| Funds Transfer to PB Account | ||||
|---|---|---|---|---|
| No | Item | Channel | ||
| PB enterprise |
ATM |
Over-the-counter (OTC) | ||
| (1) | Fees and Charges (RM per transaction) |
|||
| Sole-proprietors, partnership and SME | NIL | Applicable for Sole-proprietors only, ATM card is not offered to partnership and SME | NIL | |
| Other corporates | NIL | Service Not Available | NIL | |
| (2) | Daily transaction limit (RM per day) | |||
| Sole-proprietors, partnership and SME | No limit | RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. | No limit | |
| Other corporates | No limit | Service Not Available | No limit | |
| (3) | Payment reference |
|||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | Yes | |
| (4) | Operating hours | 24 hours | 6.00 a.m. to 12 midnight | Banking hours |
| (5) | Crediting time | For all channels | ||
| (i) Monday - Friday | Immediate | Immediate | Immediate | |
| (ii) Non-business days | Immediate | Immediate | Not Applicable | |
| (6) | Refund time | Not applicable | Not Applicable | Not Applicable |
# Cash withdrawal and MyDebit are subject to a maximum limit of RM5,000.
| Interbank GIRO (IBG) | ||||
|---|---|---|---|---|
| No | Item | Channel | ||
| PB enterprise | ATM | Over-the-counter (OTC) | ||
| (1) | Fees and Charges (RM per transaction) |
|||
| Sole-proprietors, partnership and SME | Waived | Waived | RM0.30 per transaction | |
| Other corporates | Waived | Service Not Available | RM0.30 per transaction | |
| (2) | Daily transaction limit (RM per day) | |||
| Sole-proprietors, partnership and SME |
No daily limit |
Applicable for Sole-proprietors only. RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. |
RM1,000,000.00 per transaction (for residents) RM10,000.00 per day (for non-residents) |
|
| Other corporates |
No daily limit |
Service Not Available | RM1,000,000.00 per transaction (for residents) RM10,000.00 per day (for non-residents) |
