Enjoy unlimited entry and exit from Malaysia with a renewable 10-year visa for you and your family.
Let us help you make Malaysia your new home
Discover a seamless application process with Public Bank's dedicated MM2H services.
What is the Malaysia My Second Home (MM2H) Programme?
Originally launched in the 1990s as the Silver Hair Programme for retirees over 50 years old, the initiative was rebranded in 2002 as Malaysia My Second Home (MM2H) to attract a younger, broader audience.
By 2023, the Ministry of Tourism, Arts and Culture (MOTAC) introduced a tiered structure (Platinum, Gold, and Silver) along with specific zones for Special Economic and Financial investments to cater to varying capital levels.
MM2H offers flexibility and lifestyle benefits such as:
- Long-term residency privileges
- Access to quality healthcare and education
- Opportunities to invest in property and local assets
- Enjoy Malaysia’s vibrant culture and travel connectivity
Benefits
Multiple-Entry Visa
Quality Healthcare
Access to world-class healthcare facilities and medical services at affordable costs throughout Malaysia.
Tax Benefits
Import personal effects, purchase property, and enjoy tax exemptions.
Property Ownership
Purchase properties in Malaysia subject to state government regulations and guidelines.
Bring Your Family
Include your spouse, unmarried children under 21, and parents above 60 in your application.
Work Opportunities
Part-time work permitted for those with professional qualifications in selected fields.
Requirements
Specific financial and residency requirements must be met in order to be eligible.
Malaysia now operates two parallel routes, West Malaysia and East Malaysia as stipulated below.
Requirements for West Malaysia
Click Here
| Category | Platinum | Gold | Silver | SEZ/SFZ (Age 21-49) | SEZ/SFZ (Age 50+) |
| Fixed Deposit Required | USD 1,000,000 | USD 500,000 | USD 150,000 | USD 65,000 | USD 32,000 |
| MM2H Term | 20 Years | 15 Years | 5 Years | 10 Years | 10 Years |
| Minimum Age | 25 Years | 25 Years | 25 Years | 21 Years | 50 Years |
| Property Purchase Requirement | RM2,000,000 | RM1,000,000 | RM600,000 | Restricted to SEZ/SFZ zones | Restricted to SEZ/SFZ zones |
| Renewal Fee |
RM5,000 |
RM3,000 | RM1,500 | RM300 | RM300 |
| Minimum Period Required to Stay in Malaysia per Year |
90 days per year in Malaysia (accumulated) For participants aged 25 - 49 years, the requirement |
The requirement on the period of stay in Malaysia can be fulfilled either by the principal or his/her respective dependent. |
90 days per year in Malaysia, (accumulated) |
||
| Maximum Fixed Deposit Withdrawal | 50% on property, medical, education, or tourism expenses | ||||
| Dependents | Maximum age of child 34 & single | ||||
| Domestic Helper Allowed | Yes | No | No | No | No |
| Renewal Fee | RM5,000 | RM3,000 | RM1,500 | RM300 | RM300 |
Requirements for East Malaysia
Click Here
|
Category |
Sabah |
Sarawak |
||
|
Minimum Age |
30 years old |
30 years old |
||
|
Category of Application (if any) |
30 to 49 years old |
50 years old and above |
30 – 49 years old |
50 years old & above
|
|
MM2H Term |
10 years |
10 years |
||
|
Dependent(s) |
|
|
||
|
Permitted Living Location |
Anywhere in Malaysia |
Anywhere in Sarawak |
||
|
Minimum Offshore Monthly Income |
RM10,000 |
RM10,000 |
Individual: RM7,000 |
Couple: RM10,000 |
|
Minimum Liquid Assets |
RM500,000 |
RM350,000 |
RM50,000 |
RM100,000 |
|
Fixed Deposit Required |
RM300,000 |
RM150,000 |
RM150,000 |
RM300,000 |
|
Allowable Fixed Deposit Withdrawal |
RM150,000 |
RM50,000 |
40% of the FD amount |
|
|
Permitted Purposes for FD Partial Withdrawal |
|
|
||
Your Trusted Partner
As one of Malaysia's leading banks and an appointed financial institution for the MM2H Programme, Public Bank offers comprehensive support for expats throughout their application journey and beyond.
Fixed Deposit Account Opening
Seamless setup of your mandatory fixed deposit account with competitive rates and dedicated account management.
Multi-Currency Banking Convenience
With international customers in mind, Public Bank facilitates foreign currency transactions and accounts, making it easier to manage funds across borders.
Property Financing Opportunities
Public Bank offers robust home financing solutions to help MM2H participants invest in property (subject to eligibility).
Trusted Local Expertise
Dedicated International Business Unit to assist with you in all your banking needs specific to MM2H throughout your stay in Malaysia.
Ready to make your move to Malaysia? Contact us via
