PB Signature Prosperity

• Expand Your Wealth with Global Currency Choices
  • Diversify with Confidence
    • Strengthen your portfolio with global currencies—United States Dollar (USD) or Singapore Dollar (SGD) while accessing international financial opportunities.
  • Preserve Value Across Generations
    • Help safeguard your wealth against local currency fluctuations, supporting long-term financial security and legacy planning.
• Accelerate Your Wealth Potential
  • 100% Premium Allocation¹
    • Every growth opportunity begins with strength as your premiums are fully invested from day one. 
  • Loyalty Bonus²
    • Be rewarded every 5 policy years with up to 1.0% of Account Value in Protection Account—for life.
  • Booster Bonus² 
    • Enjoy a one-time bonus of 10% of Account Value in Protection Account—further accelerating your wealth journey.
• Diverse Investment Option with AIA Infinite Funds
  
  • Our AIA Infinite Funds are carefully crafted to suit your goals and risk preferences. Each fund comprises a strategic mix of foreign equities and fixed income, targeted at providing optimal returns and financial stability for the long run. Choose from:

1. 1. 1. AIA Infinite Growth USD/SGD Fund
      2. AIA Infinite Anchor USD/SGD Fund
      3. AIA Infinite Dividend-Focus USD/SGD Fund (with dividend reinvest or payout options)

• Multi-generational Legacy and Wealth Transfer
  • Secure and grow your wealth with the flexibility to preserve and pass it on seamlessly across generations. 
    • Death Benefit
      • Receive up to 125% of Single Premium paid or Account Value, whichever is higher.
    • Successive Owner³ and Successive Insured³ 
      • Appoint your loved ones as Successive Owner³ and Successive Insured³, to enjoy uninterrupted policy continuity across generations. Make changes freely anytime—giving you full control.
    • Built-in Trust Option
      • Shape your legacy with confidence—choose a lump sum or annual payouts for up to 10 years. Entrust AIA Bhd. to manage your wealth distribution at no additional cost, ensuring your wishes are honored with care, clarity, and confidence.
• Start Building Your Wealth with Ease 
  • Enjoy a seamless enrolment experience with:
    • High entry age eligibility up to age 80
    • Guaranteed Issuance Offer (GIO) without underwriting for coverage up to USD 2 million / SGD 2.5 million – Highest limit in the market⁴
    • Simplified Issuance Offer (SIO) with 3 health questions for coverage up to USD 4 million / SGD 5 million – Highest limit in the market⁴

Notes: 

¹The single premium will be allocated to the Protection Account at an allocation rate of 100%, while any ad hoc top-up premium will be allocated to the Savings Account at an allocation rate of 95%.

²Terms and conditions apply. Please refer to the Sales Illustration, Product Disclosure Sheet and policy contract for further details on the Loyalty Bonus and Booster Bonus.

³Please refer to the Product Disclosure Sheet and policy contract for further details on the Successive Owner and Successive Insured. 

⁴Information as of 1 January 2026; compared with similar investment-linked insurance products with foreign currency options in Malaysia.

This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.

The description, benefits, exclusions, terms and conditions described above have been summarised and are not exhaustive. For a detailed explanation on its benefits, terms and conditions and exclusions, please refer to the policy contract. For AIA Infinite Funds, please refer to the  Fund Fact Sheet in AIA Bhd.'s website at www.aia.com.my for further details.

To find out more, call us now at +603 - 2170 8000 or visit any of our branches for more information!

PB Signature Prosperity is available for insured with entry age between 14 days old and 80 years old. The minimum entry age for policy owner is 18 years old.  

Death due to suicide within 1 year from the issue date or commencement date, whichever is later, will not be covered. Under such circumstance, we will refund the account value as at the date of death without interest together with the total unallocated premium and policy charges deducted from the issue date or commencement date, whichever is later.

Note: This exclusion will also apply to any Successive Insured who takes over the role of Insured.