Basic Savings Account

Access fundamental banking services with minimal expenses. Enjoy hassle-free banking at your convenience.

Here's what Basic Savings Account offers you:

• Ease of opening an account with an initial deposit of just RM20.
• Minimum balance to be maintained at any one time is RM20.
• Interest is calculated daily and credited half yearly as at 30 June and 31 December every year.
• Easy access to your account through any Public Bank branches, ATM and Public Bank Online / Mobile Banking services.
• Debit card will be offered to account holder 12 years old and above and micro enterprises.
• Other FREE services offered:
  • Cheques and cash / coin* deposits via deposit machines.
  • Account enquiries and fund transfers within the Bank via ATM and Public Bank Online / Mobile Banking services.
  • Bill payments via Public Bank Online / Mobile Banking services.
  • Cash withdrawal within the Bank via Over-the-Counter (OTC) and ATM.
    *Available at selected branches.

Basic Savings Account is protected by PIDM up to RM250,000 for each depositor.