A fixed deposit account that offers flexible tenure period and attractive interest returns. A safe and low-risk investment option for both individuals and non-individuals.

Here's what PLUS Fixed Deposit Account offers you:

  • Flexible tenure period ranging from 1 month to 60 months and in multiples of 1 month.
  • Minimum placements:
    • 1 month - RM5,000
    • 2 months and above - RM1,000
  • Automatic renewal for your convenience.
  • Partial withdrawal:-
    • Only allowed for individual customers at account holding branch.
    • Minimum withdrawal amount of RM1,000, and thereafter in multiple of RM1,000.
    • The minimum amount to be maintained per FD Receipt’s contracted tenure:
      • 1 month - RM5,000
      • 2 months and above - RM1,000
  • Flexible interest payment methods of 6 monthly or upon maturity.
  • Optional overdraft facility of up to 100% margin at attractive rates.

PLUS Fixed Deposit is protected by PIDM up to RM250,000 for each depositor.

Flexible Interest Payment Methods

Flexible interest payment methods of 6 monthly or upon maturity as follows:

Placement Options Option 1 Option 2
Tenure 1 to 12 months 13 months and above
Interest Payment Method
  • Credit into your savings or current account maintained with the Bank upon maturity, OR
  • Add to the principal upon maturity
Credit into your savings or current account maintained with the Bank on 6 monthly basis
Eligibility
  • Individuals.
  • Sole-proprietorships, partnerships, corporate entities, associations, club and societies.

 

Rates & Charges

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