Public Bank Berhad | Personal Banking | Basic Current Account (BCA) / Basic 55 Current Account (BCA55)

No.	Type of Charges	Amount
1	Monthly Transaction Threshold	Fee for Transaction Exceeding Threshold

	Basic Current Account:
	6 Over-The-Counter Visits	RM1.00 per transaction
	8 ATM Cash Withdrawals	RM1.00 per transaction
		Note: Customers can opt to perform unlimited withdrawal transactions via the ATM and over-the-counter by paying an annual ATM card fee of RM8.00.
	Basic 55 Current Account:
	16 Over-The-Counter Visits	RM1.00 per transaction
	Note: Per visit is defined as the day the customer visits the branch to perform at least one cheque encashment transaction. For Bank's internal monitoring purposes, even if the customer performs multiple cheque encashment transactions over-the-counter on an account per day, all said multiple transaction(s) will be considered as one (1) cheque encashment for the day.
2	"PB Visa / Mastercard Lifestyle Debit" Card Annual Fee
	Basic Current Account	Free of Charge
	Basic 55 Current Account	No "PB Visa / Mastercard Lifestyle Debit" Card will be issued.
3	Service Charge	A half yearly service charge of RM10.00 will be levied on BCA and BCA55 with an average balance of less than RM1,000.00 during the half year period.
4	IBG Transaction Fee
	Over-the-Counter	RM0.30 per transaction (effective 15 September 2023) Note: Free of charge for senior citizens 60 years and above and disabled persons
	via internet banking and mobile banking	Free of Charge (effective 13 June 2018)
	Fund transfer via ATM	Free of Charge (effective 1 July 2018)
	DuitNow Transfer via ATM	RM0.50 per transaction *Note: Waived effective 1 July 2018
	DuitNow Transfer	Waived until further notice
5	Dormant Account
	Account with balances up to RM10.00	Bank will close the account and absorb the balance as a charge
	Balances of more than RM10.00	Annual fee of RM10.00 until the fund is transferred to Unclaimed Monies
6	Other Fees and Charges
	Closing of current account within 3 months of account opening	RM20.00
	Replacement of "PB Visa / Mastercard Lifestyle Debit" Card	RM12.00
	Cash withdrawal at other MEPS member bank's ATM	RM1.00 *Note:- The RM1.00 ATM service fee is reinstated with effect from 1 February 2022.
	Note: Service charges on other types of services not listed above will follow the bank standard charges rates, should customer opt to use the services.