Business Banking

Business Banking

Banking Hours

Our Branches and Hire Purchase Centres throughout Malaysia are open at the following hours:
All states except Kelantan and Terengganu
Monday to Friday 9.30 a.m. to 4.00 p.m.                 
Saturday and Sunday                 Closed
Public / State Holiday Closed
Kelantan and Terengganu only
Sunday to Thursday                   9.30 a.m. to 4.00 p.m.                 
Friday and Saturday Closed
Public / State Holiday Closed
Internet & Mobile Banking
PBe and PB engage                  24 hours, 7 days a week              
Self Service Terminals
ATMs, CDTs, CRMs & CDMs Operation Hours 6.00 a.m. to 12 midnight 

 

Funds Transfer to PB Account
No Item Channel
Internet Banking          ATM Over-the-counter (OTC) 
(1) Fees and Charges
(RM per transaction)
     
  Sole-proprietors, partnership and SME NIL Applicable for Sole-proprietors only,
ATM card is not offered to partnership and SME
NIL
  Other corporates   NIL Service Not Available NIL
(2) Daily transaction limit
(RM per day)

 

   
  Sole-proprietors, partnership and SME RM500,000.00* RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. No limit
  Other corporates   RM500,000.00* Service Not Available No limit
(3) Payment reference
 
     
  (i) Availability of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement
Yes Yes Yes
  (ii) Availability of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Operating hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(5) Crediting time For all channels    
  (i) Monday - Friday Immediate Immediate Immediate
  (ii) Non-business days Immediate Immediate Not Applicable
(6) Refund time Not Applicable Not Applicable Not Applicable
* Combined limit with Intrabank Fund Transfer, Interbank GIRO (IBG), and DuitNow Transfer.
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000.

 

Interbank GIRO (IBG)
No Item Channel
Internet Banking         ATM Over-the-counter (OTC)          
(1) Fees and Charges
(RM per transaction)
     
  Sole-proprietors, partnership and SME Free of Charge Free of Charge  RM2.00 per transaction

For Basic Savings/Current Account:
  • RM0.50 (First 2 transactions per month)
  • RM2.00 (Exceeding threshold)
  Other corporates   Free of Charge  Service Not Available RM2.00 per transaction

For Basic Savings/Current Account:
  • RM0.50 (First 2 transactions per month)
  • RM2.00 (Exceeding threshold)
(2) Daily transaction limit
(RM per day)
     
  Sole-proprietors, partnership and SME

RM500,000.00*

Applicable for Sole-proprietors only.

RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
RM1,000,000.00 per transaction (for residents)

RM10,000.00 per day (for non-residents)
  Other corporates  

RM500,000.00*

Service Not Available RM1,000,000.00 per transaction (for residents)

RM10,000.00 per day (for non-residents)
(3) Payment reference
 
     
  (i) Availability of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement
Yes Yes Yes
  (ii) Availability of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Future-dated payments No No Yes
(5) Operating hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(6) Crediting time      
  (i) Monday - Friday For all channels
  Before 5:00 a.m. Same business day by 11:00 a.m.
  5:01 a.m. to 8:00 a.m. Same business day by 2:00 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 5:00 p.m.
  11:01 a.m. to 2:00 p.m. Same business day by 8:20 p.m.
  2:01 p.m to 5:00 p.m.

Same business day by 11:00 p.m.

  After 5:00 p.m.

Next business day by 11:00 a.m.

  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
(7) Refund time  
  (i) Monday - Friday  
  Before 5:00 a.m. Same business day by 5:00 p.m.
  5:01 a.m. to 8:00 a.m. Same business day by 8:20 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 11:00 p.m.
  11:01 a.m. to 2:00 p.m. Next business day by 11:00 a.m.
  2:01 p.m to 5:00 p.m. Next business day by 11:00 a.m.
  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
* Combined limit with Intrabank Fund Transfer, Interbank GIRO (IBG), and DuitNow Transfer.
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000.

 

DuitNow Transfer (via Account Number)
No Item Channel
Internet Banking                                         ATM
(1) Fees and Charges
(RM per transaction)
   
  Sole-proprietors, partnership and SME Free of Charge  Free of Charge 
  Other corporates   Free of Charge  Service Not Available
(2) Daily transaction limit (RM per day)

 

 
  Sole-proprietors, partnership and SME RM100,000.00 per transaction per day* Applicable for Sole-proprietors only.

RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
  Other corporates   RM100,000.00 per transaction per day* Service Not Available
(3) Payment reference
 
   
  (i) Availability of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement
Yes Yes
  (ii) Availability of beneficiaries' names and payment references in payers' bank statement Yes Yes
(4) Operating hours 24 hours 6.00 a.m. to 12 midnight
(5) Crediting time For all channels
  (i) Monday - Friday Immediate Immediate
  (ii) Non-business days Immediate Immediate
(6) Refund time Not Applicable Not Applicable
* Combined limit with Intrabank Fund Transfer, Interbank GIRO (IBG), and DuitNow Transfer.
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000.

 
DuitNow Transfer

(via Mobile Number, NRIC/Army/Police ID, Passport Number, Business Registration Number)

No Item Channel
Online Banking (PBe)
(1) Fees and Charges
(RM per transaction)
 
  Sole-proprietors, partnership and SME Free of Charge
  Other corporates   Free of Charge
(2) Daily transaction limit (RM per day)

 

  Sole-proprietors, partnership and SME RM100,000.00 per transaction per day*
  Other corporates   RM100,000.00 per transaction per day*
(3) Payment reference
 
 
  (i) Availability of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes
  (ii) Availability of beneficiaries' names and payment references in payers' bank statement Yes
(4) Operating hours 24 hours
(5) Crediting time For all channels
  (i) Monday - Friday Immediate
  (ii) Non-business days Immediate
(6) Refund time Not Applicable


* Combined limit with Intrabank Fund Transfer, Interbank GIRO (IBG), and DuitNow Transfer.
 

RENTAS
No Item Over-the-counter (OTC)
(1) Fees and Charges (RM per transaction)  
  Sole-proprietors, partnership and SME RM5.00 per transaction
  Other corporates   RM5.00 per transaction
(2) Daily transaction limit (RM per day)  
  Sole-proprietors, partnership and SME No limit
  Other corporates   No limit
(3) Payment reference
 
 
  (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement Yes
  (ii) Availability of beneficiaries' names and payment references in payers' bank statement Yes
(4) Operating hours Banking Hours
(5) Crediting time  
  (i) Monday - Friday Same business day
  (ii) Non-business days Not Applicable
(6) Refund time  
  (i) Monday - Friday Same business day
  (ii) Non-business days Not Applicable

 

FPX / PayNet Direct Debit 
No Item FPX PayNet Direct Debit
B2C B2B
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME Between RM0.00 to RM2.50 Between RM0.00 to RM2.50 Between RM0.00 to RM3.00
  Other corporates Between RM0.00 to RM2.50 Between RM0.00 to RM2.50 Between RM0.00 to RM3.00

 

Other related fees/charges for online banking (internet and mobile banking)  
No Item Amount
(1) Fees and Charges (RM per transaction)  
  (i) Maintenance / subscription fee NIL
  (ii) SecureSign Token  
       - Device RM50.00 per token* (one time charge)
       - Monthly Support & Maintenance Fee RM20.00 per corporation*
  (iii) Annual digital certificates NIL
  (iv) ECP Payment / ECP Payroll (Bulk Payment / Bulk Payroll) RM0.10 to RM0.50  
  (v) Notification / SMS RM0.20 per transaction
  (vi) Training NIL
(2) Incentives and packages
 
NIL
* Waived effective 1 October 2014

 

Debit Card
No Item Standalone domestic debit card   Standalone International brand debit card   Combo debit card1                          
        Domestic   International  
(1) Daily point-of-sale transaction limit (RM per day) Service Not Available Service Not Available Default RM3,000.00 per card per day and Max RM10,000.00 per card per day
(2) Incentives Service Not Available Service Not Available Service Not Available
         
1Cards with both domestic debit and international debit schemes  

 

Cheque and Current Account Services
  Amount Effective date
Fee per cheque issued   RM0.50 1st April 2015  
Interest rate/profit rate of current accounts
Type of accounts                             Interest rate/profit rate (% per annum)
Basic  NIL
Normal NIL
Premium (for Individual only) 0.0% to 2.0%

For more information on E-payment Services and Fees, please click here.