Business Banking

Business Banking

Banking Hours:  
All States, except Kelantan & Terengganu
(Monday to Friday)
Kelantan & Terengganu
(Sunday to Thursday)
9.30 a.m. to 4.00 p.m. 9.30 a.m. to 4.00 p.m.

Self Service Terminals

 

ATMs, CDMs, CDTs & CRMs Operation Hours

24 hours

 

Funds Transfer to PB Account
No Item Channel
Internet Banking ATM Over-the-counter (OTC)
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME NIL Applicable for Sole-proprietors only,
ATM card is not offered to partnership and SME
NIL
  Other corporates   NIL Service Not Available NIL
(2) Daily transaction limit (RM per day)

 

   
  Sole-proprietors, partnership and SME RM500,000-00 combined limit with Interbank GIRO ( IBG) and Instant Transfer (IBFT) RM10,000-00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase, cash withdrawal and e-Debit# No limit
  Other corporates   RM500,000-00 combined limit with Interbank GIRO (IBG) and Instant Transfer (IBFT) Service Not Available No limit
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Operating hours 24 hours 24 hours Banking hours
(5) Crediting time For all channels    
  (i) Monday - Friday Immediate Immediate Immediate
  (ii) Non-business days Immediate Immediate Not Applicable
(6) Refund time Not Applicable Not Applicable Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Interbank GIRO (IBG)
No Item Channel
Internet Banking ATM Over-the-counter (OTC)
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME RM0-11 per transaction RM0-32 per transaction RM2-12 per transaction
  Other corporates   RM0-11 per transaction Service Not Available RM2-12 per transaction
(2) Daily transaction limit (RM per day)      
  Sole-proprietors, partnership and SME

RM500,000-00 combined limit with Intrabank Funds Transfer and Instant Transfer (IBFT)

Applicable for Sole-proprietors only.
RM10,000-00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase, cash withdrawal and e-Debit1
RM 1,000,000-00
  Other corporates  

RM500,000-00 combined limit with Intrabank Funds Transfer and Instant Transfer (IBFT)

Service Not Available RM 1,000,000-00
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Future-dated payments No No No
(5) Operating hours 24 hours 24 hours Banking hours
(6) Crediting time      
  (i) Monday - Friday For all channels
  Before 5:00 a.m. Same business day by 11:00 a.m.
  5:01 a.m. to 8:00 a.m. Same business day by 2:00 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 5:00 p.m.
  11:01 a.m. to 2:00 p.m. Same business day by 8:20 p.m.
  2:01 p.m to 5:00 p.m.

Same business day by 11:00 p.m.

  After 5:00 p.m.

Next business day by 11:00 a.m.

  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
(7) Refund time  
  (i) Monday - Friday  
  Before 5:00 a.m. Same business day by 5:00 p.m.
  5:01 a.m. to 8:00 a.m. Same business day by 8:20 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 11:00 p.m.
  11:01 a.m. to 2:00 p.m. Next business day by 11:00 a.m.
  2:01 p.m to 5:00 p.m. Next business day by 11:00 a.m.
  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
Note:
1. Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Instant Transfer (IBFT)
No Item Channel
Internet Banking ATM
(1) Fees and Charges (RM per transaction)    
  Sole-proprietors, partnership and SME RM0-53 per transaction RM0-53 per transaction
  Other corporates   RM0-53 per transaction Service Not Available
(2) Daily transaction limit (RM per day)

 

 
  Sole-proprietors, partnership and SME RM500,000-00 combined limit with Intrabank Funds Transfer and Interbank GIRO (IBG) Applicable for Sole-proprietors only.
RM10,000-00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase, cash withdrawal and e-Debit1
  Other corporates   RM500,000-00 combined limit with Intrabank Funds Transfer and Interbank GIRO (IBG) Service Not Available
(3) Payment reference
 
   
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes
(4) Operating hours 24 hours 24 hours
(5) Crediting time For all channels
  (i) Monday - Friday Immediate Immediate
  (ii) Non-business days Immediate Immediate
(6) Refund time Not Applicable Not Applicable
Note:
1. Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

