WISE Savings Account

WISE Savings Account



Saving is a good habit and WISE aims to instill in your child the Wisdom In Saving Early. It's open to all children below 18 years old. Not only is it easy to get started, we've also put in special features to give your child more encouragement to save. So get your child to start saving today with WISE.

Here's what WISE Savings Account offers your child:
  • Ease of opening an account for individuals (resident and non-resident) below the age of 18 years with as little as RM1.
  • Minimum balance to be maintained at any one time is only RM20.
  • High interest rates, compounded daily and credited monthly on the 15th of each month. The more you save, the more interest you earn!
  • A bonus monthly interest of 5% on monthly interest is earned if no withdrawals are made during the month.
  • Encouragement of the saving habit, as only 6 withdrawals are allowed over a 6-month period. A fee will be levied for every withdrawal above this limit.
  • Debit cards that will be issued to account holders 12 years old and above.
Eligible for protection by PIDM.

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Latest interest rates
Fees and Charges
Terms and Conditions [Bahasa Malaysia] [English] [中文]