- i.
- Financing under All Economic Sectors Facility
A fund set up by Bank Negara Malaysia to improve access to financing for Small and Medium Enterprises (SMEs) to raise funds for capital expenditures and working capital, subject to eligibility criteria.
Facility may be guaranteed by Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP).
Here's what financing under All Economic Sectors Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 5 years.
- Attractive pricing.
- ii.
- Financing under Agrofood Facility
A fund that is specifically designed to increase agrofood production for Malaysia and for export purposes through the provision of financing at affordable rates. Funding can be raised for capital expenditures, working capital and development of agrofood projects, subject to eligibility criteria.
Facility guaranteed by SJPP.
Here's what financing under Agrofood Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 8 years.
- Attractive pricing.
- iii.
- Financing under Micro Enterprises Facility
A fund set up to improve the access to collateral-free micro financing for micro enterprises* to raise funds for capital expenditure and working capital. The financing is under Bank Negara Malaysia’s Pembiayaan Mikro Scheme.
*Includes those seeking to generate income by being self-employed or gig worker on digital platforms, as well as participants of the iTEKAD programme.
Here's what financing under Micro Enterprises Facility can do for you:
- No collateral required.
- Loan amount up to RM50,000.
- Loan tenure of up to 5 years.
- iv.
- Financing under SME Automation & Digitalisation Facility
The fund provides financing to SMEs to incentivise them in automating processes and digitalising operations to increase productivity and efficiency, subject to eligibility criteria.
Facility guaranteed by SJPP.
Here's what financing under SME Automation & Digitalisation Facility can do for you:
- Loan amount up to RM3 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- v.
- Financing under Disaster Relief Facility 2022
A scheme set up to alleviate the financial burden of SMEs affected by flood nationwide and facilitate the resumption of business operations.
Facility may be guaranteed by CGC or SJPP.
Here's what financing under Disaster Relief Facility 2022 can do for you:
- Open to SMEs affected by floods in districts identified by Agensi Pengurusan Bencana Negara (NADMA) as flood disaster areas and SMEs’ assets (e.g. inventory, equipment and business premise) have been damaged by disaster.
- Loan amount up to RM700,000 per SME under category of Small or Medium and RM150,000 per SME under category of Micro.
- Loan tenure of up to 7 years, including an optional moratorium period of 6 months.
- Attractive pricing.
- vi.
- Financing under PENJANA Tourism Financing Scheme
The scheme aims to support viable SMEs in the tourism sector, by preserving capacity as well as assisting SMEs to undertake the necessary investment to adjust and remain viable post-COVID-19.
Facility guaranteed by SJPP.
Here's what financing under PENJANA Tourism Financing Scheme can do for you:
- Loan amount up to RM500,000.
- Loan tenure of up to 7 years, including 12 months moratorium period and option for subsequent 12 months interest only payment period.
- Attractive pricing.
- vii.
- Financing under Targeted Relief and Recovery Facility
This facility provides relief and support recovery for SMEs in the services sector affected by reintroduction of COVID-19 containment measures, except tourism and tourism-related subsectors.
Facility may be guaranteed by CGC or SJPP.
Here's what financing under Targeted Relief and Recovery Facility can do for you:
- Loan amount up to RM500,000 per SME under category of Small or Medium and RM75,000 per SME under category of Micro.
- Loan tenure of up to 7 years, including 6 months moratorium period.
- Attractive pricing.
- viii.
- Financing under High Tech & Green Facility
The fund aims to support SMEs involved in strategic sectors or critical technology segments to reset, invest, and grow their business opportunities.
Facility may be guaranteed by CGC or SJPP.
Here's what financing under High Tech & Green Facility can do for you:
- Loan amount up to RM10 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- ix.
- Financing under Business Recapitalisation Facility
The fund aims to support SMEs to recover and grow, while managing their level of indebtedness through innovative financing solutions. SMEs may obtain financing through blended financing, which is a mix of debt financing from the Bank and equity financing from third party equity financiers.
Facility may be guaranteed by CGC or SJPP.
Here's what financing under Business Recapitalisation Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- x.
- Financing under Low Carbon Transition Facility
The fund aims to encourage and support SMEs to adopt sustainable practices for business resilience. These sustainable practices include, but are not limited to, obtaining sustainability certification, increasing the use of sustainable material for production, improving energy efficiency of building and appliances, and installing on-site renewable energy generation equipment.
Facility may be guaranteed by CGC or SJPP.
Here's what financing under Low Carbon Transition Facility can do for you:
- Loan amount up to RM10 million.
- Loan tenure of up to 10 years.
- Attractive pricing.