Public Bank Berhad | Personal Banking

Charges

No.	Type of Charges	Amount
1	Retrieval of documents Within branch From off site storage	RM10.00 RM20.00
2	Issuance of Letter of Consent to Custom and Excise Department	RM20.00 per letter
3	Photocopy of hire purchase agreement	RM10.00 per copy
For new vehicles / imported reconditioned vehicles:
4	Ownership, Registration and Handling Charges	RM50.00
5	Transport charges: Stamping of Hire Purchase Agreement at stamp office Courier services	RM10.00 RM10.00
6	Photostat charges Postage charges Fax and telephone charges	RM10.00 RM10.00 RM15.00
7	e-Hakmilik transaction fees for: Registration of Ownership Claim Change Request	RM3.00 RM3.00
For used vehicles:
8	Transport charges: Registration and transfer Redemption / stamp office Settlement with another finance company Courier services	RM10.00 RM10.00 RM15.00 RM10.00
9	Photostat charges Postage charges Photograph cost (applicable for vehicle purchased from non car dealer) Fax and telephone charges Settlement with another finance company	RM10.00 RM10.00 RM10.00 RM15.00 RM30.00
10	Transport charges for inspection of vehicle conducted away from branch	RM10.00 per inspection
11	Interbranch inspection of vehicle	RM50.00 per inspection
12	e-Hakmilik transaction fees for: Registration of Ownership Claim Change Request	RM3.00 RM3.00
Postage charge (debited to the HP account) on issuance of Statutory Notices with effect from 15 March 2022
13	HP Notice Before Court Order Application (NACO)	RM1.40
14	4th Schedule Notice (NOR)	RM3.20
15	Notice To Defaulting Hirer (NDH)	RM3.20
16	5th Schedule Notice	RM3.20
17	14 Days Notice Before Public Auction	RM3.20

Margin of Financing and Maximum Duration

Passenger Vehicles

Age of Vehicles	Maximum Margin of Financing	Maximum Duration
New	Up to 90%	Up to 108 months
Up to 5 years	Up to 90%	Up to 108 months
Above 5 to 8 years	Up to 90%	Up to 84 months
Above 8 to 9 years	Up to 90%	Up to 72 months
Above 9 to 10 years	Up to 90%	Up to 60 months
Above 10 to 12 years	Up to 75%	Up to 36 months

Commercial Vehicles (with Maximum Permissible Laden Weight not exceeding 7,500kg)

Age of Vehicles	Maximum Margin of Financing	Maximum Duration
New	Up to 85%	Up to 84 months
Up to 8 years	Up to 80%	Up to 60 months

Commercial Vehicles (with Maximum Permissible Laden Weight not exceeding 7,500kg)

Age of Vehicles	Maximum Margin of Financing	Maximum Duration
New	Up to 70%	Up to 60 months
Up to 5 years	Up to 65%	Up to 48 months

Terms & Conditions apply
Public Bank Berhad reserves the right to vary the terms & conditions at our absolute discretion.

Hire Purchase