| Funds Transfer to PB Account | ||||
|---|---|---|---|---|
| No | Item | Channel | ||
|
Online Banking and Mobile Banking |
ATM | Over-the-Counter (OTC) | ||
| 1. |
Fees and Charges (RM per transaction) |
NIL |
NIL | NIL |
| 2. |
Daily transaction limit (RM per day) |
RM50,000 |
RM30,000 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal | No limit |
| 3. |
Payment reference |
|
||
|
(i) Availability of payers' names and payment references in beneficiaries' bank statement |
Yes |
Yes | Yes | |
|
(ii) Availability of beneficiaries' names and payment references in payers' bank statement |
Yes |
Yes | Yes | |
| 4. |
Operating hours |
24 hours |
6.00 a.m. to 12 midnight | Banking hours |
| 5. |
Crediting time |
For all channels |
||
|
(i) Monday to Friday |
Immediate
|
Immediate |
Immediate |
|
|
(ii) Non-business days |
Immediate |
Immediate |
N/A |
|
| 6. | Refund time | N/A | N/A | N/A |
| Interbank GIRO (IBG) | ||||
|---|---|---|---|---|
| No | Item | Channel | ||
| Online Banking and Mobile Banking | ATM | Over-the-Counter(OTC) | ||
| 1. | Fees and Charges (RM per transaction) |
Free of charge | Free of charge |
RM0.30 per transaction |
| 2. | Daily transaction limit (RM per day) |
RM50,000 |
RM30,000 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal | RM1,000,000 per transaction (for residents) RM10,000.00 per transaction (for non-residents) |
| 3. | Payment reference |
|||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | Yes | |
| 4. | Future-dated payments | Yes | No | Yes |
| 5. | Operating hours | Click here to view IBG operating hours, crediting time, and refund time. | ||
| 6. | Crediting time | |||
| 7. | Refund time | |||
| DuitNow Transfer (via Account No.) | |||
|---|---|---|---|
| No | Item | Channel | |
|
Online Banking and Mobile Banking |
ATM | ||
| 1. | Fees and Charges (RM per transaction) | Free of charge | Free of charge |
| 2. | Daily transaction limit (RM per day) |
RM50,000 |
RM30,000 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal |
| 3. | Payment reference |
||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | |
| 4. | Operating hours | 24 hours | 6.00 a.m. to 12 midnight |
| 5. | Crediting time | For all channels | |
| (i) Monday to Friday | Immediate | Immediate | |
| (ii) Non-business days | Immediate | Immediate | |
| 6. | Refund time | N/A | N/A |
| DuitNow Transfer (via Mobile No., NRIC / Army / Police ID, Passport No., Business Registration No.) |
||||
|---|---|---|---|---|
| No | Item | Channel | ||
| Online Banking (PBe) | Mobile Banking (PB engage) | Mobile Banking (MyPB App) | ||
| 1. | Fees and Charges (RM per transaction) | Free of charge | Free of charge | Free of charge |
| 2. | Daily transaction limit (RM per day) |
RM50,000 |
DuitNow Transfer & DuitNow QR |
DuitNow Transfer & DuitNow QR |
| 3. | Payment reference |
|||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement" |
Yes | Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | Yes | |
| 4. | Operating hours | 24 hours | 24 hours | 24 hours |
| 5. | Crediting time | |||
| (i) Monday to Friday | Immediate | Immediate | Immediate | |
| (ii) Non-business days | Immediate | Immediate | Immediate | |
| 6. | Refund time | N/A | N/A | N/A |
Note:
The daily third party fund transfer limit per customer is shared between all fund transfers performed on the same day to other PBB accounts, DuitNow Transfer, Interbank GIRO (IBG), Intrabank Transfer, DuitNow QR, DuitNow QR Cross Border, PB Visa Direct, Remittance and Western Union services.
1 The daily fund transfer limit can be maintained online at Profile Maintenance / Manage Profile / Change Limit / Change Daily Limit up to a maximum of RM50,000. Single transaction limit is up to RM10,000 with PB SecureSign (Push Notification); single transaction limit is up to RM50,000 with PB SecureSign (SecurePAC).
2 The daily fund transfer limit can be maintained online at Profile Maintenance / Manage Profile / Change Limit / Change Daily Limit up to a maximum of RM50,000. Single transaction limit is up to RM50,000 with SecureSign Token.
|
Other Related Fees / Charges for Online Banking and Mobile Banking |
||
|---|---|---|
| No | Item | Amount |
| 1. | SecureSign Token | RM50 per token* |
| 2. | Notification / SMS | RM0.20 per transaction |
* Waived effective 1 October 2014
| Debit Card | |||||
|---|---|---|---|---|---|
| No | Item | Standalone Domestic Debit Card | Standalone International Brand Debit Card | Combo Debit Card1 | |
| Domestic | International | ||||
| 1. | Daily point-of-sale transaction limit (RM per day) | RM10,000 per day | RM10,000 per day |
Default RM5,000 per card per day and Max RM10,000 per card per day |
|
| 2. | Incentives | NIL | NIL | NIL | |
| 1Cards with both domestic debit and international debit schemes | |||||
| Cheque and Current Account Services | ||
|---|---|---|
| Amount | Effective date | |
| Fee per cheque issued | RM0.50 | 1st April 2015 |
|
Interest / Profit Rate of Current Accounts |
|
|---|---|
| Type of Accounts |
Interest / Profit Rate (% per annum) |
| Basic | NIL |
| Normal | NIL |
| Premium (for Individuals only) | 0.00% to 2.00% |
