FAQ
- Overview
- Home
- Security Concerns
- Account (Summary)
- Accounts (Statement)
- Transaction Authentication - PB SecureSign (Digital Token)
- Transaction Authentication - SecureSign Token (Physical Token)
- Send Money
- Pay Card
- Pay Bill
- Pay Loan / Financing
- Prepaid Top Up
- DuitNow ID
- eRights
- Cash Advance
- eIPO
- Check eIPO Status
- Manage CDS Account
- Redraw Facility
- Balance Transfer
- eGold Investment Account (eGIA)
- Change Password
- Change Mailing Address
- Add/Delete Account
- Change Personal Login Phrase
- Request Cheque Book
- Stop Cheque Request
- Enquire Cheque Status
- Register Positive Pay
- Terminate Positive Pay
- Insert Positive Pay
- Enquire Positive Pay
- Create Debit Card PIN
- Manage Credit Card PIN
- Renew Debit Card
- Update Credit Card Information
- Cancel / Report Lost Card
- Manage Card-Not-Present and Overseas Retail Transactions
- Overseas ATM Withdrawal
- Contactless Transaction Alert Limit
- MyDebit Limit
- DuitNow Online Banking / Wallets
- Daily Transaction Limit
- Unexplained Funds In Account
- eFixed Deposit (eFD) / eTerm Deposit-i (eTD-i)
- Profile Access
- Challenge Questions and Answers
- e-Invoice
- Overview
- Security Concerns
- Home
- Account (Account Summary)
- Transaction Authentication : PB SecureSign (Digital Token)
- Transaction Authentication : SecureSign Token (Physical Token)
- Send Money
- Pay Bill
- Scan (QR)
- Pay Card
- Pay Loan
- Top Up (Prepaid Top Up)
- Scheduled (Scheduled Transactions)
- Manage Card
- Profile - Account
- Profile - Settings
- Profile – Security
- CO2 Tracker
- eGold Investment Account (eGIA)
- Expense Tracker
- Cash Advance
- PB Flexipay
- Loyalty (Loyalty Card)
- Calculator
- Appointment
- PB Journey
- Wealth (Wealth Management)
- Apply - Savings Account
- Apply – Others (Card, Home/ Vehicle, Solar or Share Trading/ Margin Financing)
- Remit
- eFixed Deposit (eFD) / eTerm Deposit-i (eTD-i)
- Challenge Questions and Answers
- Profile Access
- PBe Registration
- About PBe
- DuitNow Transfer
- FPX
- Migrating to PB enterprise
- PB eFixed Deposit Account
- PBe Challenge Questions and Answers
- How to Report Fraud
- Security Concerns
- System Requirements
- Subsequent Logins
- User ID and Password
- Problem Logging In
- General PBe Services
- E-Statement
- E-Standing Instruction
- Transfer Fund Within Public Bank
- Transfer Fund to Other Banks
- PAC
- Bill Payment
- Foreign Remittance
- GST Tax Invoice
- Investment
- eIPO
- eRights
- Miscellanous Services
- SecureSign Token
- Transaction On Hold
- Profile Maintenance
- Daily Transaction Limit
- Fees & Charges
Challenge Questions and Answers
Challenge Questions and answers serves as an additional security measure to safeguard you from fraudulent activities when using online banking.
In the event if there is any suspicious activity detected via online or mobile banking, you will be prompted with a challenge question.
It's really simple! You would need to select your preferred questions from three (3) different groups and provide an answer for each.
If you are setting up your Challenge Questions and answers through online banking, you would need to authenticate via PB SecureSign or SecureSign Token to complete the enrolment.
If you are setting up your Challenge Questions and answers through mobile banking, you would need to authenticate via PB SecureSign. If you had not registered for PB SecureSign, you can perform the registration for PB SecureSign and enrol for Challenge Questions and answers together.

No, setting up Challenge Questions and answers is mandatory for all customers using our online and mobile banking services.
No, you are not required to change your User ID and password to enrol for Challenge Questions.
Yes, customers can now enrol for Challenge Questions and answers via MyPB App. You will be prompted to enrol for Challenge Questions and answers as soon as you login on MyPB App.
Customers are highly advised to select questions and answers that are relevant to them. It is crucial to select ones that are easy to remember, but hard to guessed by others.
No, each answer must be unique. Duplicate answers will prevent you from completing the enrolment process.
Yes. your Challenge Questions and answers are highly sensitive, similar to a password. Do not share this information to anyone.
You may reach out to Case Management at 03-2177 3555 or email to pbesecure@publicbank.com.my for further assistance.
There is no specific timeframe set by the Bank. However, you are highly advised to update your asnwers from time to time for security reasons.

