Transfer Fund to Other Banks
How do I perform an Interbank GIRO (IBG)?
Please follow the steps listed below:
- Select 'Fund Transfer'
- Click on 'Other Bank Account'
- Select 'Interbank GIRO'
- Click on To 'Other Account' or To 'Favourite Account'
- Fill in all the required details and click 'Next'
- Verify the details and authenticate using PB SecureSign / SecureSign Token.
How do I perform a DuitNow Transfer?
Please follow the steps listed below:
- Select 'Fund Transfer'
- Click on 'DuitNow Transfer'
- Click on To 'Other Account' or To 'Favourite Account'
- Fill in all the required details and acknowledge the Terms and Conditions
- Verify the details and authenticate using PB SecureSign / SecureSign Token.
What is the daily third party fund transfer limit?
Click here to view the daily transaction limits.
When will the funds be made available at the beneficiary's account if I transfer using Interbank GIRO (IBG)?
The funds will be available in the Beneficiary's account at the following times:
| Payment Initiated by Customers via PBe | *Funds Received by Beneficiaries | ||
|---|---|---|---|
| Business Days (Monday – Friday) |
Before 5:00 a.m. | Same business day | By 11:00 a.m. |
| 5:01 a.m. to 8:00 a.m. | By 2:00 p.m. | ||
| 8:01 a.m. to 11:00 a.m. | By 5:00 p.m. | ||
| 11:01 a.m. to 2:00 p.m. | By 8:20 p.m. | ||
| 2:01 p.m to 5:00 p.m. | By 11:00 p.m. | ||
| After 5:00 p.m. | Next business day | By 11:00 a.m. | |
| Non-Business Days (Saturday, Sunday and Federal Territory Public Holiday) | Next business day | By 11:00 a.m. | |
- Applicable for all IBG payments and funds transfer to Current Accounts and Savings Accounts.
- For loan and credit card payments initiated up to and including 5:00 p.m. on Business Days, funds will be available in the beneficiary’s account before 12:00 midnight on the same day.
To which Bank can I perform Interbank GIRO (IBG) fund transfer to?
You can make fund transfers to banks participating in the InterBank GIRO System (IBG).
View Participating Banks
| Financial Institutions | Savings/ Current | Loan | Hire Purchase | Credit Card | BIC Code |
|---|---|---|---|---|---|
| Account No. Length (no. of digits) | |||||
| Affin Bank Berhad | Yes (12) | Yes (12) | Yes (12) | Yes (16) | PHBMMYKL |
| Affin Islamic Bank Berhad | Yes (12) | Yes (12) | Yes (12) | - | AIBBMYKL |
| Agrobank Berhad | Savings Account Only (16) | Yes (17) | - | - | AGOBMYK1 |
| Alliance Bank Malaysia Berhad | Yes (15) | Yes (15) | Yes (15) | Yes (16) | MFBBMYKL |
| Alliance Islamic Bank Malaysia Berhad | Yes (15) | Yes (15) | Yes (15) | - | ALSRMYK1 |
| Al-Rajhi Bank (Malaysia) Berhad | Yes (15) | - | - | Yes (16) (Al-Rajhi Charge Card) |
RJHIMYKL |
| AmBank (M) Berhad | Yes (13) | Yes (14) | Yes (14) | Yes (16) (Ambank Credit Card & MBFLOC by Ambank only) |
ARBKMYKL |
| AmIslamic Bank (M) Berhad | Yes (13) | Yes (13-14) | Yes (14) | Yes (16) (Ambank Credit Card) |
AISLMYKL |
| Bangkok Bank Berhad | Yes (13) | - | - | - | BKKBMYKL |
| Bank Islam Malaysia Berhad | Yes (14) | Yes (14) | Yes (14) | Yes (16) | BIMBMYKL |
| Bank Kerjasama Rakyat Malaysia Berhad | Yes (12) | Yes (12) | Yes (12) | MasterCard Only (16) | BKRMMYKL |
| Bank Muamalat (Malaysia) Berhad | Yes (14) | Yes (14 & 17) | Yes (14 & 17) | - | BMMBMYKL |
| Bank of America (Malaysia) Berhad | Yes (5-17) | - | - | - | BOFAMY2X |
| Bank of China (Malaysia) Berhad | Yes (13 & 15) | - | - | Yes (16) | BKCHMYKL |
| MUFG Bank (Malaysia) Berhad | Yes (6) | Yes (6) | - | - | BOTKMYKX |
| Bank Simpanan Nasional Berhad | Savings Account Only (16) | Yes (15) | Yes (15) | Yes (16) | BSNAMYK1 |
