Request to Retain Original Monthly Instalment Amount Upon Increased of Base Rate (BR) / Base Lending Rate (BLR) / Base Financing Rate (BFR) / Standardised Base Rate (SBR) Effective 7 November 2022

 

(A) ELIGIBLE CRITERIA
  1. Available to all individuals(s) and all business customers. (exclude credit-impaired and bankrupt / wound-up)
  2. Performing Loans / Financing less than 90 days past due at point of application.

 

(B) REQUEST FORM

Should customers wish to retain the original monthly instalment amount, customers are to submit request using Standard Manual Application.

Please print and email your completed request form to ccs@publicbank.com.my or send the hard copy completed form to your account holding Branch.

Note:
The request to retain original monthly instalment amount will result in higher overall financial cost at prevailing contracted interest / profit / rental rate at the point of application due to re-amortized / extended loan / financing.

 

(C) STANDARD TURNAROUND TIME

A decision on your request shall be reverted to you via email within standard turnaround time as follows upon receipt of your request with full information.

Type Turnaround Time

Individual(s)

7 calendar days

Business

14 calendar days