Charges

No. Type of Charges Amount
1 Retrieval of documents
  • Within branch
  • From off site storage

 

RM10.00

RM20.00

2 Photocopy of hire purchase agreement RM10.00 per copy
For new vehicles / imported reconditioned vehicles:
3 Transport charges:
  • Stamping of Hire Purchase Agreement at stamp office
  • Courier services

RM10.00

 

RM10.00

4
  • Photostat charges
  • Postage charges

RM10.00

RM10.00

5 e-Hakmilik transaction fees for:
  • Registration of Ownership Claim
  • Change Request

 

RM3.00

RM3.00

For used vehicles:
6 Transport charges:
  • Registration and transfer
  • Redemption / stamp office
  • Courier services

RM10.00

RM10.00

RM10.00

7
  • Photostat charges
  • Postage charges

RM10.00

RM10.00

8 e-Hakmilik transaction fees for:
  • Registration of Ownership Claim
  • Change Request

RM3.00

RM3.00

Postage charge (debited to the HP account) on issuance of Statutory Notices with effect from 15 March 2022
9 HP Notice Before Court Order Application (NACO) RM1.40
10 4th Schedule Notice (NOR) RM3.20
11 Notice To Defaulting Hirer (NDH) RM3.20
12 5th Schedule Notice RM3.20
13 14 Days Notice Before Public Auction RM3.20

Margin of Financing and Maximum Duration

Passenger Vehicles

Age of Vehicles Maximum Margin of Financing Maximum Duration
New Up to 90% Up to 108 months
Up to 5 years Up to 90% Up to 108 months
Above 5 to 8 years Up to 90% Up to 84 months
Above 8 to 9 years Up to 90% Up to 72 months
Above 9 to 10 years Up to 90% Up to 60 months
Above 10 to 12 years Up to 75% Up to 36 months

 

Commercial Vehicles (with Maximum Permissible Laden Weight not exceeding 7,500kg)

Age of Vehicles Maximum Margin of Financing Maximum Duration
New Up to 85% Up to 84 months
Up to 8 years Up to 80% Up to 60 months

 

Commercial Vehicles (with Maximum Permissible Laden Weight not exceeding 7,500kg)

Age of Vehicles Maximum Margin of Financing Maximum Duration
New Up to 70% Up to 60 months
Up to 5 years Up to 65% Up to 48 months
  • Terms & Conditions apply
  • Public Bank Berhad reserves the right to vary the terms & conditions at our absolute discretion.