PB enterprise

PB enterprise

Banking Hours

Our Branches and Hire Purchase Centres throughout Malaysia are open at the following hours:
All states except Kelantan and Terengganu
Monday to Friday 9.30 a.m. to 4.00 p.m.                 
Saturday and Sunday                 Closed
Public / State Holiday Closed
Kelantan and Terengganu only
Sunday to Thursday                   9.30 a.m. to 4.00 p.m.                 
Friday and Saturday Closed
Public / State Holiday Closed
Internet & Mobile Banking
PBe and PB engage                  24 hours, 7 days a week              
Self Service Terminals
ATMs, CDTs, CRMs & CDMs Operation Hours 6.00 a.m. to 12 midnight 

 

Funds Transfer to PB Account
No Item Channel
Online Banking

ATM

Over-the-counter (OTC)
PBe PB enterprise                  
(1) Fees and Charges
(RM per transaction)
       
  Sole-proprietors, partnership and SME NIL NIL Applicable for Sole-proprietors only,
ATM card is not offered to partnership and SME
NIL
  Other corporates   NIL NIL Service Not Available NIL
(2) Daily transaction limit (RM per day)

 

     
  Sole-proprietors, partnership and SME RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS No limit RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. No limit
  Other corporates   RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS No limit Service Not Available No limit
(3) Payment reference
 
       
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes Yes
(4) Operating hours 24 hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(5) Crediting time For all channels For all channels    
  (i) Monday - Friday Immediate Immediate Immediate Immediate
  (ii) Non-business days Immediate Immediate Immediate Not Applicable
(6) Refund time Not Applicable Not applicable Not Applicable Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Interbank GIRO (IBG)
No Item Channel
Online Banking ATM Over-the-counter (OTC)
PBe PB enterprise                   
(1) Fees and Charges
(RM per transaction)
       
  Sole-proprietors, partnership and SME Waived Waived Waived RM2.00 per transaction
  Other corporates   Waived Waived Service Not Available RM2.00 per transaction
(2) Daily transaction limit (RM per day)        
  Sole-proprietors, partnership and SME

RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM1,000,000.00 per transaction
Applicable for Sole-proprietors only.
RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
RM 1,000,000.00
  Other corporates  

RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM1,000,000.00 per transaction

Service Not Available RM 1,000,000.00
(3) Payment reference
 
       
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes Yes
(4) Future-dated payments No Yes No Yes
(5) Operating hours 24 hours 24 hours 6.00 a.m. to 12 midnight Banking hours
(6) Crediting time        
  (i) Monday - Friday For all channels
  Before 5:00 a.m. Same business day by 11:00 a.m.
  5:01 a.m. to 8:00 a.m. Same business day by 2:00 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 5:00 p.m.
  11:01 a.m. to 2:00 p.m. Same business day by 8:20 p.m.
  2:01 p.m to 5:00 p.m.

Same business day by 11:00 p.m.

  After 5:00 p.m.

Next business day by 11:00 a.m.

  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
(7) Refund time  
  (i) Monday - Friday  
  Before 5:00 a.m. Same business day by 5:00 p.m.
  5:01 a.m. to 8:00 a.m. Same business day by 8:20 p.m.
  8:01 a.m. to 11:00 a.m. Same business day by 11:00 p.m.
  11:01 a.m. to 2:00 p.m. Next business day by 11:00 a.m.
  2:01 p.m to 5:00 p.m. Next business day by 11:00 a.m.
  (ii) Non-business days Next business day by 11:00 a.m. Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

Instant Transfer (IBFT)
No Item Channel
Online Banking ATM
PBe PB enterprise                            
(1) Fees and Charges
(RM per transaction)
     
  Sole-proprietors, partnership and SME Waived Waived Waived
  Other corporates   Waived Waived Service Not Available
(2) Daily transaction limit
(RM per day)

 

   
  Sole-proprietors, partnership and SME RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM100,000.00 per transaction
Applicable for Sole-proprietors only.
RM30,000.00 combined limit with Instant Transfer (IBFT), Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal.
  Other corporates   RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM100,000.00 per transaction
Service Not Available
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement"
Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Operating hours 24 hours 24 hours 6.00 a.m. to 12 midnight
(5) Crediting time For all channels
  (i) Monday - Friday Immediate Immediate
  (ii) Non-business days Immediate Immediate
(6) Refund time Not Applicable Not Applicable
# Cash withdrawal and e-Debit are subject to a maximum limit of RM5,000

 

RENTAS
No Item Channel
Online Banking Over-the-counter (OTC)
PBe                                PB enterprise                
(1) Fees and Charges (RM per transaction)      
  Sole-proprietors, partnership and SME RM2.00 per transaction RM2.00 per transaction RM5.00 per transaction
  Other corporates   RM2.00 per transaction RM2.00 per transaction RM5.00 per transaction
(2) Daily transaction limit (RM per day)      
  Sole-proprietors, partnership and SME RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM10,000,000.00 per transaction
No limit
  Other corporates   RM500,000.00 combined limit with Interbank GIRO (IBG), Instant Transfer (IBFT) and RENTAS

No daily limit

Transaction limit of RM10,000,000.00 per transaction
No limit
(3) Payment reference
 
     
  (i) "Availibility of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement" Yes Yes Yes
  (ii) Availibility of beneficiaries' names and payment references in payers' bank statement Yes Yes Yes
(4) Operating hours 9:30 a.m. to 3:30 p.m. 9:30 a.m. to 3:30 p.m. Banking Hours
(5) Crediting time For all channels For all channels  
  (i) Monday - Friday Same business day Same business day Same business day
  (ii) Non-business days Service Not Available Service Not Available Not Applicable
(6) Refund time      
  (i) Monday - Friday Same business day Same business day Same business day
  (ii) Non-business days Not Applicable Not Applicable Not Applicable

 

Other related fees/charges for online banking (internet and mobile banking)  
No Item Amount
(1) Fees and Charges (RM per transaction)  
  (i) Maintenance / subscription fee NIL
  (ii) SecureSign Token  
       - Device RM50.00 per token* (one time charge)
       - Monthly Support & Maintenance Fee RM20.00 per corporation*
  (iii) Annual digital certificates NIL
  (iv) Salary payment / payroll RM0.10 to RM0.50
  (v) Notification / SMS RM0.20 per transaction
  (vi) Training NIL
(2) Incentives and packages
 
NIL
* Waived effective 1 October 2014