COVID-19 Updates and Support

Public Bank and Public Islamic Bank are participating financial institutions of the Targeted Relief and Recovery Facility (TRRF) to provide relief and support the recovery of eligible Small and Medium Enterprises (SMEs) in the services sector that are adversely affected by the reintroduction of containment measures since June 2020.

Salient features of the TRRF:

• Loan / Financing up to RM500,000 per SME under category of Small or Medium and RM75,000 per SME under category of Micro
• Moratorium period of 6 months
• Financing rate of 3.5% fixed per annum
• Recipients of Special Relief Facility (SRF) and PENJANA SME Financing (PSF) are eligible for TRRF subject to maximum financing limit per SME and total aggregate financing limit
• Recipients of PENJANA Tourism Financing (PTF) are not eligible for TRRF

Terms and conditions apply.

For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.

Public Bank and Public Islamic Bank are participating financial institutions of the High Tech Facility – National Investment Aspirations (HTF-NIA) to support high tech and innovation-driven Small and Medium Enterprises (SMEs) that are adversely affected by COVID-19, to preserve Malaysia's competitive positioning in global value chains, maintain the supply chain ecosystem and safeguard high-skilled job.

Salient features of the HTF-NIA:

• Loan / Financing up to RM1 million per SME for working capital purpose / up to RM5 million per SME for Capital Expenditure (CAPEX) purpose / up to RM5 million per SME for a combination of working capital and CAPEX (subject to maximum limit of RM1 million per SME for working capital)
• Financing rate of up to 5% fixed per annum

Terms and conditions apply.

For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.

Public Bank and Public Islamic Bank are participating financial institutions of RM2.0 billion PENJANA SME Financing (PSF) Scheme to support Small & Medium Enterprises (SMEs) that are adversely impacted by the COVID-19 pandemic.

Salient features of the PSF:

• Loan / Financing up to RM500,000 per SME
• Financing rate of 3.5% fixed per annum

Terms and conditions apply.

PSF will be available in July 2020. For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.

Public Bank and Public Islamic Bank are participating financial institutions of RM1.0 billion PENJANA Tourism Financing (PTF) Scheme to support viable Small & Medium Enterprises (SMEs) in tourism sector, by preserving their capacity as well as assisting them to undertake the necessary investment to adjust and remain viable post-COVID-19.

Salient features of the PTF:

• Loan / Financing up to RM300,000 per SME
• Financing rate of 3.5% fixed per annum
• Moratorium period of 12 months
• Business in operation for a minimum of 2 years
• Recipients of Special Relief Facility's (SRF) and PENJANA SME Financing's (PSF) are not eligible

Terms and conditions apply.

Please refer to the eBooklet and FAQ below for further details regarding PTF

- Penjana eBooklet
- FAQ on PENJANA Tourism Financing [English] [Bahasa Malaysia]

PTF will be available in August 2020. For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.

Why online banking?

Watch the video below to learn more about the convenience of online banking can do for you.

Beware of COVID-19 Scams

Please be on the alert for any phone, emails and social media scams taking advantage of the COVID-19 situation. Remember, the Bank will never request for your banking details over the phone, message apps or email. Never share your personal and bank account details to anyone. Learn to fight against these scams by visiting our online security microsite.

Safety Precautions

Precautionary measures are in place to protect the safety and wellbeing of our customers and employees at all times.

• Frequent sanitization and cleaning at touch-points across all branches and buildings.
• Hand sanitizers will be provided for both customers and employees.

Cooperation is a key factor in maintaining public health safety. If you are feeling under the weather, fever, cough or shortness of breath, please avoid visiting the branches.

Thank you for your continued support in these trying times. Stay home, stay safe and bank safe.