Challenge Questions and Answers

What are Challenge Questions?

Challenge Questions and answers serves as an additional security measure to safeguard you from fraudulent activities when using online banking.

In the event if there is any suspicious activity detected via online or mobile banking, you will be prompted with a challenge question.

How do I set up my Challenge Questions and answers?

It's really simple! You would need to select your preferred questions from three (3) different groups and provide an answer for each. 

If you are setting up your Challenge Questions and answers through online banking, you would need to authenticate via PB SecureSign or SecureSign Token to complete the enrolment.

If you are setting up your Challenge Questions and answers through mobile banking, you would need to authenticate via PB SecureSign. If you had not registered for PB SecureSign, you can perform the registration for PB SecureSign and enrol for Challenge Questions and answers together.

challenge question enrollment MyPB app

Can I choose not to set up my Challenge Questions and answers?

No, setting up Challenge Questions and answers is mandatory for all customers using our online and mobile banking services.

Do I need to update my PBe User ID or password to enrol for Challenge Questions?

No, you are not required to change your User ID and password to enrol for Challenge Questions.

Can I set up my Challenge Questions using MyPB App?

Yes, customers can now enrol for Challenge Questions and answers via MyPB App. You will be prompted to enrol for Challenge Questions and answers as soon as you login on MyPB App.

Any tips for selecting the Challenge Questions and answers?

Customers are highly advised to select questions and answers that are relevant to them. It is crucial to select ones that are easy to remember, but hard to guessed by others. 

Can I use the same exact answer for all 3 Challenge Questions?

No, each answer must be unique. Duplicate answers will prevent you from completing the enrolment process. 

Should I keep my chosen Challenge Questions and answers a secret?

Yes. your Challenge Questions and answers are highly sensitive, similar to a password. Do not share this information to anyone.

How frequently should I update my Challenge Questions and answers?

There is no specific timeframe set by the Bank. However, you are highly advised to update your asnwers from time to time for security reasons.