Parents may top-up their children's Pocket Money via "Pocket Money Transfer",where it will be reflected via the children's WISE Savings Account.
Learn, Save & Earn with PB Journey App
A mobile application specially designed to assist parents in educating their children about the value of money and ways to manage their Pocket Money in a fun and interactive way
Download PB Journey Application now via
How to get started?
4 Criteria to Start the Journey!
- Parent must have maintained a valid and active WISE Savings Account;
- Parent must have a valid and active Conventional or Islamic current or savings account (CASA/-i) other than the WISE Savings Account;
- Parent must have registered and accessed to Public Bank's online banking and mobile banking application; and
- WISE Savings Account must be tagged to the Parent’s PBe.
Note: WISE Savings Account and CASA/-I are protected by PIDM up to RM 250,000 for each depositor
Earn & Save
Earn Pocket Money and Goal Interest.
Pocket Money
Task
Tasks can either be assigned by parents or requested by the child via the app, which allows the child to earn extra Pocket Money upon completion of tasks.
A maximum of ten (10) tasks can be maintained at any one time.
Goal
Your child may start saving towards his or her goals gradually by transferring money from Pocket Money to the respective goal.
Any goals that are completed within the goal tenure will be entitled to goal interest
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Goal
Set a savings goal and save towards it.
Earn attractive goal interest at “Overnight Policy Rate minus 0.50% p.a.” when your children achieved their savings goal within the selected goal tenure.
A maximum of five (5) goals can be maintained at any one time.
Flexible goal tenure from 10 days to 360 days.
Minimum goal amount of RM100 and maximum up to RM5,000.
[Illustration of Goal Interest Earned]
Learning & Education
A foundation for financial learning.
Learning
Educational videos related to financial planning, awareness on the importance of savings etc are uploaded onto the app.
Star Achiever Programme
Additional channel for child to submit his / her academic government examinations result to be entitled to Cash Awards.
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Star Achiever Programme
Inculcate and nurture the habit of children to excel academically in their SPM examinations.
Submit the examination result for Cash Awards via the App.
Cash Award Recipients
Terms and Conditions [Bahasa Malaysia] | [English]
Frequently Asked Questions
What are the prerequisites for an individual customer to register for the App?
- Maintain a valid and active WISE Savings Account (WISE);
- Maintain a valid and active Conventional or Islamic current / savings account (CASA / CASA-i) other than the WISE with the Bank;
- Have registered and able to access to Public Bank's online banking and mobile banking application; and
- The WISE must be tagged to the Parent’s PBe.
How to setup the App?
- Download the App from Apple App Store, Google Play Store or HUAWEI AppGallery.
- Input parent’s MyKad No. and children’s MyKad / MyKid No.
Setup 6-digit PIN. - Confirm the 6-digit PIN by entering PBe Authentication Code (PAC) sent to the parent’s registered mobile number for PBe.
- Access to the App upon completion.
Can an individual customer register the App for more than one child?
Yes, provided that the WISE is registered with the parents and tagged to the Parent’s PBe.
What are the benefits of the App?
- Assist parents in inculcating savings habit in children
- Educate their children on financial planning
- Manage their Pocket Money and Goal
- Provide opportunity for more interaction between parents and children
What are the App features?
| Features | Description |
|---|---|
| Pocket Money |
|
| Task |
|
| Goal |
|
| Learning |
|
| Star Achiever Programme |
|
Terms & Conditions
- PB Journey App Terms & Conditions
