Gold / eGold Investment Account

Earn potentially higher returns from appreciation of gold prices in the market. The Gold Investment Account (GIA) and eGold Investment Account (eGIA) offers 99.99% fineness gold purchases at daily prices in Ringgit Malaysia (RM).

Compare GIA & eGIA

Compare GIA & eGIA

GIA

eGIA

Eligibility
  • Individuals aged 18 years and above
  • Non-individual i.e. companies, sole-proprietorships, partnerships, societies, clubs and associations with Public Bank Online Banking service access
  • Must maintain a CASA or CASA-i with the Bank
  • Individuals aged 18 years and above who have an existing Conventional Current Account / Savings Account (CASA) or Current Account-i / Savings Account-i (CASA-i) with Public Bank Online Banking service access
  • Non-individual and sole-proprietorships are not applicable
Minimum Subsequent Purchase/Sale

1 gram plus any additional in multiple of 1 gram

1 gram plus any additional in multiple of 1 gram

Gold Purchase / Sale

Can be performed via branches or Public Bank Online Banking service

Can be performed via Public Bank Online Banking service only

Account Opening

Over-the-counter at branch only

Online account opening via Public Bank Online Banking service only

Online Gold Trading
  • Gold purchases and sales are offered at a discounted price
  • Transaction Limit:
    • Minimum: 1 gram per transaction
    • Maximum: RM50,000 equivalent for gold purchases and RM50,000 equivalent for gold sales per GIA per day.
  • Gold purchases and sales are offered at a discounted price
  • Transaction Limit:
    • Minimum: 1 gram per transaction
    • Maximum: RM50,000 equivalent for gold purchases and RM50,000 equivalent for gold sales per eGIA per day.
Transaction Record
  • Individual
    • Passbook will be provided and every purchase and sale transaction will be recorded in the passbook
    • Optional e-statement is available via Public Bank Online Banking service
  • Non individual
    • Passbook is not applicable and every purchase and sale transaction will be recorded in the monthly e-statement only
  • Individual
    • Monthly e-statement is available via Public Bank Online Banking service
    • Passbook is not applicable
Key Benefits:
  • To earn potentially higher returns from appreciation in gold price.
  • Convenience of investing in gold as trading is carried out via Public Bank branches or online.
  • Affordable initial purchase and subsequent investment.
  • Invest in gold without having to keep the gold physically.
  • Gold is the best possible hedge against inflation.
  • Alternative investment avenue to build up gold portfolio which is cheaper compared to investing in gold jewellery as the latter will incur additional cost on workmanship.

GIA and eGIA are not protected by PIDM.

Gold Prices

Gold Investment Account as at 25 May 2024 12:01 AM

Selling Price Buying Price
1 gram 361.5600 347.7300

Disclaimer: The gold prices displayed are indicative prices and for reference only. Customers are advised to check for the latest prices with your account holding branch or via our Online Gold Trading service before performing any gold purchase or sale transactions.

Rates & Charges

Click here to view more Rates & Charges

WARNING

THE RETURNS ON GOLD INVESTMENT ACCOUNT AND eGOLD INVESTMENT ACCOUNT ARE SUBJECT TO THE GOLD PRICE FLUCTUATIONS.

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