|
| (3) | Payment reference |
|||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | Yes | |
| (4) | Future-dated payments | Yes | No | Yes |
| (5) | Operating hours | 24 hours | 6.00 a.m. to 12 midnight | Banking hours |
| (6) | Crediting time | |||
| (i) Monday - Friday | For all channels | |||
| Before 5:00 a.m. | Same business day by 11:00 a.m. | |||
| 5:01 a.m. to 8:00 a.m. | Same business day by 2:00 p.m. | |||
| 8:01 a.m. to 11:00 a.m. | Same business day by 5:00 p.m. | |||
| 11:01 a.m. to 2:00 p.m. | Same business day by 8:20 p.m. | |||
| 2:01 p.m to 5:00 p.m. |
Same business day by 11:00 p.m. |
|||
| After 5:00 p.m. |
Next business day by 11:00 a.m. |
|||
| (ii) Non-business days | Next business day by 11:00 a.m. | Not Applicable | ||
| (7) | Refund time | |||
| (i) Monday - Friday | ||||
| Before 5:00 a.m. | Same business day by 5:00 p.m. | |||
| 5:01 a.m. to 8:00 a.m. | Same business day by 8:20 p.m. | |||
| 8:01 a.m. to 11:00 a.m. | Same business day by 11:00 p.m. | |||
| 11:01 a.m. to 2:00 p.m. | Next business day by 11:00 a.m. | |||
| 2:01 p.m to 5:00 p.m. | Next business day by 11:00 a.m. | |||
| (ii) Non-business days | Next business day by 11:00 a.m. | Not Applicable | ||
# Cash withdrawal and MyDebit are subject to a maximum limit of RM5,000.
| DuitNow Transfer (via Account Number) | |||
|---|---|---|---|
| No | Item | Channel | |
| PB enterprise | ATM | ||
| (1) | Fees and Charges (RM per transaction) |
||
| Sole-proprietors, partnership and SME | Waived | Waived | |
| Other corporates | Waived | Service Not Available | |
| (2) | Daily transaction limit (RM per day) |
||
| Sole-proprietors, partnership and SME |
No daily limit |
Applicable for Sole-proprietors only. RM30,000.00 combined limit with DuitNow Transfer, Interbank GIRO (IBG) and Intrabank Fund Transfer, prepaid reload purchase and cash withdrawal. |
|
| Other corporates |
No daily limit |
Service Not Available | |
| (3) | Payment reference |
||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | Yes | |
| (ii) Availibility of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | |
| (4) | Operating hours | 24 hours | 6.00 a.m. to 12 midnight |
| (5) | Crediting time | For all channels | |
| (i) Monday - Friday | Immediate | Immediate | |
| (ii) Non-business days | Immediate | Immediate | |
| (6) | Refund time | Not Applicable | Not Applicable |
# Cash withdrawal and MyDebit are subject to a maximum limit of RM5,000.
| DuitNow Transfer
(Transfer via Mobile Number, NRIC/Army/Police ID, Passport Number, Business Registration Number)
|
||
|---|---|---|
| No | Item | Amount |
| (1) | Fees and Charges (RM per transaction) |
|
| Sole-proprietors, partnership and SME | Free of Charge | |
| Other corporates | Free of Charge | |
| (2) | Daily transaction limit (RM per day) |
|
| Sole-proprietors, partnership and SME |
No daily limit |
|
| Other corporates |
No daily limit |
|
| (3) | Payment reference |
|
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement |
Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | |
| (4) | Operating hours | 24 hours |
| (5) | Crediting time | For all channels |
| (i) Monday - Friday | Immediate | |
| (ii) Non-business days | Immediate | |
| (6) | Refund time | Not Applicable |
| RENTAS | |||
|---|---|---|---|
| No | Item | Channel | |
| PB enterprise | Over-the-counter (OTC) | ||
| (1) | Fees and Charges (RM per transaction) | ||
| Sole-proprietors, partnership and SME | RM2.00 per transaction |
RM5.00 per transaction | |
| Other corporates | RM2.00 per transaction |
RM5.00 per transaction | |
| (2) | Daily transaction limit (RM per day) | ||
| Sole-proprietors, partnership and SME |
No daily limit |
No limit | |
| Other corporates |
No daily limit |
No limit | |
| (3) | Payment reference |
||
| (i) Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement | Yes | Yes | |
| (ii) Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | |
| (4) | Operating hours | 9:30 a.m. to 3:30 p.m. | Banking Hours |
| (5) | Crediting time | For all channels | |
| (i) Monday - Friday | Same business day | Same business day | |
| (ii) Non-business days | Service Not Available | Not Applicable | |
| (6) | Refund time | ||
| (i) Monday - Friday | Same business day | Same business day | |
| (ii) Non-business days | Not Applicable | Not Applicable | |
| Other related fees/charges for online banking (internet and mobile banking) | ||
|---|---|---|
| No | Item | Amount |
| (1) | Fees and Charges (RM per transaction) | |
| (i) Maintenance / subscription fee | NIL | |
| (ii) SecureSign Token | ||
| - Device | RM50.00 per token* (one time charge) | |
| - Monthly Support & Maintenance Fee | RM20.00 per corporation* | |
| (iii) Annual digital certificates | NIL | |
| (iv) ECP Payment / ECP Payroll (Bulk Payment / Bulk Payroll) | ||
| - Intrabank | RM0.10 upfront for every processed transaction | |
| - Interbank GIRO (IBG) | RM0.10 upfront for every processed transaction | |
| - RENTAS | RM2.00 upfront for every processed transaction | |
| (v) Notification / SMS | RM0.20 per transaction | |
| (vi) Training | NIL | |
| (2) | Incentives and packages |
NIL |
