Current Account | Rates & Charges

No.	Type of Charges	Amount
1	Annual service fee on Inactive Accounts* For balance more than RM10.00 *Note: The annual service fee is only imposed on inactive Savings or Current Accounts which do not have any deposit or withdrawal transaction for a continuous period of at least twelve (12) months.	RM10.00 per account is charged annually
2	Cheque processing fee	RM0.50 per cheque Exempted for senior citizens (aged 60 years and above), disabled persons and customers who do not have access to current/savings account.
3	Closure of account (within 6 months from date opened)	RM20.00
4	Cheque dishonoured due to insufficient funds	RM150.00 per cheque
5	Audit confirmation	RM50.00 per request Waived for both the Government Account and School Account.
6	Stopped payment cheque	RM15.00 per cheque
7	Cheque encashment Waived for the following categories of customer: 1. Personal Accounts (Individual and Joint): The account holder(s). Any of two (2) appointed nominees for VIP personal account holders such as titled dignitaries (e.g. Datuk / Tan Sri / Tun), senior government officers and managing directors and senior officers of large corporations. Sole Proprietorships and Partnerships The account holder(s). Any of four (4) appointed nominee(s). Business Accounts and Other Types of Organisation Accounts (Companies/Corporations, Associations and Societies) The authorised signatory(ies). Any of four (4) appointed nominee(s). Government and School accounts	RM3.00 per cheque
8	Over the Counter (OTC) Statement Request Fee	RM12.00 per request and RM0.60 per page
9	Request for change of mandate for operating account	RM10.00 per request RM10.00 stamp duty
10	Post-dated cheque returned Imposed on business accounts only	RM10.00 per cheque (to be collected from the payee)
11	Automatic Fund Transfer Facility	RM5.00 per transfer RM10.00 stamp duty
12	Opening of a I-DCHEQS Special Account	RM50.00
13	Half-yearly service charge Current Accounts exempted from the half-yearly service charge: Government Accounts New accounts opened for less than 1 month Current Accounts opened by 50 PLUS Savings Account holders Current Accounts opened by PB Golden 50 PLUS Fixed Deposit Account holders eStatement Accounts *Note: For joint account, only a depositor aged 50 years and above will enjoy the above benefit	RM10.00 for each half-year on the current / overdraft accounts regardless of amount of daily balances (w.e.f 31 December 2017
14	Monthly Service Charge on ACE Account/Premier ACE Account Note: ACE Account / Premier ACE Accounts opened personally by / jointly with an existing 50 PLUS Savings / PB Golden 50 PLUS Fixed Deposit account holder aged 50 years and above are exempted from the monthly service charge	RM5.00 per month if the monthly average balance is below RM3,000.00
15	Monthly Service Charge on ACE Enterprise Account / PLUS Current Account-i Enterprise	RM5.00 per month if the monthly average balance is less than RM3,000.00
16	Payment Instructions from Other Banks	Service charge: RM2.00 per transaction
17	Salary Payment Service Manual Salary Crediting	RM10.80 (including Service Tax) per request and RM0.65 (including Service Tax) per employee account
18	Withdrawal from Housing Developers' Account	Service charge: RM10.00 per transaction (excluding stamp duty and commission where applicable) is to be levied.
19	Reimbursement Fee for Cash Deposits Imposed on business accounts only.	RM50.00 per bundle (1 bundle = 1,000 pieces)
20	Marking of Cheques:： House Cheques Issued and Deposited within the Same Branch (in Branch Marked Cheque) Imposed on business accounts only.	RM5.00
21	Interbranch Cheque Encashment & Interbranch Marked House Cheque: Interbranch Cheque Encashment Interbranch Marked House Cheque (Imposed on business accounts only)	N/A RM10.00
22	Cancellation of stop payment instruction	RM10.00 per request
23	Postage for sending cheque book(s) to customers	Actual courier charges for sending the cheque book to customers upon their request
24	Uncollected cheque book (if it is not collected 30 days from its issuance)	RM30.00 per cheque book for all type of accounts
25	Cheque Image Retrieval Request	RM10.00 per request and RM0.60 per page for cheque images available in branch’s database RM20.00 per request and RM0.60 per page for cheque images not available in branch’s database
26	Collection of over-the-counter statutory payments for Government Agencies Using cash Using cheques	RM2.00 per transaction RM1.00 per cheque
27	Confirmation of signatories for Government Tender Purpose	RM20.00 per request

Note：Not applicable for BASIC Current Account, for Basic Current Account Charges, please click here!