Discover the possibilities of earning potentially higher returns as you open an account based on the currency of your choice. Make hassle-free banking transactions in the foreign currency of your choice. Ideal for both individual and business entity.
We offer two (2) types of foreign currency fixed deposit account as follows:
- PB Foreign Currency Fixed Deposit Account (PB FCY FD) allows you to hold one currency in a single account.
- PB Multi Foreign Currency Fixed Deposit Account (PB MFFD) allows you to hold up to twelve (12) foreign currencies in a single account.
Here's what Foreign Currency Fixed Deposit Account offers you:
- A choice of opening an account in the major currencies.
- Flexible placement period from 1-Month, 3-Month, 6-Month and 12-Month.
- Interest will be paid in the same currency as the one in your account upon maturity.
PB FCY FD and PB MFFD are protected by PIDM up to RM250,000 for each depositor.
Compare PB FCY FD & PB MFFD
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Compare PB FCY FD & PB MFFD
PB FCY FD
PB MFFD
Eligibility
- Open to individuals and non-individuals.
- Open to individuals and non-individuals.
Minimum Placement Amount per Receipt
- RM 10,000 equivalents for both individual and non-individuals.
- Individuals: RM5,000 equivalents.
- Non-individuals: RM10,000 equivalents.
Tenure
- 1-Month, 3-Month, 6-Month and 12-Month.
- 1-Month, 3-Month, 6-Month and 12-Month.
Interest Earning
- Interest is calculated based on actual number of days.
- Interest will be paid in the denomination of respective currencies upon maturity.
- Interest is calculated based on actual number of days.
- Interest will be paid in the denomination of respective currencies upon maturity.
List of Foreign Currencies Available
- New Zealand Dollar, Pound Sterling, Euro, Australian Dollar, U.S. Dollar, Japanese Yen, Hong Kong Dollar, Singapore Dollar, Swiss Franc, Chinese Renminbi, Canadian Dollar, Thai Baht.
- New Zealand Dollar, Pound Sterling, Euro, Australian Dollar, U.S. Dollar, Japanese Yen, Hong Kong Dollar, Singapore Dollar, Swiss Franc, Chinese Renminbi, Canadian Dollar, Thai Baht.
Statement
- Quarterly statement of account is provided in hardcopy or e-statement which is available via Public Bank’s online banking service (whichever applicable).
- Quarterly statement of account is provided in hardcopy or e-statement which is available via Public Bank’s online banking service (whichever applicable).
Foreign Currency Fixed Deposit (FCY FD) Receipt
- FCY FD Receipt will be issued.
- Individuals: FCY FD Receipt is not available. Confirmation Advice will be issued.
- Non-individuals: FCY FD Receipt will be issued.
Rates & Charges
Click here to view more Rates & Charges
- Foreign Currency Fixed Deposit Account Terms & Conditions
- PB FCY FD Product Disclosure Sheet
- PB MFFD Product Disclosure Sheet
Warning
THERE IS AN INHERENT EXCHANGE RATE RISK IN FOREIGN CURRENCY DEPOSITS DUE TO THE FLUCTUATION OF THE FOREIGN CURRENCY EXCHANGE RATE AGAINST RINGGIT MALAYSIA.
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