FAQ

Balance Transfer allows cardmembers to transfer their other Banks’ credit card outstanding balance to PB Credit Card.

You must transfer a minimum of RM1,000 per bank / financial institution. An interest charge / management fee for an instalment plan on the Approved Transfer Amount will be charged upfront upon the posting date of the approved balance transaction. After the credit scheme duration, the standard tiered Finance Charge / Management Fee of 15% to 18% p.a. will be applicable.

All transfer amounts are up to a maximum of 80% of the total available approved credit limit. The Approved Balance will form part of the total available approved credit limit for all of the cardmember’s PB / PIB, Credit Card account(s), including Supplementary Credit Card account(s).

You must be a Principal Public Bank (PB) / Public Islamic Bank (PIB) Visa and PB / PIB MasterCard credit cardmember. Your Card Account status must be active and the remaining credit limit must be sufficient to enable the execution of the transfer.