| BNP Paribas Malaysia Berhad | Corporate Current Account Only (6-16) | Yes (16) | - | - | BNPAMYKL |
| China Construction Bank (Malaysia) Berhad | Yes (12) | - | - | - | PCBCMYKL |
| CIMB Bank Berhad | Yes (10 & 14) | Yes (10,14 & 17) | Yes (10,12 & 17) | Yes (16) | CIBBMYKL |
| CIMB Islamic Bank Berhad | Yes (10 & 14) | Yes (10,14 & 17) | Yes (10,12 & 17) | - | CTBBMYKL |
| Citibank Berhad | Personal Savings & Current Account (10); Corporate Current Account: (9-16) |
Yes (10-14) | - | Yes (15-16) | CITIMYKL |
| Deutsche Bank (M) Berhad | Yes (10-17) | Yes (10-14) | - | - | DEUTMYKL |
| Hong Leong Bank Berhad | Yes (11&13) | Yes (11 & 13) | Yes (11 & 13) | AMEX (15), VISA (16), MasterCard (16) | HLBBMYKL |
| Hong Leong Islamic Bank Berhad | Yes (11&13) | Yes (11 & 13) | Yes (11 & 13) | - | HLIBMYKL |
| HSBC Bank Malaysia Berhad |
Savings Account (12) Current Account (12,13,14,15,17) |
Yes (12) | - | Yes (16) | HBMBMYKL |
| HSBC Amanah Malaysia Berhad |
Savings Account (12) Current Account (12,13,14,15,17) |
Yes (12-14) | - | Yes (16) | HMABMYKL |
| Industrial and Commercial Bank of China (Malaysia) Berhad | Yes (19) | Yes (19) | - | Yes (16) | ICBKMYKL |
| JP Morgan Chase Bank Berhad | Yes (10-17) | Yes (10-17) | - | - | CHASMYKX |
| Kuwait Finance House (Malaysia) Berhad | Yes (12) | Yes (12) | Yes(12) | - | KFHOMYKL |
| Malayan Banking Berhad | Yes (12) | Yes (12) | Yes (12) | MAYBANK AMEX (15), VISA (16), MasterCard (16); |
MBBEMYKL |
| Maybank Islamic Berhad | Yes (12) | Yes (12) | Yes (12) | MAYBANK AMEX (15), VISA (16), MasterCard (16); |
MBISMYKL |
| MBSB Bank Berhad | Yes (16) | Yes (16) | Yes (16) | - | AFBQMYKL |
| Mizuho Corporate Bank (Malaysia) Berhad | Current Account Only (10) | - | - | - | MHCBMYKA |
| OCBC Bank (Malaysia) Berhad | Savings Account (10) Current Account (9-17) |
Yes (15) | - | Yes (16) | OCBCMYKL |
| OCBC Al-Amin Bank Berhad | Savings Account (10) Current Account (9-17) |
Yes (15) | - | - | OABBMYKL |
| RHB Bank Berhad | Yes (14) | Yes (14) | Yes (12) | Yes (16) | RHBBMYKL |
| RHB Islamic Bank Berhad | Yes (14) | Yes (14) | Yes (12) | - | RHBAMYKL |
| Standard Chartered Bank (Malaysia) Berhad | Personal Savings & Personal Current Account: (12) Corporate Current Account: (5-17) |
Yes (8) | - | Yes (16) | SCBLMYKX |
| Standard Chartered Saadiq (Malaysia) Berhad | Personal Savings & Personal Current Account: (12) Corporate Current Account: (5-17) |
Yes (8) | - | - | SCSRMYK1 |
| Sumitomo Mitsui Banking Corporation Malaysia Berhad | Current Account Only (8) | - | - | - | SMBCMYKL |
| United Overseas Bank (Malaysia) Berhad | Savings Account: (10 & 11) Current Account: (7,9,10,11,12,13,14,17) |
Yes (10 & 15) | - | Yes (16) | UOVBMYKL |
When will the funds be returned if the receiving financial institution rejects my Interbank GIRO (IBG) transaction?
The funds will be returned to the account at the following times:
| Payment Initiated by Customers via PBe | *Funds Returned to Paying Customer | ||
|---|---|---|---|
| Business Days (Monday – Friday) |
Before 5:00 a.m. | Same business day | By 5:00 p.m. |
| 5:01 a.m. to 8:00 a.m. | By 8:20 p.m. | ||
| 8:01 a.m. to 11:00 a.m. | By 11:00 p.m. | ||
| 11:01 a.m. to 2:00 p.m. | Next business day | By 11:00 a.m. | |
| 2:01 p.m to 5:00 p.m. | By 11:00 a.m. | ||
| Non-Business Days (Saturday, Sunday and Federal Territory Public Holiday) | Next business day | By 11:00 a.m. | |
* Under normal circumstances
To which Financial Institution / eWallet can I perform DuitNow Transfer to?
