months.
 
  • RM10-60 per account is charged annually
2 Closure of account (within 6 months from date opened) RM20-00
3 Dishonoured cheque due to insufficient funds RM100-00 per cheque
4 Audit confirmation RM53-00 per request
5 Stopped payment cheque
  • With sufficient funds
  • With insufficient funds
 
  • RM15-90 per cheque
  • RM100-00 per cheque will be imposed when the cheque is presented
6 Cheque encashment
  • RM3-18 per cheque
  • No fee charged for encashment of cheques by personal account holders and nominated third party
7

Current Account Statement Request

  • Within 1 year
  • Above 1 year
 
  • RM2-12 per page and service charge of RM10-60
  • RM2-12 per page and service charge of RM26-50
8 Request for change of mandate for operating account RM10-60 per request
9 Post-dated cheque returned

Imposed on business accounts only
RM10-00 per cheque (to be collected from the payee)
10 Automatic Fund Transfer Facility RM5-30 per transfer
11 Opening of a DCHEQS Special Account RM53-00
12 Half-yearly service charge
Current Accounts exempted from the half-yearly service charge:
  • Government Accounts
  • New accounts opened for less than 1 month
  • Current Accounts opened by 50 PLUS Savings Accountholders
  • Current Accounts opened by PB Golden 50 PLUS Fixed Deposit Accountholders
  • eStatement Accounts
*Note: For joint account, only a depositor aged 50 years and above will enjoy the above benefit.
RM10-60 for each half-year wef 31/12/2017 on the Current Accounts regardless of amount of daily balances.
13 Monthly Service Charge on ACE Account
Accounts exempted from the service charge:
  • Current Accounts opened by 50 PLUS Savings Accountholders
  • Current Accounts opened by PB Golden 50 PLUS Fixed Deposit Accountholders
*Note: For joint account, only a depositor aged 50 years and above will enjoy the above benefit.
RM5-30 per month if the monthly average balance is below RM3,000-00
14 Monthly Service Charge on ACE Enterprise Account/PLUS Current Account-i Enterprise RM5-30 per month if the monthly average balance is less than RM3,000-00
15 Payment Instructions from Other Banks Service charge: RM2-12 per transaction
16 Salary Payment Service
  • Manual Salary Crediting - for employees' accounts credited manually
  • Electronic Credit Payment System (ECP) - For employees' account credited electronically (via ECP)
 
  • Service charge: RM2-65 per employee's account
  • Service charge: RM1-06 per employee's account
17 Withdrawal from Housing Developers' Account Service charge: RM10-60 per transaction (excluding stamp duty and commission where applicable) is to be levied.
18 Reimbursement Fee for Cash Deposits:
  • Below RM10,000-00
  • RM10,000-00 and above

Imposed on business accounts only.
Fee for handling and bundling cash:
  • N/A
  • RM53-00 for cash deposit of RM10,000-00
  • Additional RM53-00 for every subsequent RM10,000-00 or part thereof.
19 Marking of Cheques:
  • House Cheques Issued and Deposited within the Same Branch (in Branch Marked Cheque)
Imposed on business accounts only
 
  • RM5-30
20 Interbranch Cheque Encashment & Interbranch Marked House Cheque:
  • Interbranch Cheque Encashment
  • Interbranch Marked House Cheque

Imposed on business accounts only
 
  • N/A
  • RM10-60
21 Cancellation of Stop Payment Instruction RM10-60 per request
22 Postage for sending cheque book(s) to customers Actual courier charges plus 6 % GST for sending the cheque book to customers upon their request
23 Uncollected cheque book (if it is not collected 30 days from its issuance) RM31-80 per cheque book for all type of accounts
24

Over-the-counter normal and schedular tax deduction (PCB) payments into Lembaga Hasil dalam Negeri Malaysia (LHDN) accounts

RM2-12 per transaction
25 Cheque Image Retrieval Request
  • RM1-06 per page plus RM10-60 per request for cheque images available in Branch's database
  • RM5-30 per page plus RM10-60 per request for cheque images not available in Branch's database.  
Note: Not applicable for BASIC Current Account, for Basic Current Account Charges, please click here!