No. Type of Charges Amount
1 Dun and Bradstreet Trade checking on drawee of large trade bills exceeding RM200,000.00 RM79.00 per unit on reimbursement basis
2 Cheque honoured resulting in Temporary Overdraft (TOD) or Temporary Excess Overdraft (TEOD)
RM150.00 per cheque honoured
(subject to a maximum of RM750.00 per customer per day i.e. 5 Cheques per day)
3 Reimbursement cost for site inspection of project to support drawdown of bridging loan RM200.00 for each progressive release (applicable for Non-SME / Corporate Bridging Loan Borrower only)
4 Redraw facility (for Fixed Loan) RM50.00 for each successful redrawal transaction
5 Specific request for
  • Change in credit terms and conditions (except for the request to insure property(ies) charged to the Bank by Non-Panel of Insurers and Impaired Loans)
  • Reinstatement of Fixed Loans or Term Loans which have been paid down

RM200.00 per approved request

Note: Not applicable on Individual Housing Loan, Personal Loan and Overdraft secured solely by residential properties w.e.f 23 January 2025

6 Request for Redemption / Settlement Statement for the purpose of partial/full settlement of Property Loans
  • Housing Loan (Individual)
  • Commercial Loan (Individual, Business or Company)
    (with effect from 01 March 2017)
 
  • RM50.00 per request
  • RM50.00 per request
7 Confirmation / Statement issued to housing loan customers for EPF withdrawal RM20.00
8 Set up fee for ShopSave Loan Account RM200.00 (One-off payment)
9 Early Settlement Fee
  • Loan amount of RM200,000 and below – An early settlement fee of 3% on the approved loan amount will be imposed if the Commercial Loan is fully settled / redeemed / cancelled within the first 3 years (36 months) from date of first drawdown. 
  • Loan amount above RM200,000 – An early settlement fee of 2% on the approved loan amount will be imposed if the Commercial Loan is fully settled / redeemed / cancelled within the first 3 years (36 months) from date of first drawdown.
  • For Commercial Loan which is still under progressive release, the computation of the settlement fee shall also be based on the approved loan amount.

Note: Not applicable on Individual Housing Loan, Personal Loan and Overdraft secured solely by residential properties w.e.f 23 January 2025

10

Monthly Maintenance fee for HomeSave / ShopSave Loan Account

RM10.00
11 Retrieval of Loans and Securities Documents in Bank's Custody RM20.00 per request plus photostating charges (with effect from 28 September 2018)
12 Disbursement Charges for Loans under Contract Financing RM250.00 per loan release
13 CDS handling charge on facilities secured by stocks and shares debited to the account 0.25% p.a. with a minimum charge of RM50.00
14 Withdrawal fees on facilities secured by stocks and shares 0.05% based on market value subject to a minimum RM5.00 and maximum RM1,000.00 (except for settlement of account)
15 Processing fee on facilities secured by unit trust RM50.00
16 Cancellation Fee

RM2,000.00 levied on property loans in the event that the approved facilities are cancelled prior to the disbursement of facilities.

Note: Not applicable on Individual Housing Loan, Personal Loan and Overdraft secured solely by residential properties w.e.f 23 January 2025

17 Processing / Upfront Fee for loan/financing applications are as follows:
Type Processing Fee Chargeable

Purchase of Commercial & Industrial Property under SWIFT Plan

(excluding land financing, personal loan and working capital financing)

RM200.00
  Upfront Fee Chargeable
Facility(ies) Secured by All Types of Land (excluding Bridging Loan) 0.10% - 0.20% of total financing amount subject to a minimum of RM500.00
Bridging Loan 0.20% of total financing amount subject to a minimum of RM3,000.00
18 Commitment fee of 1.00% p.a. shall be levied on the undrawn portion of the overdraft, revolving credit and overdraft / fixed loan limit under Bridging Loan
19 Acceptance of Fixed Deposit Receipt as Collateral Service charge of RM5.00 is to be imposed for each Fixed Deposit Receipt accepted as collateral