PB Signature Legacy

• Single Premium Payment with Entry Age up to 80 years old and Coverage up to 100 years old
  
  • Pays one-time¹ premium starting from RM200,000 with entry age from 45 years old to 80 years old and covers you up to 100 years old².
• Token of Appreciation for Staying with Us with Wealth Bonus
  • At the end of Policy Year 10 and 15, Wealth Bonus i.e. 2.50% of the single premium paid at the point of policy inception will be rewarded. Wealth Bonus will be used to purchase units from the fund(s) based on the latest selection in the policy with 100% allocation rate. Units purchased will be credited to your account value.
  • Wealth Bonus will be paid provided that no withdrawals are made for Policy Year 1 to 10 for the first payment of Wealth Bonus, and Policy Year 11 to 15 for the second payment of Wealth Bonus from your account.
• High Protection on the Future of You and Your Loved Ones
  
  • Life is full of possibilities, but it can also be unpredictable. Ensuring you and your loved ones' financial future is secured should any misfortunate strike is important.
    • Death Benefit
      
      • In the event of you passed away, the Sum Assured* or account value, whichever higher will be payable.
        *The Sum Assured payable depends on the entry age as shown below, plus any top-up premiums, and less any withdrawals of account value.
        
        
    • Maturity Benefit
      
      • To celebrate your survival to the maturity of your policy, 100% of the account value less any indebtedness will be payable upon maturity.
• Option to Enroll Without Medical Check Up
  
  • Healthy customers will be given the option to enroll in the product without undergoing medical check up, and the death benefit payable shall be subject to the reduced sum assured³.
• Maximise Your Investment Value at Any Time
  
  • You have the flexibility to top-up⁴ your investment when the opportunity arises, or withdraw⁵ the money when you need it.
  • You can enjoy unlimited fund switching between different fund profiles at any time according to your risk tolerance level⁶.

Notes:

The description, benefits, exclusions, terms and conditions described above have been summarized and are not exhaustive. For a detailed explanation on its benefits, terms and conditions and exclusions, please refer to the policy contract.

This product is only available for Insured with entry age between 45 and 80 years old (nearest birthday). The policy owner must be Red Carpet Banking ("RCB") customers with minimum entry age of 18 years old (nearest birthday).

This plan covers you up to 100 years old (nearest birthday).

Any death due to suicide within 1 year from the issue date or commencement date, whichever is later shall not be covered. AIA Bhd.’s liability shall be limited to the refund of the account value together with the unallocated premium and policy charges deducted, less any indebtedness from the issue date or commencement date, whichever is later. The policy shall then terminated.