WISE Savings Account

A savings account specifically designed for children below 18 years old to instill Wisdom In Saving Early (WISE). Easy application with added benefits like the yearly Star Achiever Programme to encourage school children to excel academically.

Here's what WISE Savings Account offers you and your child:

• Ease of opening an account  with as little as RM1.
• Minimum balance to be maintained at any one time is only RM20.
• Debit cards that will be issued to account holders 12 years old and above.

Make Your Money Grow

• Enjoy attractive interest rate as high as 1-Month PLUS FD rate for your first RM50,000 in your account.
• Let your money work for you where interest is compounded daily and credited monthly on the 15th of each month.
• The more you save, the more you earn.

PB Journey Application

• Specially designed to assist parents in educating their children about the value of money and ways to manage their pocket money in a fun way.
• Inculcate savings habit and improve financial knowledge.
• Earn goal interest at “Overnight Policy Rate minus 0.50% p.a.” when your children achieved their savings goal within the selected goal tenure. A maximum of five (5) goals can be maintained at any one time.
• Flexible goal tenure from 10 days to 360 days.
• Low minimum goal amount from RM100 and maximum up to RM5,000.
• Reward your children with pocket money when they complete the task assigned. A maximum of ten (10) active tasks can be maintained at any one time.

Star Achiever Programme

• Inculcate and nurture the habit of your children to excel academically.
• Cash Awards for children who excel in their SPM examination.

Free Automatic Monthly Funds Transfer up to RM1,000 per Transfer

• Make regular savings for your child hassle-free.

Debit Card

• Debit cards that will be issued to account holders 12 years old and above.
• Convenient monitoring of your child's spending.
• Enjoy the convenience of ATM services at our wide network of branches.

Terms and conditions apply.

WISE Savings Account is protected by PIDM up to RM250,000 for each depositor.