WISE Savings Account

WISE Savings Account

Saving is a good habit and WISE aims to instill in your child the Wisdom In Saving Early. It's open to all children below 18 years old. Not only is it easy to get started, a yearly Star Achiever Programme will be organised to nurture the habit to excel academically among school-going children.

Here's what WISE Savings Account offers you and your child:
  • Ease of opening an account for individuals (resident and non-resident) below the age of 18 years with as little as RM1.
  • Minimum balance to be maintained at any one time is only RM20.
  • Debit cards that will be issued to account holders 12 years old and above.
Make Your Money Grow
  • Enjoy attractive interest rate as high as 1 Month FD rate for your first RM50,000 in your account.
  • Let your money work for you where interest is compounded daily and credited monthly on the 15th of each month.
  • The more you save, the more you earn.
Star Achiever Programme
  • Inculcate and nurture the habit of your children to excel academically.
  • Cash Awards for children who excel in their UPSR, PT3 and SPM examinations.

Click here for Cash Award Recipients
UPSR 2019
PT3 2019
SPM 2019

Star Achiever Programme
Terms and Conditions [Bahasa Malaysia] [English]
Star Achiever Programme Application Form (closing date for submission: 31 July 2021)

Free Automatic Monthly Funds Transfer up to RM1,000 per Transfer

  • Make regular savings for your child hassle-free.
Debit Card
  • Debit cards that will be issued to account holders 12 years old and above.
  • Convenient monitoring of your child's spending.
  • Enjoy the convenience of ATM services at our wide network of branches.
Terms and conditions apply.

Protected by PIDM up to RM250,000 for each depositor.

Click for more information
Latest interest rates
Fees and Charges
Terms and Conditions [Bahasa Malaysia] [English] [中文]