To Own PBB Accounts

Transfer Type Daily Limit
To own account Unlimited
To own PB card payment Unlimited
To own PB Loan / Financing payment Unlimited

 

To Third Party Accounts
This limit is shared among all transactions listed below.

Transfer Type Daily Limit
  • Other PB Account
  • Interbank GIRO (IBG)
  • DuitNow Transfer (Pay-to-Account)
  • DuitNow Transfer (Pay-to-Proxy)
  • DuitNow QR
  • Third Party PB Card Payment
  • Third Party PB Loan / Financing Payment
  • Foreign Telegraphic Transfer
RM50,000.00
  • DuitNow QR Cross Border
    • Maximum RM3,000.00 per transaction
    • Maximum RM10,000.00 per day 
  • PB Visa Direct
    • Minimum RM300.00 per transaction
    • Maximum RM8,000.00 per day
  • Western Union
    • Maximum RM10,000.00 per day
  • Cardless Withdrawal
    • Minimum RM100.00 per transaction
    • Maximum RM500.00 per transaction
    • Maximum RM1,000.00 per day

 

Other Limit

Transfer Type Daily Limit

Bill Payment

(Including EPF, LHDN, Lembaga Tabung Haji, Zakat, Wakaf)

RM100,000.00
JomPAY RM100,000.00
FPX B2C / DuitNow Online Banking / Wallets RM100,000.00
Prepaid Top-up RM300.00

Note:

  • Combined third party daily transfer limit per customer is shared between all transactions to third party including postdated / recurring transactions (E-Standing Instructions) performed on the same day via all Public Bank’s online and mobile banking platform, up to a maximum of RM50,000.
  • You will be subject to a cooling-off period of up to 12 hours when you increase daily limits. 

Frequently Asked Questions

Am I subject to a cooling-off period when I increase my daily limit in PBe?

Yes, you will be subject to a cooling-off period* depending on the daily limit you are adjusting.

  • Own Account Transfer limit: 1-hour cooling-off period
  • Third Party Fund Transfer limit: 12-hour cooling-off period
  • Bill Payment limit: 12-hour cooling-off period
  • JomPAY limit: 12-hour cooling-off period
  • Prepaid limit: no cooling-off period
  • FPX/DuitNow Online Banking/Wallets limit: 12-hour cooling-off period

*All cooling-off period are subject to change when deemed required by the Bank.

Can I perform financial transactions when my daily limit is undergoing cooling-off period?

Yes. You may transact up to your existing daily limit.

For example, when increasing your Third Party Fund Transfer limit from RM3,000.00 to RM20,000.00, the new limit of RM20,000.00 will undergo 12-hour cooling-off period, during which you may perform Third Party Fund Transfer up to your existing limit of RM3,000.00 per day.

Can I change my daily limit again if it is undergoing cooling-off period?

Yes. You will have to cancel your change limit request. Subsequently, submit a new request.

For example, you increased your Bill Payment limit from RM10,000.00 to RM30,000.00. This new limit of RM30,000.00 will undergo 12-hour cooling-off period. During this cooling-off period, if you have changed your mind, you may cancel it at the Change Limit screen following step-by-step guide below:

  1. Login to PBe
  2. Select Profile Maintenance > Manage Profile > Change Limit > Change Daily Limit
  3. Select ‘Bill Payment’ and ‘Cancel Change Request’
  4. Select ‘Yes, cancel it’.
Is there any cooling-off period for reducing daily limit?

No. All transactions to reduce daily limit will take immediate effect.