Business Banking

Business Banking

Banking Hours

Our Branches and Hire Purchase Centres throughout Malaysia are open at the following hours:
All states except Kelantan and Terengganu
Monday to Friday 9.30 a.m. to 4.00 p.m.                 
Saturday and Sunday                 Closed
Public / State Holiday Closed
Kelantan and Terengganu only
Sunday to Thursday                   9.30 a.m. to 4.00 p.m.                 
Friday and Saturday Closed
Public / State Holiday Closed
Internet & Mobile Banking
PBe and PB engage                  24 hours, 7 days a week              
Self Service Terminals
ATMs, CDTs, CRMs & CDMs Operation Hours 6.00 a.m. to 12 midnight 

 

Funds Transfer to PB Account
No Item Channel
Internet Banking                                         ATM Over-the-counter (OTC)   
(1) Fees and Charges
(RM per transaction)
     
  Sole-proprietors, partnership and SME NIL Applicable for Sole-proprietors only,
ATM card is not offered to partnership and SME
NIL
  Other corporates   NIL Service Not Available NIL
(2) Daily transaction limit
(RM per day)

 

   
  Sole-proprietors, partnership and SME RM500,000.00 combined limit with Interbank GIRO ( IBG) and Instant Transfer (IBFT) RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. No limit
  Other corporates   RM500,000.00 combined limit with Interbank GIRO (IBG) and Instant Transfer (IBFT) Service Not Available No limit
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Operating hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(5) Crediting time For all channels    
  (i) Monday - Friday Immediate Immediate Immediate
  (ii) Non-business days Immediate Immediate Not Applicable
(6) Refund time Not Applicable Not Applicable Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Interbank GIRO (IBG)
No Item Channel
Internet Banking                                       ATM Over-the-counter (OTC)    
(1) Fees and Charges
(RM per transaction)
     
  Sole-proprietors, partnership and SME Free of Charge (effective 13 June 2018) Free of Charge (effective 1 July 2018) RM2.00 per transaction
  Other corporates   Free of Charge (effective 13 June 2018) Service Not Available RM2.00 per transaction
(2) Daily transaction limit
(RM per day)
     
  Sole-proprietors, partnership and SME

RM500,000.00 combined limit with Intrabank Funds Transfer and Instant Transfer (IBFT)

Applicable for Sole-proprietors only.
RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
RM 1,000,000.00
  Other corporates  

RM500,000.00 combined limit with Intrabank Funds Transfer and Instant Transfer (IBFT)

Service Not Available RM 1,000,000.00
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Future-dated payments No No Yes
(5) Operating hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(6) Crediting time      
  (i) Monday - Friday For all channels
  Before 5:00 a.m. Same business day by 11:00 a.m.
  5:01 a.m. to 8:00 a.m. Same business day by 2:00 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 5:00 p.m.
  11:01 a.m. to 2:00 p.m. Same business day by 8:20 p.m.
  2:01 p.m to 5:00 p.m.

Same business day by 11:00 p.m.

  After 5:00 p.m.

Next business day by 11:00 a.m.

  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
(7) Refund time  
  (i) Monday - Friday  
  Before 5:00 a.m. Same business day by 5:00 p.m.
  5:01 a.m. to 8:00 a.m. Same business day by 8:20 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 11:00 p.m.
  11:01 a.m. to 2:00 p.m. Next business day by 11:00 a.m.
  2:01 p.m to 5:00 p.m. Next business day by 11:00 a.m.
  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Instant Transfer (IBFT)
No Item Channel
Internet Banking                                                       ATM
(1) Fees and Charges
(RM per transaction)
   
  Sole-proprietors, partnership and SME Free of Charge (effective 13 June 2018) Free of Charge (effective 1 July 2018)
  Other corporates   Free of Charge (effective 13 June 2018) Service Not Available
(2) Daily transaction limit (RM per day)

 

 
  Sole-proprietors, partnership and SME RM500,000.00 combined limit with Intrabank Funds Transfer and Interbank GIRO (IBG) Applicable for Sole-proprietors only.
RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
  Other corporates   RM500,000.00 combined limit with Intrabank Funds Transfer and Interbank GIRO (IBG) Service Not Available
(3) Payment reference
 
