- i.
- Financing under All Economic Sectors Facility
This facility aims to improve access to financing for SMEs to raise funds for capital expenditures and working capital, subject to eligibility criteria.
Facility may be guaranteed by Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP).
Here's what All Economic Sectors Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 5 years.
- Attractive pricing.
- ii.
- Financing under Agrofood Facility
This facility aims to increase agrofood production for Malaysia and for export purposes through the provision of financing at affordable rates. Financing can be raised for capital expenditures, working capital and development of agrofood projects, subject to eligibility criteria.
Facility guaranteed by SJPP.
Here's what Agrofood Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 8 years.
- Attractive pricing.
- iii.
- Financing under Micro Enterprises Facility
This facility aims to improve the access to collateral-free micro financing for micro enterprises* to raise funds for capital expenditure and working capital. The financing is under BNM's Pembiayaan Mikro Scheme.
*Includes those seeking to generate income by being self-employed or gig worker on digital platforms, as well as participants of the iTEKAD programme.
Here's what Micro Enterprises Facility can do for you:
- No collateral required.
- Loan amount up to RM50,000.
- Loan tenure of up to 5 years.
- iv.
- Financing under SME Automation and Digitalisation Facility
This facility provides financing to SMEs to incentivise them in automating processes and digitalising operations to increase productivity and efficiency, subject to eligibility criteria.
Facility guaranteed by SJPP.
Here's what SME Automation and Digitalisation Facility can do for you:
- Loan amount up to RM3 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- v.
- Financing under Disaster Relief Facility 2022
This facility aims to alleviate the financial burden of SMEs affected by flood nationwide and facilitate the resumption of business operations.
Facility may be guaranteed by CGC or SJPP.
Here's what Disaster Relief Facility 2022 can do for you:
- Open to SMEs affected by floods in districts identified by Agensi Pengurusan Bencana Negara (NADMA) as flood disaster areas and SMEs’ assets (e.g. inventory, equipment and business premise) have been damaged by disaster.
- Loan amount up to RM700,000 per SME under category of Small or Medium and RM150,000 per SME under category of Micro.
- Loan tenure of up to 7 years, including an optional moratorium period of 6 months.
- Attractive pricing.
- vi.
- Financing under PENJANA Tourism Financing Scheme
This facility aims to support viable SMEs in the tourism sector, by preserving capacity as well as assisting SMEs to undertake the necessary investment to adjust and remain viable post-COVID-19.
Facility guaranteed by SJPP.
Here's what PENJANA Tourism Financing Scheme can do for you:
- Loan amount up to RM500,000.
- Loan tenure of up to 7 years, including 12 months moratorium period and option for subsequent 12 months interest only payment period.
- Attractive pricing.
-
- vii.
- Financing under High Tech and Green Facility
This facility aims to help SMEs and innovate start-ups to grow their businesses and invest in strategic sectors and technologies fields (digital tech, green tech and biotech) for a sustainable and entrenched economic recovery.
Facility may be guaranteed by CGC or SJPP.
Here's what High Tech and Green Facility can do for you:
- Loan amount up to RM10 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- viii.
- Financing under Business Recapitalisation Facility
This facility aims to support SMEs to recover and grow, while managing their level of indebtedness through innovative financing solutions. SMEs may obtain financing through blended financing, which is a mix of debt financing from the Bank and equity financing from third party equity financiers.
Facility may be guaranteed by CGC or SJPP.
Here's what Business Recapitalisation Facility can do for you:
- Loan amount up to RM5 million.
- Loan tenure of up to 10 years.
- Attractive pricing.
- ix.
- Financing under Low Carbon Transition Facility
This facility aims to encourage and support SMEs to adopt sustainable practices for business resilience. These sustainable practices include, but are not limited to, obtaining sustainability certification, increasing the use of sustainable material for production, improving energy efficiency of building and appliances, and installing on-site renewable energy generation equipment.
Facility may be guaranteed by CGC or SJPP.
Here's what Low Carbon Transition Facility can do for you:
- Loan amount up to RM10 million.
- Loan tenure of up to 10 years.
- Attractive pricing.