RENTAS
No Item Channel
Internet Banking Over-the-counter (OTC)
(1) Fees and Charges (RM per transaction)    
  Sole-proprietors, partnership and SME RM2-12 per transaction RM5-30 per transaction
  Other corporates   RM2-12 per transaction RM5-30 per transaction
(2) Payment reference
 
   
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement" No No
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement No No
(3) Operating hours 9:30 a.m. to 3:30 p.m. Banking Hours
(4) Crediting time For all channels  
  (i) Monday - Friday Same business day Same business day
  (ii) Non-business days Service Not Available Not Applicable
(5) Refund time    
  (i) Monday - Friday Same business day Same business day
  (ii) Non-business days Not Applicable Not Applicable

 

FPX / Interbank Direct Debit 
No Item FPX Interbank Direct Debit
B2C B2B
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME Between RM0-00 to RM5-30 Between RM0-00 to RM5-30 Between RM0-00 to RM3-18
  Other corporates Between RM0-00 to RM5-30 Between RM0-00 to RM5-30 Between RM0-00 to RM3-18
(2) Merchants
  • AirAsia Berhad
  • Amway (M) Sdn Bhd
  • Ikram Education Sdn Bhd
  • Jaring Reload PIN
  • JF Apex Securities Bhd
  • Kenanga Investor Bhd
  • Lembaga Hasil Dalam Negeri (LHDN)
  • Lonpac Insurance Bhd
  • MOL AccessPortal Bhd
  • MYCNX Holdings (M) Sdn Bhd
  • MyEG Services Bhd
  • Pan Malaysian Pools Sdn Bhd (PMP)
  • Public Mutual Bhd (PMB)
  • SCP Parking Sdn Bhd
  • Star Publications (M) Bhd
  • UCSI Education Sdn Bhd
  • Universiti Tunku Abdul Rahman (UTAR)
  • Bahagian Kawalan Filem (BKF)
  • Jabatan Pendaftaran Pertubuhan Malaysia (ROS)
  • Measat Broadcast Network System Sdn Bhd (ASTRO)
  • Miri Port Authority (MPA)
  • Pembangunan Sumber Manusia Berhad (PSMB)
  • AIA PUBLIC Takaful Berhad
  • Allianz Life Insurance Malaysia Berhad
  • Exertainment Malaysia Sdn Bhd
  • GHL Payment Sdn Bhd
  • GHL Transact Sdn Bhd
  • IHM Sdn Bhd
  • Kenanga Investor Bhd
  • Nature Environment Products Sdn Bhd
  • Nu Skin (M) Sdn Bhd
  • Telekom Malaysia Bhd

 

Other related fees/charges for online banking (internet and mobile banking)  
No Item RM
(1) Fees and Charges (RM per transaction)  
  (i) Maintenance / subscription fee NIL
  (ii) SecureSign Token  
       - Device RM53-00 per token* (one time charge)
       - Monthly Support & Maintenance Fee RM21-20 per corporation*
  (iii) Annual digital certificates NIL
  (iv) Salary payment / payroll RM0-10 to RM0-50
  (v) Notification / SMS RM0-21 per transaction
  (vi) Training NIL
(2) Incentives and packages
 
NIL
* Waived effective 1 October 2014

 

Debit Card
No Item Standalone domestic debit card   Standalone International brand debit card   Combo debit card1
        Domestic   International  
(1) Daily point-of-sale transaction limit (RM per day) Service Not Available Service Not Available Service Not Available Service Not Available
(2) Incentives Service Not Available Service Not Available Service Not Available
         
1Cards with both domestic debit and international debit schemes  

 

Cheque and Current Account Services
  RM Effective date
Fee per cheque issued   RM0-53 1st April 2015  
  Type of accounts Interest rate/profit rate (% per annum)
Interest rate/profit rate of current accounts Basic   NIL
  Normal NIL
  Premium (for Individual only) 0.2% to 2.0%

For more information on E-payment Services and Fees, please click here.