Public Bank Berhad | Personal Banking

A basic current account that provides you the ease of managing your funds seamlessly at a minimal cost.

Here's what Basic Current Account offers you:

Ease of opening an account with an initial deposit of just RM500.
An introducer is required for opening a Basic Current Account.
Easy access to your account through any Public Bank branch, ATM and Public Bank Online / Mobile Banking services.
No fees will be imposed on the issuance of cheque books, except for the stamp duty levied (subject to the cheque processing fee).
No overdraft facility.
Other FREE services offered:
- Cheques and cash deposits via deposit machines.
- Account enquiries and fund transfers within the Bank via ATM, and Public Bank Online / Mobile Banking services.
- Monthly statement.
This is a non-interest bearing account

Basic Current Account and Basic 55 Current Account are protected by PIDM up to RM250,000 for each depositor.

Basic Current Account

Basic 55 Current Account

Malaysian citizens and permanent residents aged 55 years old and above.
- Personal Account.
- Joint Account is allowed provided one of the depositors is aged 55 years old and above.

Basic Current Account

Option 1 - Waiver of annual fee for Debit Card
- Free 6 over-the-counter (OTC) visits per month.
- Free 8 ATM cash withdrawals per month.
Option 2 - Annual Fee of RM 8.00 for Debit Card
- Unlimited ATM cash will be issued under this account.

Basic 55 Current Account

Aged 55 years old and above (for joint account, one of the depositors must be aged 55 years old and above)
Free 16 over-the-counter visits per month.
No Debit card will be issued under this account.

Click here to view more Rates & Charges