You can perform DuitNow Transfer to the following Financial Instituitions and eWallets:
View Participating Financial Instituitions and eWallets
| No | Financial Instituition / eWallet | Savings/Current | Loan | Credit Card |
|---|---|---|---|---|
| 1. | AEON Bank | Savings Only | Yes | - |
| 2. | Affin Bank Berhad | Yes | Yes | Yes |
| 3. | Al Rajhi Banking And Investment Corporation | Yes | Yes | Yes |
| 4. | Alliance Bank Malaysia Berhad | Yes | Yes | Yes |
| 5. | AmBank (M) Berhad | Yes | Yes | Yes |
| 6. | Bank Islam Malaysia Berhad | Yes | Yes | Yes |
| 7. | Bank Kerjasama Rakyat Malaysia Berhad | Yes | Yes | Yes |
| 8. | Bank Muamalat (Malaysia) Berhad | Yes | Yes | Yes |
| 9. | Bank Of America Malaysia Berhad | Yes | - | - |
| 10. | Bank of China (Malaysia) Berhad | Yes | - | - |
| 11. | Bank Pertanian Malaysia Berhad (Agrobank) | Yes | Yes | Yes |
| 12. | Bank Simpanan Nasional Berhad | Yes | Yes | Yes |
| 13. | BigPay | Savings Only | - | - |
| 14. | BNP Paribas (Malaysia) Berhad | Yes | - | - |
| 15. | Boost Bank | Savings Only | - | - |
| 16. | Boost eWallet | Savings Only | - | - |
| 17. | China Construction Bank (Malaysia) Berhad | Yes | - | - |
| 18. | CIMB Bank Berhad | Yes | Yes | Yes |
| 19. | Citibank Berhad | Yes | Yes | Yes |
| 20. | Deutsche Bank (Malaysia) Berhad | Yes | - | - |
| 21. | Finexus Cards Sdn. Bhd. | Yes | - | - |
| 22. | GXBank | Savings Only | - | - |
| 23. | Hong Leong Bank Berhad | Yes | Yes | Yes |
| 24. | HSBC Bank Malaysia Berhad | Yes | Yes | Yes |
| 25. | Industrial And Commercial Bank of China (ICBC) | Yes | - | - |
| 26. | JP Morgan Chase Bank Berhad | Yes | - | - |
| 27. | Kuwait Finance House (Malaysia) Berhad | Yes | Yes | Yes |
| 28. | Maybank Berhad | Yes | Yes | Yes |
| 29. | MBSB Bank | Yes | Yes | Yes |
| 30. | Mizuho Bank (Malaysia) Berhad | Yes | - | - |
| 31. | MUFG Bank (Malaysia) Bhd | Yes | - | - |
| 32. | OCBC Bank (Malaysia) Berhad | Yes | Yes | Yes |
| 33. | RHB Bank Berhad | Yes | Yes | Yes |
| 34. | Shopee | Savings Only | - | - |
| 35. | Standard Chartered Bank (Malaysia) Berhad | Yes | Yes | Yes |
| 36. | Sumitomo Mitsui Banking Corporation | Yes | - | - |
| 37. | Touch n Go eWallet | Savings Only | - | - |
| 38. | United Overseas Bank (Malaysia) Berhad | Yes | Yes | Yes |
Are there any charges for making fund transfers?
Yes. The charges are listed as follows:
| Fund Transfer Service | Service Charge per Transaction |
|---|---|
| Interbank Giro (IBG) | Free of Charge (effective 13 June 2018) |
| DuitNow Transfer | Free of Charge (effective 13 June 2018) |
| SMS Notification to Beneficiary (Optional) | RM0.20 |
Note: Charges are levied on each transaction performed, regardless of acceptance by the beneficiary bank.
What are the common account number formats in Public Bank?
| Type of Public Bank Accounts | Account Number Format |
|---|---|
| Savings/Current/FD Account | 10 digit account number |
| Loan/HP Account | 10 digit account number followed by a 5 digit note number |
| Credit/Card Account | 16 digit card number |
Beneficiary ID/IC No. Type and Length
| Beneficiary ID / IC No. | Type and Length (no. of digits) |
|---|---|
| New IC | Numeric (12) |
| Old IC | Alphanumeric (8) |
| Business Registration Number | Alphanumeric (20) |
| Passport No. | Alphanumeric (20) |
| Army ID No. | Alphanumeric (20) |
| Police No. | Alphanumeric (20) |
My computer crashed/I got disconnected from the internet in the midst of a transaction. How do I know whether my transaction is affected or not?
You can:
- Check your account’s balance from Balance Inquiry, Transaction History or Payment History by logging in PBe with your current PC or another PC
- Check your account balance at the nearest ATM.
- Contact our PBe Customer Support at 03-2170 8000 on that particular transaction.