   
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes
(4) Operating hours 24 hours 6.00 a.m. to 12 midnight
(5) Crediting time For all channels
  (i) Monday - Friday Immediate Immediate
  (ii) Non-business days Immediate Immediate
(6) Refund time Not Applicable Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

RENTAS
No Item Channel
Internet Banking               Over-the-counter (OTC)
(1) Fees and Charges (RM per transaction)    
  Sole-proprietors, partnership and SME RM2.00 per transaction RM5.00 per transaction
  Other corporates   RM2.00 per transaction RM5.00 per transaction
(2) Payment reference
 
   
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement" Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes
(3) Operating hours 9:30 a.m. to 3:30 p.m. Banking Hours
(4) Crediting time For all channels  
  (i) Monday - Friday Same business day Same business day
  (ii) Non-business days Service Not Available Not Applicable
(5) Refund time    
  (i) Monday - Friday Same business day Same business day
  (ii) Non-business days Not Applicable Not Applicable

 

FPX / Interbank Direct Debit 
No Item FPX Interbank Direct Debit
B2C B2B
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME Between RM0.00 to RM5.00 Between RM0.00 to RM5.00 Between RM0.00 to RM3.00
  Other corporates Between RM0.00 to RM5.00 Between RM0.00 to RM5.00 Between RM0.00 to RM3.00
(2) Merchants
  • AirAsia Berhad
  • Amway (M) Sdn Bhd
  • Ikram Education Sdn Bhd
  • Jaring Reload PIN
  • JF Apex Securities Bhd
  • Kenanga Investor Bhd
  • Lembaga Hasil Dalam Negeri (LHDN)
  • Lonpac Insurance Bhd
  • MOL AccessPortal Bhd
  • MYCNX Holdings (M) Sdn Bhd
  • MyEG Services Bhd
  • Pan Malaysian Pools Sdn Bhd (PMP)
  • Public Mutual Bhd (PMB)
  • SCP Parking Sdn Bhd
  • Star Publications (M) Bhd
  • UCSI Education Sdn Bhd
  • Universiti Tunku Abdul Rahman (UTAR)
  • Bahagian Kawalan Filem (BKF)
  • Jabatan Pendaftaran Pertubuhan Malaysia (ROS)
  • Measat Broadcast Network System Sdn Bhd (ASTRO)
  • Miri Port Authority (MPA)
  • Pembangunan Sumber Manusia Berhad (PSMB)
  • AIA PUBLIC Takaful Berhad
  • Allianz Life Insurance Malaysia Berhad
  • Exertainment Malaysia Sdn Bhd
  • GHL Payment Sdn Bhd
  • GHL Transact Sdn Bhd
  • IHM Sdn Bhd
  • Kenanga Investor Bhd
  • Nature Environment Products Sdn Bhd
  • Nu Skin (M) Sdn Bhd
  • Telekom Malaysia Bhd

 

Other related fees/charges for online banking (internet and mobile banking)  
No Item Amount
(1) Fees and Charges (RM per transaction)  
  (i) Maintenance / subscription fee NIL
  (ii) SecureSign Token  
       - Device RM50.00 per token* (one time charge)
       - Monthly Support & Maintenance Fee RM20.00 per corporation*
  (iii) Annual digital certificates NIL
  (iv) Salary payment / payroll RM0.10 to RM0.50
  (v) Notification / SMS RM0.20 per transaction
  (vi) Training NIL
(2) Incentives and packages
 
NIL
* Waived effective 1 October 2014

 

Debit Card
No Item Standalone domestic debit card   Standalone International brand debit card   Combo debit card1
        Domestic   International  
(1) Daily point-of-sale transaction limit (RM per day) Service Not Available Service Not Available Default RM3,000.00 per card per day and
Max RM10,000.00 per card per day
(2) Incentives Service Not Available Service Not Available Service Not Available
         
1Cards with both domestic debit and international debit schemes  

 

Cheque and Current Account Services
  Amount Effective date
Fee per cheque issued   RM0.50 1st April 2015  
Interest rate/profit rate of current accounts
Type of accounts                             Interest rate/profit rate (% per annum)
Basic  NIL
Normal NIL
Premium (for Individual only) 0.0% to 2.0%

For more information on E-payment Services and Fees, please click here.